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How many here have no health insurance?

 
Anonymous Coward
User ID: 1071219
United States
01/25/2011 11:01 AM
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Re: How many here have no health insurance?
Death to Insurance companies
Anonymous Coward
User ID: 582017
United States
01/25/2011 11:03 AM
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Re: How many here have no health insurance?
I have Government (military) health coverage so I would say no I have no coverage.
508527

User ID: 1226246
United States
01/25/2011 11:04 AM
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Re: How many here have no health insurance?
Death to Insurance companies
 Quoting: Anonymous Coward 1071219

is it the insurance companies' fault the hospital charges $2000 for a simple emergency room visit?
Frankenstein

User ID: 952673
United States
01/25/2011 11:05 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Whatever! It would be like $400 for my family and we don't have $400. We don't even have $200. We had $120 before and that was doable, but then our employer fucked us over and blamed the insurance company and Obama which I even think is illegal. Sounds like you're all for the mandatory insurance plan. I am not. I think all healthcare is fucking ridiculously overpriced. I go to Costa Rica if I need anything. They price it reasonably, it is not a huge for-profit empire like it is here and I want nothing to do with it.
 Quoting: Anonymous Coward 875198


you can't afford a modest policy but can afford to go to costa rica? Yeah!
508527

User ID: 1226246
United States
01/25/2011 11:06 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Whatever! It would be like $400 for my family and we don't have $400. We don't even have $200. We had $120 before and that was doable, but then our employer fucked us over and blamed the insurance company and Obama which I even think is illegal. Sounds like you're all for the mandatory insurance plan. I am not. I think all healthcare is fucking ridiculously overpriced. I go to Costa Rica if I need anything. They price it reasonably, it is not a huge for-profit empire like it is here and I want nothing to do with it.
 Quoting: Anonymous Coward 875198


you can't afford a modest policy but can afford to go to costa rica? Yeah!
 Quoting: Frankenstein

commie-dems always KNOW what we can afford
Storm*

User ID: 1199093
United States
01/25/2011 11:06 AM
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Re: How many here have no health insurance?
I have Government (military) health coverage so I would say no I have no coverage.
 Quoting: Anonymous Coward 582017



hf
Anonymous Coward
User ID: 875198
United States
01/25/2011 11:08 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Whatever! It would be like $400 for my family and we don't have $400. We don't even have $200. We had $120 before and that was doable, but then our employer fucked us over and blamed the insurance company and Obama which I even think is illegal. Sounds like you're all for the mandatory insurance plan. I am not. I think all healthcare is fucking ridiculously overpriced. I go to Costa Rica if I need anything. They price it reasonably, it is not a huge for-profit empire like it is here and I want nothing to do with it.
 Quoting: Anonymous Coward 875198


you can't afford a modest policy but can afford to go to costa rica? Yeah!
 Quoting: Frankenstein



Yeah, since my husband is from there and all his family lives there and they have paid for our tickets to visit them, if you must know! And yes I got dental work done there for 1/4 of the price. I WOULD go there if I needed anything like a surgery or cancer treatment, etc. At least I would have a chance to pay for it unlike in the U.S. where cancer treatments bankrupt people and leave families with nothing! Not that I would even do chemo. I would advise everyone to go overseas for a major treatment. Fuck this greedy system.
Anonymous Coward
User ID: 875198
United States
01/25/2011 11:09 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Whatever! It would be like $400 for my family and we don't have $400. We don't even have $200. We had $120 before and that was doable, but then our employer fucked us over and blamed the insurance company and Obama which I even think is illegal. Sounds like you're all for the mandatory insurance plan. I am not. I think all healthcare is fucking ridiculously overpriced. I go to Costa Rica if I need anything. They price it reasonably, it is not a huge for-profit empire like it is here and I want nothing to do with it.
 Quoting: Anonymous Coward 875198


you can't afford a modest policy but can afford to go to costa rica? Yeah!
 Quoting: Frankenstein



Also, how is $400 a month "modest" anything for a family of four living on 30k a year? What a joke you are.
Anonymous Coward
User ID: 1242882
United States
01/25/2011 11:10 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Don't be an ignorant blowhard calling people liars and shills when you don't know WTF you're talking about. Your state is $130@mo. and what's the DEDUCTIBLE?

Where I live it's $180@mo. with a $5000 deductible and an out-of-pocket max of $3000. That's means when almost any use it can run over 10 grand a year.

