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05:34 PM
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ACK! Bank of America just sold my note to Gree Tree LLC who wants $12 for online payments!!! I need some help.
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In accordance with industry accepted best practices we ask that users limit their copy / paste of copyrighted material to the relevant portions of the article you wish to discuss and no more than 50% of the source material, provide a link back to the original article and provide your original comments / criticism in your post with the article.
[quote:Anonymous Coward 1533025:MV8xNjIxMDE3XzI2NzkyMTA0X0I0MjZBNjQ1] [quote:ifSHTF:MV8xNjIxMDE3XzI2NzcwNzk4XzdERTY1QjdG] [quote:Anonymous Coward 1081851:MV8xNjIxMDE3XzI2NzcwNjkzX0VCRjZFOEMw] Tell them you want to see the note they claim you owe on... [/quote] I thought about doing that - however, I have 2 issues with it 1 - I don't want to tank my credit over that gamble. Like I said - this is only a starter house. 2 - Morally, I find it difficult to do that. Its my home - I owe the debt, and its within my means to pay it off. Home is worth ~50k - note is for 30k. Nobody wants to touch a refi because its so little $. Basically, I bought a 1600ft fixer upper as a single guy and gutted the whole place. Bought 3 yrs ago when the market was bottomed out - so I'm still ahead on the value. I'm half-halfheartedly wishing I would have just purchased a 250k home. [/quote] finish fixing it ASAP and sell the thing [/quote]
Original Message
Just got notification that they transferred my mortgage to Green Tree LLC. Get this... Green Tree LLC wants $12 to provide me with the service to process my online payment.
I've been googling the company all night and they sound like a huge scam - tacking on extra charges and bogus fees.
I'm going to head to a local credit union tomorrow and see what I can do. Problem is... I bought way under my budget, so the loan is pretty small (under 50k) and nobody really wants to deal with it. That's the reward I get for buying a starter house within my means...
I'm open to any ideas / suggestions on getting such a small refi.
They also changed my due date from the 9th to the 1st - making the Payment due today, green Tree is already calling about the payment being late. I've only gotten notification from BOA - I don't even know my account # for the new place, yet... No statement. Nothing.
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