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Subject PERSONAL BUDGET STORIES - WHAT EXPENSES HAVE YOU CUT OUT OR CHANGED IN THE LAST 2 YEARS????

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Original Message I was thinking ..why is it that our elected politicians are asking for our sacrifice and yet they are the one's that are making the laws and doing the spending. Time For Them To Get Real!!!!!

Our Personal Income has been reduced by 45% -
(Due to lay off and returning for higher education)
We Have To Stick To Our Family's Budget-
We Get No Bailouts or Credit Privileges
"We Can Not Crap Money Ahead Of Time"
And We Can Not Save Large Sums Of Money That We Do Not Have Or Have Not Yet Earned.

Here is what I have already had to do What About You????

I set a weekly budget for grocery store shopping
I pre plan family meals and utilize leftovers
I have cut the over priced cell phones plan contracts
I clip coupons
I watch my water and electricity usage
I have no more credit cards
We are a cash only family
Beauty Shop and Beauty Products -Gone (with the exception of my husbands $11.00 haircut every 4 weeks)Me I volunteer at the local Beauty College to be a Test Model -Free Hair Service.
Got Rid of A $500.00 SUV payment - and replaced it with a cash $900.00 beater (14 yr old car). No Payment
We do not go to movies or other entertainment venues
Out To Eat- Is Only Reserved For Special Occasion -but that will reduce the weekly grocery budget-It is Food
Mortgage- can not do anything to reduce that one-
but I am upside down since the loan to market value is now $25k in the hole

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