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| 04:07 AM | ||
| Users Online Now: 1,070 (Who's On?) | Visitors Today: 236,992 | |
| Pageviews Today: 364,404 | Threads Today: 141 | Posts Today: 1,989 |
| 04:07 AM | ||
The Official, "DAVE RAMSEY SUCKS" thread. Post your dislikes here | |
| Anonymous Coward User ID: 1100562  Ecuador09/16/2010 02:04 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1098516  United States09/16/2010 02:07 PM Report Abusive Post Report Copyright Violation | |
BRIEF AND TO THE POINT  User ID: 381742 United States09/16/2010 02:10 PM Report Abusive Post Report Copyright Violation | He cost me thousands because of his bad advice. "Don't go BK, it will hurt your credit" So now I am stuck with 900k in bad debt, and no job, and can't afford to BK, and they just repo-ed my only car. Thanks Dave! You are the best!! Dick-hole... Quoting: Anonymous Coward 1100562BTW, I am owed Millions from the Banks, that shut off our payments for construction projects we were doing..... "BK" Burger King? Black Kid? What? Poor people do poor people things, and rich people do rich people things. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation. You cannot multiply wealth by dividing it! when you rob Paul to give to Peter ... ... ... you will always get Peters support! :Brieffromnativea: |
| Anonymous Coward (OP) User ID: 1100562 Ecuador09/16/2010 02:11 PM Report Abusive Post Report Copyright Violation | He cost me thousands because of his bad advice. "Don't go BK, it will hurt your credit" So now I am stuck with 900k in bad debt, and no job, and can't afford to BK, and they just repo-ed my only car. Thanks Dave! You are the best!! Dick-hole... Quoting: BRIEF AND TO THE POINTBTW, I am owed Millions from the Banks, that shut off our payments for construction projects we were doing..... "BK" Burger King? Black Kid? What? Bowl of Kornflakes |
| Anonymous Coward User ID: 1078707 United States09/16/2010 02:12 PM Report Abusive Post Report Copyright Violation | |
| dereistic User ID: 846424  United Kingdom09/16/2010 02:13 PM Report Abusive Post Report Copyright Violation | He cost me thousands because of his bad advice. "Don't go BK, it will hurt your credit" So now I am stuck with 900k in bad debt, and no job, and can't afford to BK, and they just repo-ed my only car. Thanks Dave! You are the best!! Dick-hole... Quoting: BRIEF AND TO THE POINTBTW, I am owed Millions from the Banks, that shut off our payments for construction projects we were doing..... "BK" Burger King? Black Kid? What? WHAT?! Is someone talkin shit about Burger King? Do I have to whoop some asses? "And as things fell apart, nobody paid much attention" |
| BRIEF AND TO THE POINT User ID: 381742 United States09/16/2010 02:13 PM Report Abusive Post Report Copyright Violation | When gold was $660, Dave told a caller NOT to invest in gold as it didn't pay a dividend. He told the caller to find a "good mutual fund" paying 11 percent. Wonder how THAT advice paid off for the caller. (Gold was $1270 today...) Quoting: Anonymous Coward 1098516Gold is historically not a good investment...it can be volatile and risky, which is why it's not recommended...However, gold has held it's value against inflation over time...What an ounce of gold would buy you 100 years ago, it will buy you today...but it's not a wise long term growth investment... Poor people do poor people things, and rich people do rich people things. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation. You cannot multiply wealth by dividing it! when you rob Paul to give to Peter ... ... ... you will always get Peters support! :Brieffromnativea: |
| BRIEF AND TO THE POINT User ID: 381742 United States09/16/2010 02:15 PM Report Abusive Post Report Copyright Violation | RAMsey=Paid Shill, dude is a perpetual glass half full guy. That's ok but his luck will soon run out, quit listening to his drivel years ago when he kept telling folk to keep buy stocks and real estate. Quoting: Anonymous Coward 1078707yeah, cause all that get out of debt and live within your means bullshit is just out there...you should do the opposite! Go into debt and live on credit cards...oh, but you already do... Poor people do poor people things, and rich people do rich people things. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation. You cannot multiply wealth by dividing it! when you rob Paul to give to Peter ... ... ... you will always get Peters support! :Brieffromnativea: |
