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05:04 AM
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ACK! Bank of America just sold my note to Gree Tree LLC who wants $12 for online payments!!! I need some help.
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[quote:ifSHTF:MV8xNjIxMDE3XzI2NzcxMzYzX0QyMTk1MTgx] [quote:Anonymous Coward 1439733:MV8xNjIxMDE3XzI2NzcxMzMwXzM2NjdGNDdF] Technically, your mortgage spells out the payment to be made and the fee's that can be charged. As long as you haven't been late on a payment you could challenge this fee. It's just another way for banks to scam customers. 12 bucks a month times 360 months (for a 30 year mortgage) comes out to 4200 dollars - just for the priviledge of paying them their money. [/quote] how exactly would you challenge it? its one thing to say it - its another to do it. sort of like the whole "produce the note" theory. I'd consider that route - but the $ I borrowed is well within my means to repay. [/quote]
Original Message
Just got notification that they transferred my mortgage to Green Tree LLC. Get this... Green Tree LLC wants $12 to provide me with the service to process my online payment.
I've been googling the company all night and they sound like a huge scam - tacking on extra charges and bogus fees.
I'm going to head to a local credit union tomorrow and see what I can do. Problem is... I bought way under my budget, so the loan is pretty small (under 50k) and nobody really wants to deal with it. That's the reward I get for buying a starter house within my means...
I'm open to any ideas / suggestions on getting such a small refi.
They also changed my due date from the 9th to the 1st - making the Payment due today, green Tree is already calling about the payment being late. I've only gotten notification from BOA - I don't even know my account # for the new place, yet... No statement. Nothing.
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