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Anybody in real estate?
Ms Sans Serif
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[quote:Anonymous Coward 1212477:MV8yMDY3OTQ5XzM0Nzk2MzM5Xzc2MjU0RDEz] Op, you seem hell bent on borrowing money to get what you want. Why not work a 2nd job until you have the money to pay CASH for a modest house? My uncle just did it last year. Then you don't have to pay any attention to the real estate clowns who are always spouting fact and figures. Of course this would require more effort on your part. [/quote]
I officially now have $30,000 saved up to buy a new home howeber I have very little credit. I only have one Visa card that I've had about 2 years. I get many offers in the mail just havn't followed up on getting a second one yet.
But If I'm looking for homes priced around $60,000 to $80,000 and put up around $20 to $25,000 for a downpayment (including closing costs) does my credit score really matter? My goal would be to have my morgage around $350 a month or cheaper. I take home after taxes about $1,400 a month.
First time home buyer so any help GLP can offer I would greatly appreciate it.
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