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State Farm Homeowner's Insurance trying to pull a fast one

 
John Nash
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User ID: 1273923
United States
02/28/2011 12:41 PM

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State Farm Homeowner's Insurance trying to pull a fast one
State Farm Homeowners Insurance trying to pull a fast one

Attention all homeowners who insure their home with State Farm in the midwest. READ YOUR BILL CAREFULLY. If you have an escrow account that pays your homeowners insurance, GET A COPY OF IT! DO NOT IGNORE!! Your coverage will change without your knowledge.

State Farm is UNILATERALLY changing the deductible on all homeowners policies that have the EARTHQUAKE coverage. Normally, 10% of the replacement value is the deductible. State Farm is changing this to 20% UNLESS you pay an additional premium to keep it at a 10% deductible.

WHAT DO THEY KNOW or suspect?

ahhh
"It is no measure of mental health to be well adjusted to a profoundly sick society."
“It is not reasonable to assume that manipulation of the immune system through an increasing number of vaccinations during critical periods of brain development will not result in adverse neurodevelopmental outcomes.”
'Austerity' is the term and policy used to impose collective punishment on the many for the outrageous banking crimes of a few.
Anonymous Coward
User ID: 1276990
United States
02/28/2011 12:57 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
being crooks is SOP for them and has been for at least 2 decades.
Anonymous Coward
User ID: 1280010
United States
02/28/2011 12:59 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Do you think they got wind of the New Madrid fault thingy?
Anonymous Coward
User ID: 1230093
United States
02/28/2011 01:01 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
being crooks is SOP for them and has been for at least 2 decades.
 Quoting: Anonymous Coward 1276990


got that right. Them mother fuckers are the only ones I know that raise rates (vehicle)...for NOT having any accidents. Been with the pricks for years and they raise my rates for no fucking reason. Nice frigging racket they have going on....in the same boat as the thieving electric companies!!!!
Anonymous Coward
User ID: 983877
United States
02/28/2011 01:01 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Nice catch, OP. State Farm sucks donkey balls.
John Nash (OP)

User ID: 1273923
United States
02/28/2011 01:13 PM

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Re: State Farm Homeowner's Insurance trying to pull a fast one
Do you think they got wind of the New Madrid fault thingy?
 Quoting: Anonymous Coward 1280010


Yeah, I called my agent and that is exactly what he said to me. That our area was past due for an earthquake. So now I have an agent admitting that not only do they raise rates for PAST expenses but also for anticipated events.
"It is no measure of mental health to be well adjusted to a profoundly sick society."
“It is not reasonable to assume that manipulation of the immune system through an increasing number of vaccinations during critical periods of brain development will not result in adverse neurodevelopmental outcomes.”
'Austerity' is the term and policy used to impose collective punishment on the many for the outrageous banking crimes of a few.
Anonymous Coward
User ID: 1013442
United States
02/28/2011 05:11 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
bump
Anonymous Coward
User ID: 1271821
United States
02/28/2011 05:19 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Insurance company Thugs pulling a fast one?!!!?

No fucking way that never happens.

You might as well be telling us its gets hot around fires.


When did society decide that criminal mafia organizations like insurance companies are allowed to "do business"?
PARANOID.

User ID: 923589
United States
02/28/2011 05:23 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
this JUST happened to us, as well as a $80 increase in our house payment due to insurance rate increase. Bastards.
Anonymous Coward
User ID: 1271821
United States
02/28/2011 05:58 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
this JUST happened to us, as well as a $80 increase in our house payment due to insurance rate increase. Bastards.
 Quoting: PARANOID.



I can get "red angry" when i start thinking of all of the money i have given the criminal groups FOR NO GOODS OR SERVICES.

Its just a fucking pit to throw money into, and then get slapped in the face with the throbbing cock of advertising they pay for with the money they steal.

Ive given at least 15K to geico for jack and shit.
At least 25k to health insurance companies for again jack and shit.

I guess i am punishing myself or not getting in wreaks or not going to the doctor...

O wait thats right they have seas of lawyer dicks waiting around to figure out a way to FUCK ME out of what i should be owed....

And yet i hear people bitching about taxes all the fucking time at least you can circle jerk yourself into thinking your tax dollars do something.

With insurance money is only increasing advertising and the amount of money they can use for lobbying to require that we have to buy their bullshit "product".

MAKES ME WANT TO HURL THE FUCKING EARTH INTO THE SUN!!!!!
Anonymous Coward
User ID: 1271821
United States
02/28/2011 06:00 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
this JUST happened to us, as well as a $80 increase in our house payment due to insurance rate increase. Bastards.
 Quoting: PARANOID.


OMG and i dont even own a house yet...

And i say yet because i was considering buying but yeah im seeing again these fucks have lobbied their way into that industry as well so i have to buy insurance for that as well..


What the fuck is the point of owning a house if by the time you add in maintenance, taxes, and insurance thugs you have a whole fucking rent payment again.

