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Anybody in real estate?
Ms Sans Serif
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[quote:maskers:MV8yMDY3OTQ5XzM0Nzk2NDM3Xzk0RDI3Njkx] If you have good credit, get max loan with as little down has possible. Home prices are still unstable. Too much stimulus and fake low rates from fed. Banks still holding foreclosures off market. When rates finally move up the bottom will be in. So if the market falls you can just walk. Plus put that money to work. If market stabilize and you bought at a good price you can always pay down with investment earnings. But don't throw hard earned cash into this fed induced shit hole. [/quote]
I officially now have $30,000 saved up to buy a new home howeber I have very little credit. I only have one Visa card that I've had about 2 years. I get many offers in the mail just havn't followed up on getting a second one yet.
But If I'm looking for homes priced around $60,000 to $80,000 and put up around $20 to $25,000 for a downpayment (including closing costs) does my credit score really matter? My goal would be to have my morgage around $350 a month or cheaper. I take home after taxes about $1,400 a month.
First time home buyer so any help GLP can offer I would greatly appreciate it.
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