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Anybody in real estate?
Ms Sans Serif
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[quote:Anonymous Coward 22965942:MV8yMDY3OTQ5XzM0Nzk2OTE1XzQwMzJFNjZD] I was a lender and appraiser. First congratulations on your wise use of credit and savings. When financing or appraising a piece of RE the first thing I consider is the economic health of the area. Second is the operating cost of the property. Last question to answer: is the market appreciating or depreciating. Then you will better understand what to do with your query. [/quote]
I officially now have $30,000 saved up to buy a new home howeber I have very little credit. I only have one Visa card that I've had about 2 years. I get many offers in the mail just havn't followed up on getting a second one yet.
But If I'm looking for homes priced around $60,000 to $80,000 and put up around $20 to $25,000 for a downpayment (including closing costs) does my credit score really matter? My goal would be to have my morgage around $350 a month or cheaper. I take home after taxes about $1,400 a month.
First time home buyer so any help GLP can offer I would greatly appreciate it.
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