snark Forum Administrator User ID: 817630 United States09/16/2010 02:17 PM  Report Abusive Post Report Copyright Violation | When gold was $660, Dave told a caller NOT to invest in gold as it didn't pay a dividend. He told the caller to find a "good mutual fund" paying 11 percent. Wonder how THAT advice paid off for the caller. (Gold was $1270 today...) Quoting: BRIEF AND TO THE POINTGold is historically not a good investment...it can be volatile and risky, which is why it's not recommended...However, gold has held it's value against inflation over time...What an ounce of gold would buy you 100 years ago, it will buy you today...but it's not a wise long term growth investment... Gold is fine as part of your portfolio as a hedge against inflation. Nobody should have all their eggs in one basket...a portfolio that has up to 30% in managed commodities will usually see it's returns smoothed out and it's performance enhanced. T For Texas, T For Tennessee! The virtue of courage is a prerequisite for the practice of all other virtues, because otherwise one is virtuous only when virtue has no cost. There are times when something needs to be done, and yet we know that if we step up and do this needful thing, we will pay a heavy personal price. -C.S. Lewis |
| Anonymous Coward User ID: 1098516 United States09/16/2010 02:20 PM Report Abusive Post Report Copyright Violation | When gold was $660, Dave told a caller NOT to invest in gold as it didn't pay a dividend. He told the caller to find a "good mutual fund" paying 11 percent. Wonder how THAT advice paid off for the caller. (Gold was $1270 today...) Quoting: BRIEF AND TO THE POINTGold is historically not a good investment...it can be volatile and risky, which is why it's not recommended...However, gold has held it's value against inflation over time...What an ounce of gold would buy you 100 years ago, it will buy you today...but it's not a wise long term growth investment... "Historically", you are right. However the United States has also never "historically" been so close to bankruptcy and foreclosure as a nation. I bought my gold in 2002 at $369. I'm happy so far. But you are certainly right ref long term... |
| Anonymous Coward User ID: 1078707 United States09/16/2010 02:21 PM Report Abusive Post Report Copyright Violation | RAMsey=Paid Shill, dude is a perpetual glass half full guy. That's ok but his luck will soon run out, quit listening to his drivel years ago when he kept telling folk to keep buy stocks and real estate. Quoting: BRIEF AND TO THE POINTyeah, cause all that get out of debt and live within your means bullshit is just out there...you should do the opposite! Go into debt and live on credit cards...oh, but you already do... I had no idea Dave was a glp member! Howdy Dave you old turd burglar, you had me fooled there for a while. Oh well better late than never, at least I know your here and will watch my backside hear abouts. |
| Anonymous Coward User ID: 1100641 United States09/16/2010 02:24 PM Report Abusive Post Report Copyright Violation | Dave Ramsey does suck, indeed he sucks the big one. I wonder the conversation that would exist between him and someone like Robert Kiyosaki. If I lived daves plan, I'd be enjoying all my labors at the perfect ripe age of 70. At what age is a corvette useless? 70 Fuck that, I want to reward my labors NOW and enjoy my corvette NOW while I can get some nice young pussy and still be able to fuck. Credit is not sent from God, it's one of the most controlling tools in the modern age. People will work 3 jobs just to stay out of bankruptsy because of the fear they have as a lack of understanding. How many times did donald trump file bankruptsy? how about other mogels out there? It is a tool as well and all this shit is a big fucking game of who knows how to play better... Play on slave |
| Anonymous Coward User ID: 1057372 United States09/16/2010 02:25 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1057372 United States09/16/2010 02:26 PM Report Abusive Post Report Copyright Violation | RAMsey=Paid Shill, dude is a perpetual glass half full guy. That's ok but his luck will soon run out, quit listening to his drivel years ago when he kept telling folk to keep buy stocks and real estate. Quoting: BRIEF AND TO THE POINTyeah, cause all that get out of debt and live within your means bullshit is just out there...you should do the opposite! Go into debt and live on credit cards...oh, but you already do... DAVE JR. |
| Anonymous Coward User ID: 929742 United States09/16/2010 02:28 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 574189  United Arab Emirates09/16/2010 02:31 PM Report Abusive Post Report Copyright Violation | When gold was $660, Dave told a caller NOT to invest in gold as it didn't pay a dividend. He told the caller to find a "good mutual fund" paying 11 percent. Wonder how THAT advice paid off for the caller. (Gold was $1270 today...) Quoting: Anonymous Coward 1098516I quit listening to him when he was bashing gold at $200 an ounce... . |
