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03:39 PM
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ACK! Bank of America just sold my note to Gree Tree LLC who wants $12 for online payments!!! I need some help.
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[quote:Anonymous Coward 1460275:MV8xNjIxMDE3XzI2Nzg5ODUwXzJCOEMwMzI3] [quote:Anonymous Coward 1460275:MV8xNjIxMDE3XzI2Nzg5ODIwXzY0Q0Q5NUUw] Send them an affidavit. Demand they produce the original wet ink note in court (which you could verify with forensics). If they sold your note chances are they've altered the contract (usually a stamp saying: paid in full, no recourse). Contract becomes void when they alter it. I've seen people win with this in court. Challenge the terms of the contract as well (e.g. interest..). Just in case they attempt to recreate the document once they can not produce the original. They can't recreate if you challenge the terms. I know people that do this on the regular. Don't live in fear brother. [/quote] And yes, I'm suggesting you don't pay/owe them anything. [/quote]
Original Message
Just got notification that they transferred my mortgage to Green Tree LLC. Get this... Green Tree LLC wants $12 to provide me with the service to process my online payment.
I've been googling the company all night and they sound like a huge scam - tacking on extra charges and bogus fees.
I'm going to head to a local credit union tomorrow and see what I can do. Problem is... I bought way under my budget, so the loan is pretty small (under 50k) and nobody really wants to deal with it. That's the reward I get for buying a starter house within my means...
I'm open to any ideas / suggestions on getting such a small refi.
They also changed my due date from the 9th to the 1st - making the Payment due today, green Tree is already calling about the payment being late. I've only gotten notification from BOA - I don't even know my account # for the new place, yet... No statement. Nothing.
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