You sound like a shill for the insurance industry.
Storm*

User ID: 1199093
United States
01/25/2011 11:10 AM
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Re: How many here have no health insurance?
...


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Whatever! It would be like $400 for my family and we don't have $400. We don't even have $200. We had $120 before and that was doable, but then our employer fucked us over and blamed the insurance company and Obama which I even think is illegal. Sounds like you're all for the mandatory insurance plan. I am not. I think all healthcare is fucking ridiculously overpriced. I go to Costa Rica if I need anything. They price it reasonably, it is not a huge for-profit empire like it is here and I want nothing to do with it.
 Quoting: Anonymous Coward 875198


you can't afford a modest policy but can afford to go to costa rica? Yeah!
 Quoting: Frankenstein



Yeah, since my husband is from there and all his family lives there and they have paid for our tickets to visit them, if you must know! And yes I got dental work done there for 1/4 of the price. I WOULD go there if I needed anything like a surgery or cancer treatment, etc. At least I would have a chance to pay for it unlike in the U.S. where cancer treatments bankrupt people and leave families with nothing! Not that I would even do chemo. I would advise everyone to go overseas for a major treatment. Fuck this greedy system.
 Quoting: Anonymous Coward 875198



It won't help in an immediate emergency. I hope it doesn't happen, but if you find yourself needing emergency care here, they will work with you, take payments, and knock off a huge percentage of the 'cost'. Do some google research on self pay. You may be amazed.

Last Edited by Storm* on 01/25/2011 11:11 AM
Anonymous Coward
User ID: 515220
United States
01/25/2011 11:11 AM
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Re: How many here have no health insurance?
We have a crappy high deductible group plan and HSA but my employer stopped contributing to the HSA's in July and then stopped paying the group premiums so it has been cancelled. Have two people out of work at home and can't afford any extra $ for more bills. None of us have any chronic health problems, thank goodness. I could see this coming years ago and took my health into my own hands so I wouldn't be dependent on the doctors and pharmacy.
Anonymous Coward
User ID: 1202616
United States
01/25/2011 11:15 AM
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Re: How many here have no health insurance?
Careful OP don't let the Health Insurance Czar know you are do not have insurance, you will be paying a hefty fine to be sure....
My wife and I have decent jobs and have mid range health insurance but, in the last 5-6 years our costs have sky rocketed. Our premium has nearly doubled and we have seen our copay quadrupling, with fewer services and test available.
Frankenstein

User ID: 952673
United States
01/25/2011 11:16 AM
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Re: How many here have no health insurance?
Death to Insurance companies
 Quoting: Anonymous Coward 1071219

is it the insurance companies' fault the hospital charges $2000 for a simple emergency room visit?
 Quoting: 508527


in a way it is... hospitals certainly over charge but it's part of the game because the health insurance companies re-price the hospt charge based on a % or UCR (usual customary and reasonable) participating provider will be reimbursed based on negotiated price schedule. For instance a typical health insurance company will discount or re-price Lab and diagnostic imagining charges by as much as 85%. An outpatient surgical procedure i was involved in was re=priced from $12,000 to about $1,400 hospital charges and $635 for the surgeon (orthopedic). THE PROBLEM WITH IS TRANSPARENCY. Without transparency people will just accept anything the docs charge because the insurance company pays for it. shop this stuff where you can and negotiate with cash to reduce your out-of-pocket costs. I have a $5,000 deductible QHDHP with Illinois BCBS for me and my family and it's fine. I get the insurance discounts on my deductible amounts and catastrophic coverage ($5,000 plus) for the critical stuff.

edit: the present healthcare system is not a sustainable economic model due to transparency, ignorance, employer paid plans where everything is covered 100% (no skin in the game for the insureds), politics, law suits, non-payment of charges which is passed onto the those who pay, and very low gov medicare reimbursement schedules which force providers to make-up for shortfalls by over charging those who pay (typically those with health insurance which fuels the escalating premiums of health insurance).

Last Edited by Frankenstein on 01/25/2011 11:25 AM
Anonymous Coward
User ID: 875198
United States
01/25/2011 11:19 AM
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Re: How many here have no health insurance?
...