INTO THE SUN!~!!!!!!!
Anonymous Coward
User ID: 1271821
United States
02/28/2011 06:37 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Fuck insurance companies.
Anonymous Coward
User ID: 1013442
United States
02/28/2011 07:49 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
bump
Anonymous Coward
User ID: 1013442
United States
02/28/2011 07:49 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
bump
Anonymous Coward
User ID: 1013442
United States
02/28/2011 07:49 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
bump
Anonymous Coward
User ID: 1013442
United States
02/28/2011 07:49 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
bump
Madigan

User ID: 1081323
United States
02/28/2011 07:53 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Do you think they got wind of the New Madrid fault thingy?
 Quoting: Anonymous Coward 1280010


Yeah, I called my agent and that is exactly what he said to me. That our area was past due for an earthquake. So now I have an agent admitting that not only do they raise rates for PAST expenses but also for anticipated events.
 Quoting: John Nash


You're kidding.

Did they specify that it was regional?
John Nash (OP)

User ID: 888679
United States
03/01/2011 07:46 AM

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Re: State Farm Homeowner's Insurance trying to pull a fast one
Do you think they got wind of the New Madrid fault thingy?
 Quoting: Anonymous Coward 1280010


Yeah, I called my agent and that is exactly what he said to me. That our area was past due for an earthquake. So now I have an agent admitting that not only do they raise rates for PAST expenses but also for anticipated events.
 Quoting: John Nash


You're kidding.

Did they specify that it was regional?
 Quoting: Madigan


Fortunately, he did say that it was regional. But curiously he mentioned all the Katrina expense and I am no where near the Gulf.
"It is no measure of mental health to be well adjusted to a profoundly sick society."
“It is not reasonable to assume that manipulation of the immune system through an increasing number of vaccinations during critical periods of brain development will not result in adverse neurodevelopmental outcomes.”
'Austerity' is the term and policy used to impose collective punishment on the many for the outrageous banking crimes of a few.
Anonymous Coward
User ID: 1260746
United States
03/01/2011 07:54 AM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Insurance is a filthy racket, jut like Wall Street.
Anonymous Coward
User ID: 1281006
United States
03/01/2011 07:59 AM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
being crooks is SOP for them and has been for at least 2 decades.
 Quoting: Anonymous Coward 1276990


got that right. Them mother fuckers are the only ones I know that raise rates (vehicle)...for NOT having any accidents. Been with the pricks for years and they raise my rates for no fucking reason. Nice frigging racket they have going on....in the same boat as the thieving electric companies!!!!
 Quoting: Anonymous Coward 1230093



Why don't you change insurance companies?

Allstate canceled my car insurance when I got married giving the explanation that I had become a greater risk because my husband did not have a good driving record. He didn't drive my car and I canceled with Allstate and have never gone back.
rebeljoe
User ID: 1100580
United States
03/01/2011 08:09 AM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Like a good neighbor , yeah right.
leelee

User ID: 752822
United States
03/01/2011 08:16 AM

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Re: State Farm Homeowner's Insurance trying to pull a fast one
Do you think they got wind of the New Madrid fault thingy?
 Quoting: Anonymous Coward 1280010


Yeah, I called my agent and that is exactly what he said to me. That our area was past due for an earthquake. So now I have an agent admitting that not only do they raise rates for PAST expenses but also for anticipated events.
 Quoting: John Nash


You're kidding.

Did they specify that it was regional?
 Quoting: Madigan


I live on Long Island and also have State Farm. Last August I spoke with my broker and he said that they were no longer insuring any new home policies just existing home policies.

He said the reason - we are due for a major hurricane. He also told me to go over my existing policy and make sure we have everything we need.
Anonymous Coward
User ID: 1263366
United States
03/01/2011 08:18 AM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
my husband went in to the state farm office to get auto insurance.spent half an hour going through paperwork with the man.signed what he needed to sign and went home.

two months later they sent a bill that was almost twice as much.when he called they told him there was still a form he had not filled out.
no reason given for the rise in insurance.
he told them he HAD filled out all the necessary paperwork IN THEIR OFFICE.
they would not carry out their end of the contract so we canceled with them and found another insurance, much cheaper.

my husband seriously hates them now.
ive NEVER heard anything good about them...so i was surprised he even chose them to begin with.
Hmm mm......
User ID: 1739182
United States
09/23/2011 12:10 AM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Why don't guys self insure yourselves? Cry babies.......
Rode hard and put away wet
User ID: 20775116
United States
04/06/2013 05:54 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Insurance companies figure the odds of payouts. Your are insuring against the odds that nothing will happen. Your policy covers you for a period of time and if something happens then you are covered. If nothing happens you lost the bet and the insurance company won. The odds are stacked in their favor. Insurance companies are the private piggy bank of the 1%.

It's like betting on pass line at the craps table. You will loose more times than you when.

My insurance company just sent a letter that I will not be able to renew my earthquake insurance after my policy elapses.
rode hard and put away wet
User ID: 20775116
United States
04/06/2013 05:59 PM
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Re: State Farm Homeowner's Insurance trying to pull a fast one
Why don't guys self insure yourselves? Cry babies.......
 Quoting: Hmm mm...... 1739182


You are either very rich or you don't own property. The banks will not give you a loan to buy property without insurance. If you have the money to self insure a million dollar house then you don't need a loan.

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