Virtually all the clients in my database have utterly horrific charts in the second half of 2014. Now, admittedly, probably 85% of my database is people in the Midwest (Missouri, Illinois, Indiana, Ohio, and Michigan), so TS may HTF in other places at other times. And most of my charts show increasing troubles well before Fall 2014, so it may be a bit more of a slope downhill at first before the big fall.

But from Fall 2014 thru late 2016 or even early 2017, it looks like pure hell from everything I'm seeing.