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Message Subject HOUSING DOOM: 27% of US Homeowners Underwater (up from 23%) !!!
Poster Handle AwakeAndAware
Post Content
they got us!


Me and hubby just cant make enough money(Trucking)

Gonna throw our last 1500.00 on attorney tommorow for ch.13 because BOA gonna sell our home march 1st.

Were only 3 pmts behind as of this month,they moved fast on us.took me 2 hours going through postings at the county clerks office for our property because there were so m any for our county just for the March 1st sales.


Texas
 Quoting: Anonymous Coward 1262037



That stinks. Instead of paying the attorney to file Chapt. 13 you may want to consider paying him to file an injuction stopping the sale of your home until such time as BOA can produce the promissory note that says that you owe them money for the home which they cannot do because they listed your mortgage in the MERS system and gave up their intrest in the home. There have already been precedent set in court cases in several states that your attorney can cite in the injunctive relief request.

Basically, if you have a BOA mortgage and check with your county title office and find MERS listed as the lein holder, your home is in reality foreclosure proof if the judge follows the law because the chain of title to the promissory note has been permanently broken. No one owns the note. BOA sold your note as a mortgage backed security and has already been paid in full for it.
 
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