Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit! | |
gnostic User ID: 1062517 United States 03/23/2011 08:49 PM Report Abusive Post Report Copyright Violation | the reason for this is the same reason they run credit to get insurance now also. Quoting: Mr. X 1305692People with bad credit dont just have bad credit. They also cause most of the auto accidents, this is documented. And, they steal shit. This is amazing. Since my credit has gotten trashed in the last two years, I've become not only a thief, but a bad driver as well. The only problem with this "knowledge" is that it doesn't work. I still have not been in an accident after 29 years of driving. My excellent driving skill has not diminished with my credit rating. How is that possible? Nothing really matters. Unless you think it does. |
Anonymous Coward User ID: 1294813 United States 03/23/2011 08:50 PM Report Abusive Post Report Copyright Violation | I'm glad I'm a skinflint with no debt, if I get laid off with no chance of finding a job at my age, I have enough capital to start my own business. I will look for a job if I get laid off, and I will tell prospective employers they can either hire me or compete with me - their choice. Quoting: Anonymous Coward 1303530This is the attitude more people here need. Instead, they play the victim and sulk in the corner licking their wounds. Some even have the audacity to compare losing a job because their skills are obsolete to rape. No wonder this person topped out at $25 and works in retail. |
Anonymous Coward User ID: 856055 United States 03/23/2011 08:50 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? |
Anonymous Coward User ID: 1307892 Australia 03/23/2011 08:50 PM Report Abusive Post Report Copyright Violation | If those are the only few things on your record, that most likely wouldnt disqualify you from working. Quoting: gnosticHow can someone be disqualified from working? Do you even realize what you're saying? Like someone needs a license to work? So what your saying is, if someone had a bill once they couldn't pay, they are disqualified from working and should now just die and starve to death on the streets? Do you even realize how narcissistic and evil what you are saying is? |
Mr. D (OP) User ID: 1196798 United States 03/23/2011 08:51 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 1294813There you go again, absolutely nothing of substance. You're full of shit. If you're such a critical thinker, do us all a favor and lay out your case, clearly and logically, so we can all learn something. I'm not falling for the bait. cunt Oh that was brilliant. Typical response. |
Anonymous Coward User ID: 1294813 United States 03/23/2011 08:51 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. |
Anonymous Coward User ID: 1307892 Australia 03/23/2011 08:53 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. Who should now just DIE? Do you even realize what you're saying? Do you realize how judgmental and narcissistic what you're saying is? Do you not realize this attitude is not helping your whole country as a whole? What has been done to your brain? |
Anonymous Coward User ID: 1252912 United States 03/23/2011 08:55 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. Who should now just DIE? Do you even realize what you're saying? Do you realize how judgmental and narcissistic what you're saying is? Do you not realize this attitude is not helping your whole country as a whole? What has been done to your brain? You can't reason with sociopaths, I've spent the last 4 pages trying. Just quit before you waste too much more of your time. |
Anonymous Coward User ID: 1294813 United States 03/23/2011 08:56 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. Who should now just DIE? Do you even realize what you're saying? Do you realize how judgmental and narcissistic what you're saying is? Do you not realize this attitude is not helping your whole country as a whole? What has been done to your brain? umad? |
Storm User ID: 1245960 United States 03/23/2011 08:56 PM Report Abusive Post Report Copyright Violation | I dont hire anyone with more than 6 months unemployment in the last 3 years. Quoting: storm 1245960YOU ARE THE PROBLEM! Do people choose to get laid off? Is it the applicant's choice to not get hired because they are unemployed? How are the unemployed supposed to get jobs if people won't hire them? Do you really think these people WANT to be unemployed? I dont have the PROBLEM, my business is doing great. The person with the crappy credit and so much unemployment has the PROBLEM. Sorry, Im not going to allow HIS PROBLEM to be MY PROBLEM. Like someone said earlier, I run a business, not a charity. My job is to run the business the best way I see and to make a profit. My job is NOT to hire someone just to be nice. Running a profitable business is hard work, especially in this slow economy. Business 101: A business has to have hiring standards and needs to stick to those hiring standards. If I change how I do business and LOWER my hiring standards, which are working quite well right now, then there is a good chance I would be lowering my profit too. And thats unacceptable. I didnt say you had a problem I said you ARE a problem. I'm not telling you to run a charity. I'm not telling you anything. I'm pointing out that you're a douchebag that has no compassion for people that are down on their luck and no patience for people that have been out of work through no wrongs of their own. If you didn't want to hire people who had been fired, fine. But when you refuse to hire people that are chronically unemployed through no fault of their own, I call shenanigans. You are a fucktard plain and simple. You are part of the problem in this country, and until the peasant folk you hold yourself above rise up and flip the system, you'll continue to be part of the problem. Please tell me, How would hiring someone who's been unemployed for more than six months harm your profit anymore than hiring someone who already has a job? (remember to show your work) Because I dont believe that even in this economy a hard worker cant find a way to earn a living. There are always ways to earn in any economy. Big gaps of unemployment shows laziness. You have to understand the nature of my business. I hire educated professional people. Even in this economy, there is NO EXCUSE for someone to be unemployed for more than 6 months. Look, im simply a small business with 20 employees. I hire maybe 4 or 5 people a year. Why in the world would I settle for a crappy employee with bad credit and huge amounts of unemployment. when its so easy to find a great employee with good credit and no unemployment? Let me also ad fuel to the fire too. I would also not hire someone with a lot of jobs on their resume. When I hire someone, I want someone to be at their last job for at least 5 years. Why would I want to hire a job hopper? It takes 1000s and 1000s of dollars to train someone. If they have a history of job hopping, chances are they wouldnt last long at my business either. That would make it a waste of money to spend the 1000s training them. |
