Healthcare deniers read this please...

I have a cousin who years ago started working as a chamber maid for Holiday Inn.Over the years she moved up the ladder from night desk to day desk then finally management.Perfect story of a woman caring about her work and moving forward in her career.She then transfers to Fairfield Marriott as a manager.As life moves forward she becomes pregnant like lots of working women do.This is all okay because she has insurance with Fairfield.Then one day she is working the front desk 8 months pregnant,she gets a call from her boss saying that by the end of the week she needed to come up with $300 to keep her insurance.She was also told that she would now have to be paying over $300 a month for her insurance.She made about $25,000 yr...Needless to say she could not come up with the $300 by the end of the week and could not afford to add $300 onto her budget.She lost her insurance right before having a baby...So she now works full time for Fairfield as a manager and has no health insurance for her or her 2 kids...Is this right?...More and more companies will do this...They will raise the copay high enough most people will drop out...Thus increasing the premiums on the ones who stay in.

In a related story my local hospital has decided to not hire smokers anymore.They test for nicotine in the drug test.This caused a pretty big uproar round here.The reason the did this was because the cost of insurance for a smoker is much higher,over the life of a smoker...My company charges smokers a $600 yr fee...Is this right?