Whatever! It would be like $400 for my family and we don't have $400. We don't even have $200. We had $120 before and that was doable, but then our employer fucked us over and blamed the insurance company and Obama which I even think is illegal. Sounds like you're all for the mandatory insurance plan. I am not. I think all healthcare is fucking ridiculously overpriced. I go to Costa Rica if I need anything. They price it reasonably, it is not a huge for-profit empire like it is here and I want nothing to do with it.
 Quoting: Anonymous Coward 875198


Right, which I figure is better than paying out the ears for a policy with a high deductible. Last time I used the ER they worked with me and I was happy. Other times, I've made payments, even $50 a month. For the amount of money I spent yearly on medical it makes more sense for me to be uninsured and pay out of pocket than the deductible. I take good care of myself though too and am still young. I'd hate to be uninsured and be older. The system is broken due to greed, plain and simple.

you can't afford a modest policy but can afford to go to costa rica? Yeah!
 Quoting: Frankenstein



Yeah, since my husband is from there and all his family lives there and they have paid for our tickets to visit them, if you must know! And yes I got dental work done there for 1/4 of the price. I WOULD go there if I needed anything like a surgery or cancer treatment, etc. At least I would have a chance to pay for it unlike in the U.S. where cancer treatments bankrupt people and leave families with nothing! Not that I would even do chemo. I would advise everyone to go overseas for a major treatment. Fuck this greedy system.
 Quoting: Anonymous Coward 875198



It won't help in an immediate emergency. I hope it doesn't happen, but if you find yourself needing emergency care here, they will work with you, take payments, and knock off a huge percentage of the 'cost'. Do some google research on self pay. You may be amazed.
 Quoting: Storm*
Anonymous Coward
User ID: 1134252
United States
01/25/2011 11:20 AM
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Re: How many here have no health insurance?
Death to Insurance companies
 Quoting: Anonymous Coward 1071219

is it the insurance companies' fault the hospital charges $2000 for a simple emergency room visit?
 Quoting: 508527


An Emergency Room that I was forced to go to charged me over $5000, after I was admitted (for only 20 minutes!) with Hypothermia...that bill included a $200 charge for 2 Tylenol pills, as well as hundreds of dollars for other remedies that I could have purchased, myself, for $10 at a drug store. Worse yet, the doctor misdiagnosed me, yet I was still forced to pay the bill. :(

Hospitals certainly are every bit as evil as politicians & mega-corporations, it would seem...

(Oh, & I'm "rolling the dice", too - I don't make enough to pay for health insurance, but I make too much to qualify for any assistance.)
Anonymous Coward
User ID: 875198
United States
01/25/2011 11:21 AM
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Right, which I figure is better than paying out the ears for a policy with a high deductible. Last time I used the ER they worked with me and I was happy. Other times, I've made payments, even $50 a month. For the amount of money I spent yearly on medical it makes more sense for me to be uninsured and pay out of pocket than the deductible. I take good care of myself though too and am still young. I'd hate to be uninsured and be older. The system is broken due to greed, plain and simple.

you can't afford a modest policy but can afford to go to costa rica? Yeah!
 Quoting: Frankenstein



Yeah, since my husband is from there and all his family lives there and they have paid for our tickets to visit them, if you must know! And yes I got dental work done there for 1/4 of the price. I WOULD go there if I needed anything like a surgery or cancer treatment, etc. At least I would have a chance to pay for it unlike in the U.S. where cancer treatments bankrupt people and leave families with nothing! Not that I would even do chemo. I would advise everyone to go overseas for a major treatment. Fuck this greedy system.
 Quoting: Anonymous Coward 875198



It won't help in an immediate emergency. I hope it doesn't happen, but if you find yourself needing emergency care here, they will work with you, take payments, and knock off a huge percentage of the 'cost'. Do some google research on self pay. You may be amazed.
 Quoting: Storm*

 Quoting: Anonymous Coward 875198


Oops...
Right, which I figure is better than paying out the ears for a policy with a high deductible. Last time I used the ER they worked with me and I was happy. Other times, I've made payments, even $50 a month. For the amount of money I spent yearly on medical it makes more sense for me to be uninsured and pay out of pocket than the deductible. I take good care of myself though too and am still young. I'd hate to be uninsured and be older. The system is broken due to greed, plain and simple.
Anonymous Coward
User ID: 1234026
United States
01/25/2011 11:25 AM
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Re: How many here have no health insurance?
Rolling the dice, and got stuck paying off a $3000 ER visit bill b/c I had to go to the ER 1 week before my insurance policy kicked in at my last job, which I subsequently lost in the economic downturn. 20 minute visit and an antibiotic RX and 3K in debt, after years of working to get debt-free.