Anonymous Coward User ID: 946424 United States 03/23/2011 08:56 PM Report Abusive Post Report Copyright Violation | |
gnostic User ID: 1062517 United States 03/23/2011 08:56 PM Report Abusive Post Report Copyright Violation | I guess only people who have been there understand what I am talking about. You understand the catch 22 perfectly well. Quoting: Mr. DI totally understand. And I used to look down on people in the grocery store buying their food with food stamps, while I was paying cash. (Now certainly there is a percentage who are abusing the system - so let's not get off-track.) Now I'm gonna be one of them if something doesn't change real quick. But aside from that, now I'm wondering what happens if we look at what's happening to the masses of unemployed as a whole. If many people are now watching their credit status diminish and are thus having a more difficult time getting re-employed, will this result in a wider gap of haves and have-nots? Will those who retain the good-paying jobs become more cognizant of the positions they are in and thus be more and more willing to do anything to keep them? I see the potential for serious social issues by the end of this decade. Greater division of the classes and a larger number of them. Nothing really matters. Unless you think it does. |
Anonymous Coward User ID: 1307892 Australia 03/23/2011 08:57 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 856055How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. Who should now just DIE? Do you even realize what you're saying? Do you realize how judgmental and narcissistic what you're saying is? Do you not realize this attitude is not helping your whole country as a whole? What has been done to your brain? You can't reason with sociopaths, I've spent the last 4 pages trying. Just quit before you waste too much more of your time. This is clearly spooky these people are spooky to think they call themselves human? Telling people if they didn't pay a bill once they are disqualified from working ever again? LOL Can they even be serious? What has happened to these people to have become this way? |
Anonymous Coward User ID: 1193222 United States 03/23/2011 08:58 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. You are truly evil. |
Mr. D (OP) User ID: 1196798 United States 03/23/2011 08:58 PM Report Abusive Post Report Copyright Violation | Newsflash: Companies don't want to hire debt ridden losers who can't pay their bills. Quoting: Anonymous Coward 1294813Shocking! news flash all companies are in debt Yeah and when the companies get bad credit they just get the taxpayers to bail them out. Who are the debt ridden loser thieves now? |
Anonymous Coward User ID: 1307892 Australia 03/23/2011 09:00 PM Report Abusive Post Report Copyright Violation | Big gaps of unemployment shows laziness. Quoting: Storm 1245960What if they inherited money and lived off that for a while then it ran out? Or their partner worked while they looked after a sick relative? There can be 50 different reasons why someone didn't work for a period of time. Yet you think there is only 1? You seriously need to see a psychiatrist. |
Anonymous Coward User ID: 1307892 Australia 03/23/2011 09:00 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. You are truly evil. I don't think the word evil adequately describes this I do not think there is a word for it. |
Mr. D (OP) User ID: 1196798 United States 03/23/2011 09:00 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 1295860 United States 03/23/2011 09:01 PM Report Abusive Post Report Copyright Violation | Minimum wage is merely the rate on the bond ... You pay yourself with your own credit, thats how backward people are they don't even realise this ... y'all sitting and arguing like your employer pays you ... the op is right |
Anonymous Coward User ID: 1294813 United States 03/23/2011 09:01 PM Report Abusive Post Report Copyright Violation | A credit report is a good tool for employers to judge responsibility. Quoting: Storm 1245960I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them. Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. You are truly evil. People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault. |
Anonymous Coward User ID: 1311314 United States 03/23/2011 09:03 PM Report Abusive Post Report Copyright Violation | So now, adding the repo to my record, how bad will mr. businessman assume I am? Quoting: storm 1245960If those are the only few things on your record, that most likely wouldnt disqualify you from working. However, what would disqualify you from working for me is all the unemployment you have had. I dont hire anyone with more than 6 months unemployment in the last 3 years. And I don't hire anyone who's been married more than once, or has had more than 2 sexual partners, or has had a child out of wedlock, or had the child before age 25; it's a sign of irresponsibility. You are as stupid as it gets. |
Anonymous Coward User ID: 1307892 Australia 03/23/2011 09:03 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 856055How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. You are truly evil. People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault. But NOW?He must just go away and DIE?Because he made some bad choices? Do you not realize what you are saying? You obviously are mentally disturbed. |