| BRIEF AND TO THE POINT User ID: 381742 United States09/16/2010 02:33 PM Report Abusive Post Report Copyright Violation | Dave Ramsey does suck, indeed he sucks the big one. Quoting: Anonymous Coward 1100641I wonder the conversation that would exist between him and someone like Robert Kiyosaki. If I lived daves plan, I'd be enjoying all my labors at the perfect ripe age of 70. At what age is a corvette useless? 70 Fuck that, I want to reward my labors NOW and enjoy my corvette NOW while I can get some nice young pussy and still be able to fuck. Credit is not sent from God, it's one of the most controlling tools in the modern age. People will work 3 jobs just to stay out of bankruptsy because of the fear they have as a lack of understanding. How many times did donald trump file bankruptsy? how about other mogels out there? It is a tool as well and all this shit is a big fucking game of who knows how to play better... Play on slave Um, I think you misunderstand Dave...we don't give a fuck about credit score, and unless you have a ton of debt to start with, there is no reason you have to wait to 70 to enjoy life...Hell, I was set in my early twenties because I saved, invested wisely and never borrowed money... Last Edited by BRIEF AND TO THE POINT on 09/16/2010 02:33 PM Poor people do poor people things, and rich people do rich people things. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation. You cannot multiply wealth by dividing it! when you rob Paul to give to Peter ... ... ... you will always get Peters support! :Brieffromnativea: |
| Anonymous Coward User ID: 1057372 United States09/16/2010 02:34 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward (OP) User ID: 1100562 Ecuador09/16/2010 02:35 PM Report Abusive Post Report Copyright Violation | |
| BRIEF AND TO THE POINT User ID: 381742 United States09/16/2010 02:36 PM Report Abusive Post Report Copyright Violation | When gold was $660, Dave told a caller NOT to invest in gold as it didn't pay a dividend. He told the caller to find a "good mutual fund" paying 11 percent. Wonder how THAT advice paid off for the caller. (Gold was $1270 today...) Quoting: Anonymous Coward 574189I quit listening to him when he was bashing gold at $200 an ounce... . If you are taking a public forum conversation as specific advice, then you are retarded...certain rules apply generically like: never borrow money, and live below your means...but if you have a good balanced portfolio there is nothing wrong with have a percentage in gold...hell I have lots of gold, but I don't recommend it unless you have money to burn... Poor people do poor people things, and rich people do rich people things. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation. You cannot multiply wealth by dividing it! when you rob Paul to give to Peter ... ... ... you will always get Peters support! :Brieffromnativea: |
| BRIEF AND TO THE POINT User ID: 381742 United States09/16/2010 02:38 PM Report Abusive Post Report Copyright Violation | I started this thread as a warning, Dave is a paid shill from the MSM. He is also arrogant... Quoting: Anonymous Coward 1100562I'm sure the people that insist on borrowing money and that have no discipline agree with you...It's not Dave's fault that you are broke and in debt... Poor people do poor people things, and rich people do rich people things. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation. You cannot multiply wealth by dividing it! when you rob Paul to give to Peter ... ... ... you will always get Peters support! :Brieffromnativea: |
| BRIEF AND TO THE POINT User ID: 381742 United States09/16/2010 02:42 PM Report Abusive Post Report Copyright Violation | RAMsey=Paid Shill, dude is a perpetual glass half full guy. That's ok but his luck will soon run out, quit listening to his drivel years ago when he kept telling folk to keep buy stocks and real estate. Quoting: Anonymous Coward 1057372yeah, cause all that get out of debt and live within your means bullshit is just out there...you should do the opposite! Go into debt and live on credit cards...oh, but you already do... DAVE JR. pretty much, but I can prove mathematically that whole life insurance beats term over a lifetime...Dave disagrees but the proof is in the math...however, I do agree that term life ins is a great asset and that most people don't have the discipline to commit to a whole life policy... Poor people do poor people things, and rich people do rich people things. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation. You cannot multiply wealth by dividing it! when you rob Paul to give to Peter ... ... ... you will always get Peters support! :Brieffromnativea: |
