I was a Dave Ramsey Endorsed Local Provider (ELP) for 6 years. I felt sleazy being involved with this organization, because they put on a ‘Christian’ front, yet demand big bucks each month from ELPs in return for dave’s “endorsement”. Wouldn’t be so bad if they disclosed the cash for endorsement deal, but instead they give the impression ELPs are ‘chosen’ based on merit. It’s nothing more than a slick, profitable marketing scheme & also gets dave out of having to answer an intelligent question on the air. He just throws out the ‘you should call your ELP’ (cha-ching!) on that one… Approx 40% of my monthly fee went directly to some staff person with whom the only contact I had was a perky voicemail every 90 days..