Anonymous Coward User ID: 1193222 United States 03/23/2011 09:03 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 856055How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface? Loser who married the wrong person, a clear sign of someone who can't make very good decisions. You are truly evil. People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault. Why are you here? Don't you have people to screw over? Why are you on the Internet when you could be out chasing a buck? |
Mr. D (OP) User ID: 1196798 United States 03/23/2011 09:04 PM Report Abusive Post Report Copyright Violation | I guess only people who have been there understand what I am talking about. You understand the catch 22 perfectly well. Quoting: Mr. DI totally understand. And I used to look down on people in the grocery store buying their food with food stamps, while I was paying cash. (Now certainly there is a percentage who are abusing the system - so let's not get off-track.) Now I'm gonna be one of them if something doesn't change real quick. But aside from that, now I'm wondering what happens if we look at what's happening to the masses of unemployed as a whole. If many people are now watching their credit status diminish and are thus having a more difficult time getting re-employed, will this result in a wider gap of haves and have-nots? Will those who retain the good-paying jobs become more cognizant of the positions they are in and thus be more and more willing to do anything to keep them? I see the potential for serious social issues by the end of this decade. Greater division of the classes and a larger number of them. I am lucky to have parents who are supporting me until I can get back on my feet. I have been unemployed for two years, don't collect unemployment, welfare or food stamps. I will turn in aluminum cans (recycling), copper whatever I can scrounge up. I've tried to start my own business and have applied for jobs despite being a disabled vet. All of this because of someone elses greed no doubt. |
Anonymous Coward User ID: 1294813 United States 03/23/2011 09:04 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 1294813Loser who married the wrong person, a clear sign of someone who can't make very good decisions. You are truly evil. People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault. But NOW?He must just go away and DIE?Because he made some bad choices? Do you not realize what you are saying? You obviously are mentally disturbed. I'm sorry, who said he should die? Go take your meds. |
Anonymous Coward User ID: 1193222 United States 03/23/2011 09:04 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 1294813Loser who married the wrong person, a clear sign of someone who can't make very good decisions. You are truly evil. People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault. But NOW?He must just go away and DIE?Because he made some bad choices? Do you not realize what you are saying? You obviously are mentally disturbed. The guy is a monster. You know the saying about the banality of evil. He probably looks normal, but has the heart of a devil. |
Storm User ID: 1245960 United States 03/23/2011 09:04 PM Report Abusive Post Report Copyright Violation | Big gaps of unemployment shows laziness. Quoting: Storm 1245960What if they inherited money and lived off that for a while then it ran out? Or their partner worked while they looked after a sick relative? There can be 50 different reasons why someone didn't work for a period of time. Yet you think there is only 1? You seriously need to see a psychiatrist. Sure...show me a good reason you were unemployed, and I might look at it. But the "I couldnt find a job" whine doesnt work. Like I said, When i do hire someone, I really want someone who has been at their last job for 5 years or more. So they wouldnt have ANY unemployment in the last 3 years. I think my policy of no more than 6 months unemployment is pretty genorous |
Anonymous Coward User ID: 1294813 United States 03/23/2011 09:06 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 1193222You are truly evil. People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault. But NOW?He must just go away and DIE?Because he made some bad choices? Do you not realize what you are saying? You obviously are mentally disturbed. The guy is a monster. You know the saying about the banality of evil. He probably looks normal, but has the heart of a devil. Oh, the melodrama. I'm just a normal guy who doesn't like bullshit excuses, nothing more. |
Anonymous Coward User ID: 1307892 Australia 03/23/2011 09:06 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 1193222You are truly evil. People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault. But NOW?He must just go away and DIE?Because he made some bad choices? Do you not realize what you are saying? You obviously are mentally disturbed. I'm sorry, who said he should die? Go take your meds. You, you did fukwit. Whats he supposed to do to get money for food to eat you fucking mental case? What you are saying is saying because someone made some bad choices they can no longer be allowed to get a job and earn money to live. What you are saying is sadistic and evil beyond all comprehension. |
Anonymous Coward User ID: 1193222 United States 03/23/2011 09:06 PM Report Abusive Post Report Copyright Violation | Big gaps of unemployment shows laziness. Quoting: Storm 1245960What if they inherited money and lived off that for a while then it ran out? Or their partner worked while they looked after a sick relative? There can be 50 different reasons why someone didn't work for a period of time. Yet you think there is only 1? You seriously need to see a psychiatrist. Sure...show me a good reason you were unemployed, and I might look at it. But the "I couldnt find a job" whine doesnt work. Like I said, When i do hire someone, I really want someone who has been at their last job for 5 years or more. So they wouldnt have ANY unemployment in the last 3 years. I think my policy of no more than 6 months unemployment is pretty genorous And how many people stay with you for five years? I suspect very few. |