I live in fear of another 3K visit.
Anonymous Coward
User ID: 878047
United States
01/25/2011 11:26 AM
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Re: How many here have no health insurance?
none here.......
Rolling the dice


hiding
Frankenstein

User ID: 952673
United States
01/25/2011 11:30 AM
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Right, which I figure is better than paying out the ears for a policy with a high deductible. Last time I used the ER they worked with me and I was happy. Other times, I've made payments, even $50 a month. For the amount of money I spent yearly on medical it makes more sense for me to be uninsured and pay out of pocket than the deductible. I take good care of myself though too and am still young. I'd hate to be uninsured and be older. The system is broken due to greed, plain and simple.

you can't afford a modest policy but can afford to go to costa rica? Yeah!
 Quoting: Frankenstein



Yeah, since my husband is from there and all his family lives there and they have paid for our tickets to visit them, if you must know! And yes I got dental work done there for 1/4 of the price. I WOULD go there if I needed anything like a surgery or cancer treatment, etc. At least I would have a chance to pay for it unlike in the U.S. where cancer treatments bankrupt people and leave families with nothing! Not that I would even do chemo. I would advise everyone to go overseas for a major treatment. Fuck this greedy system.
 Quoting: Anonymous Coward 875198



It won't help in an immediate emergency. I hope it doesn't happen, but if you find yourself needing emergency care here, they will work with you, take payments, and knock off a huge percentage of the 'cost'. Do some google research on self pay. You may be amazed.
 Quoting: Storm*

 Quoting: Anonymous Coward 875198


yes, i must know.!!.. (sheesh!) do you realize you could get dental care here in the US for free or at drastically reduced rates?
Anonymous Coward
User ID: 1215673
United States
01/25/2011 11:30 AM
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Re: How many here have no health insurance?
I'm 28 and have been rolling the dice for 10 years now. Only been to the doctor twice in that time and spent about 600$ total for visits, lab work, and prescriptions. So i spend about 60$ a year on health care this past decade. I'll get insurance if/when I have a family.
Frankenstein

User ID: 952673
United States
01/25/2011 11:34 AM
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Re: How many here have no health insurance?
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Yeah, since my husband is from there and all his family lives there and they have paid for our tickets to visit them, if you must know! And yes I got dental work done there for 1/4 of the price. I WOULD go there if I needed anything like a surgery or cancer treatment, etc. At least I would have a chance to pay for it unlike in the U.S. where cancer treatments bankrupt people and leave families with nothing! Not that I would even do chemo. I would advise everyone to go overseas for a major treatment. Fuck this greedy system.
 Quoting: Anonymous Coward 875198



It won't help in an immediate emergency. I hope it doesn't happen, but if you find yourself needing emergency care here, they will work with you, take payments, and knock off a huge percentage of the 'cost'. Do some google research on self pay. You may be amazed.
 Quoting: Storm*

 Quoting: Anonymous Coward 875198


yes, i must know.!!.. (sheesh!) do you realize you could get dental care here in the US for free or at drastically reduced rates?
 Quoting: Frankenstein


Bankruptcy is voluntary no body forcing someone to declare and responsible people purchase insurance like health insurance and disability insurance TO PREVENT THINGS LIKE THT FROM HAPPENING

... dumb ass socialist want everything given to them

not saying you are... just saying... comrad
starrynytes

User ID: 1184670
United States
01/25/2011 11:34 AM

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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein



Nice... not every state is the same- get with it
popcorn

User ID: 1191137
United States
01/25/2011 11:36 AM
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Re: How many here have no health insurance?
Death to Insurance companies
 Quoting: Anonymous Coward 1071219

is it the insurance companies' fault the hospital charges $2000 for a simple emergency room visit?
 Quoting: 508527



yes
Frankenstein

User ID: 952673
United States
01/25/2011 11:36 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein



Nice... not every state is the same- get with it

y
 Quoting: starrynytes


Yeah, they are... do a little research. The programs described exist in each state but may be by different name. Get with it.

Last Edited by Frankenstein on 01/25/2011 11:38 AM
Anonymous Coward
User ID: 1134137
Canada
01/25/2011 11:39 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921

Sorry to hear of your misfortune.

