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Hey Obama Voters in Detroit...Wanna go learn about your Obamacare for FREE? More confusing information.
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Want to learn some more about our new tax law? Well here's some basic info, and a date for a free seminar held by BC/BS. I hope your cars have enough fuel to get to Harper Woods...LOL
According to healthcare.gov, insurance companies "offering coverage through the Marketplace must lower the amount you pay out of pocket for essential health benefits if your household income is below the following amounts."
Up to $28,725 for individuals Up to $38,775 for a family of 2 Up to $48,825 for a family of 3 Up to $58,875 for a family of 4 Up to $68,925 for a family of 5 Up to $78,975 for a family of 6 Up to $89,025 for a family of 7 Up to $99,075 for a family of 8
It is important to note, that the marketplace is the only place people can receive assistance to help paying for their health care plans. The government hopes that the subsidies will make the coverage more affordable for some.
"The law requires everyone to carry health insurance. If you don't, you will face a penalty," said Duritz. "The money is not the big issue here, one never knows when you're going to have an accident, you might be riding your bike and hit a stone, you might get appendicitis and those bills follow you out of the hospital and that's why coverage is so important.
The penalty, which is $95 or one percent of income, will be collected on tax returns beginning in 2015.
There are, however, a few exemptions to paying the penalty. According to healthcare.gov people could qualify for an exemption if:
You're uninsured for less than 3 months of the year The lowest-priced coverage available to you would cost more than 8% of your household income You don't have to file a tax return because your income is too low (Learn about the filing limit.) You're a member of a federally recognized tribe or eligible for services through an Indian Health Services provider You're a member of a recognized health care sharing ministry You're a member of a recognized religious sect with religious objections to insurance, including Social Security and Medicare You're incarcerated, and not awaiting the disposition of charges against you You're not lawfully present in the U.S.
Here are the key dates once open enrollment begins:
October 1, 2013: Open enrollment starts January 1, 2014: Health coverage can start March 31, 2014: Open enrollment ends
[link to www.clickondetroit.com]
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