| Anonymous Coward (OP) User ID: 1100562 Ecuador09/16/2010 09:37 PM Report Abusive Post Report Copyright Violation | |
| Jesis User ID: 1132913 United States10/17/2010 03:08 AM Report Abusive Post Report Copyright Violation | Dave Ramsey does suck, indeed he sucks the big one. Quoting: Anonymous Coward 1100641I wonder the conversation that would exist between him and someone like Robert Kiyosaki. If I lived daves plan, I'd be enjoying all my labors at the perfect ripe age of 70. At what age is a corvette useless? 70 Fuck that, I want to reward my labors NOW and enjoy my corvette NOW while I can get some nice young pussy and still be able to fuck. Credit is not sent from God, it's one of the most controlling tools in the modern age. People will work 3 jobs just to stay out of bankruptsy because of the fear they have as a lack of understanding. How many times did donald trump file bankruptsy? how about other mogels out there? It is a tool as well and all this shit is a big fucking game of who knows how to play better... Play on slave you are my hero  |
| recovering dave clone User ID: 1463966 United States07/11/2011 06:13 PM Report Abusive Post Report Copyright Violation | I was a Dave Ramsey Endorsed Local Provider (ELP) for 6 years. I felt sleazy being involved with this organization, because they put on a ‘Christian’ front, yet demand big bucks each month from ELPs in return for dave’s “endorsement”. Wouldn’t be so bad if they disclosed the cash for endorsement deal, but instead they give the impression ELPs are ‘chosen’ based on merit. It’s nothing more than a slick, profitable marketing scheme & also gets dave out of having to answer an intelligent question on the air. He just throws out the ‘you should call your ELP’ (cha-ching!) on that one… Approx 40% of my monthly fee went directly to some staff person with whom the only contact I had was a perky voicemail every 90 days.. |
| SLeRiC User ID: 1539305 United States09/07/2011 03:56 PM Report Abusive Post Report Copyright Violation | |
| I hate his sickening voice User ID: 11145959 United States03/06/2012 11:46 PM Report Abusive Post Report Copyright Violation |  I hate how he obviously deliberately talks in this way that he thinks is cute where his voice cuts off while he talks, like fluctuates like he's got a hoarse throat but he does it in this way that seems effeminate it and like he thinks it sounds cute. It's like dude: talk like a man and stop trying to sound like your a cute cat or a cute little kid or whatever the heck you're trying to pass off as, it's just sick. It feels like he's constantly flirting. It's gross. [link to eternian.wordpress.com] |
| Anonymous Coward User ID: 11145959 United States03/06/2012 11:49 PM Report Abusive Post Report Copyright Violation | |
| FORMER ELP User ID: 34339588 United States02/13/2013 03:29 PM Report Abusive Post Report Copyright Violation | dave gives his 'listeners' (koolaid drinking sheep) the impression that his insurance & investment "Endorsed Local Providers" are thoroughly vetted & screened to make sure they have 'the heart of a teacher'. I was an insurance ELP for years & I can tell you there was only 1 criteria: Will you, the ELP, pay dave $1k/mo. in return for his 'endorsement'? So all sorts of scam artists get to be ELPs, simply because they agree to pay dave big $$ in return for him selling out his naive listeners.. If I run for office & pay you to vote for me, that's a crime. If, as an insurance agent, I pay you to buy a policy from me, that's fraud. If some company pays some other entity to endorse it's products - & doesn't disclose the payment - that's sleazy. But if dave takes my $$ in return for 'endorsing' me, it's all good? |
| Anonymous Coward User ID: 169265 United States02/13/2013 03:35 PM Report Abusive Post Report Copyright Violation | dave gives his 'listeners' (koolaid drinking sheep) the impression that his insurance & investment "Endorsed Local Providers" are thoroughly vetted & screened to make sure they have 'the heart of a teacher'. I was an insurance ELP for years & I can tell you there was only 1 criteria: Will you, the ELP, pay dave $1k/mo. in return for his 'endorsement'? Quoting: FORMER ELP 34339588 So all sorts of scam artists get to be ELPs, simply because they agree to pay dave big $$ in return for him selling out his naive listeners.. If I run for office & pay you to vote for me, that's a crime. If, as an insurance agent, I pay you to buy a policy from me, that's fraud. If some company pays some other entity to endorse it's products - & doesn't disclose the payment - that's sleazy. But if dave takes my $$ in return for 'endorsing' me, it's all good? |
| non hick User ID: 59387927 United States06/18/2014 03:03 AM Report Abusive Post Report Copyright Violation | |