I live in Canada.

We all have health insurance.

It's administered by the government, and paid for with tax money.

Of course, that means we're doomed to suffer horrendous abuse at the hands of the government, you know, death panels and all that.

I've been preparing for it since about 1982 when the health care system finally became free to everyone.
Anonymous Coward
User ID: 1233993
United States
01/25/2011 11:40 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Don't be an ignorant blowhard calling people liars and shills when you don't know WTF you're talking about. Your state is $130@mo. and what's the DEDUCTIBLE?

Where I live it's $180@mo. with a $5000 deductible and an out-of-pocket max of $3000. That's means when almost any use it can run over 10 grand a year.

You sound like a shill for the insurance industry.
 Quoting: Anonymous Coward 1242882


That's about what it would be for me.

And yeah, I agree about the shill thing too.
508527

User ID: 1226246
United States
01/25/2011 11:41 AM
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Re: How many here have no health insurance?
Rolling the dice, and got stuck paying off a $3000 ER visit bill b/c I had to go to the ER 1 week before my insurance policy kicked in at my last job, which I subsequently lost in the economic downturn. 20 minute visit and an antibiotic RX and 3K in debt, after years of working to get debt-free.

I live in fear of another 3K visit.
 Quoting: Anonymous Coward 1234026

just don't pay it
Frankenstein

User ID: 952673
United States
01/25/2011 11:48 AM
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Re: How many here have no health insurance?
I'm self-employed, no insurance, make too much to get any assistance, make to little be able to afford buy it myself.

Anyone else rolling the dice?
 Quoting: Anonymous Coward 1213921


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Don't be an ignorant blowhard calling people liars and shills when you don't know WTF you're talking about. Your state is $130@mo. and what's the DEDUCTIBLE?

Where I live it's $180@mo. with a $5000 deductible and an out-of-pocket max of $3000. That's means when almost any use it can run over 10 grand a year.

You sound like a shill for the insurance industry.
 Quoting: Anonymous Coward 1242882


That's about what it would be for me.

And yeah, I agree about the shill thing too.
 Quoting: Anonymous Coward 1233993



The SpecialCare plan has no deductible , that's zero $ smartass. The BCBS insurance has unique arrangements with a major provider network that force discounts thereby the low premium. The plan has provisions with the state department of insurance that waives certain mandated benefits that otherwise increase premiums. I don't work for an insurance company. I am certified health underwriter and i work as a consultant to employers and write their benefits programs.
Anonymous Coward
User ID: 1095970
United States
01/25/2011 11:51 AM
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Re: How many here have no health insurance?
I haven't had any for ten years and can afford it. Its a scam. I'll finance my own healthcare and the insurance parasites can eat shit.
Anonymous Coward
User ID: 1233993
United States
01/25/2011 12:01 PM
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Re: How many here have no health insurance?
...


Bullshit! I don't believe you. I know with absolute certainty that you can find a an affordable policy with or without pre-existing conditions. Why don't you either confess to being a shill or educate yourself on what's available. Keyword "carrier of last resort" for your state... typically its a BCBS plan and then check out online the QHDHPs or the low cost guaranteed issue basic SpecialCare plans. In my state 130 per month.
 Quoting: Frankenstein


Don't be an ignorant blowhard calling people liars and shills when you don't know WTF you're talking about. Your state is $130@mo. and what's the DEDUCTIBLE?

Where I live it's $180@mo. with a $5000 deductible and an out-of-pocket max of $3000. That's means when almost any use it can run over 10 grand a year.

You sound like a shill for the insurance industry.
 Quoting: Anonymous Coward 1242882


That's about what it would be for me.

And yeah, I agree about the shill thing too.
 Quoting: Anonymous Coward 1233993



The SpecialCare plan has no deductible , that's zero $ smartass. The BCBS insurance has unique arrangements with a major provider network that force discounts thereby the low premium. The plan has provisions with the state department of insurance that waives certain mandated benefits that otherwise increase premiums. I don't work for an insurance company. I am certified health underwriter and i work as a consultant to employers and write their benefits programs.
 Quoting: Frankenstein


You're full of shit then. The Special Care health plans in my state are listed for HIV, and other specialized treatments, none of which I would be eligible for (thank god) though any patients must still meet those requirements.

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