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Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!

 
gnostic

User ID: 1062517
United States
03/23/2011 08:49 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
the reason for this is the same reason they run credit to get insurance now also.

People with bad credit dont just have bad credit.

They also cause most of the auto accidents, this is documented.

And, they steal shit.

 Quoting: Mr. X 1305692


This is amazing.

Since my credit has gotten trashed in the last two years, I've become not only a thief, but a bad driver as well.

The only problem with this "knowledge" is that it doesn't work.

I still have not been in an accident after 29 years of driving.

My excellent driving skill has not diminished with my credit rating.

How is that possible?
Nothing really matters. Unless you think it does.
Anonymous Coward
User ID: 1294813
United States
03/23/2011 08:50 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
I'm glad I'm a skinflint with no debt, if I get laid off with no chance of finding a job at my age, I have enough capital to start my own business. I will look for a job if I get laid off, and I will tell prospective employers they can either hire me or compete with me - their choice.
 Quoting: Anonymous Coward 1303530


This is the attitude more people here need.

Instead, they play the victim and sulk in the corner licking their wounds. Some even have the audacity to compare losing a job because their skills are obsolete to rape. No wonder this person topped out at $25 and works in retail.
Anonymous Coward
User ID: 856055
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03/23/2011 08:50 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
Anonymous Coward
User ID: 1307892
Australia
03/23/2011 08:50 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
If those are the only few things on your record, that most likely wouldnt disqualify you from working.
 Quoting: gnostic


How can someone be disqualified from working?
Do you even realize what you're saying?
Like someone needs a license to work?
So what your saying is, if someone had a bill once they couldn't pay, they are disqualified from working and should now just die and starve to death on the streets?
Do you even realize how narcissistic and evil what you are saying is?
Mr. D  (OP)

User ID: 1196798
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03/23/2011 08:51 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


There you go again, absolutely nothing of substance.

You're full of shit.

If you're such a critical thinker, do us all a favor and lay out your case, clearly and logically, so we can all learn something.
 Quoting: Anonymous Coward 1294813


I'm not falling for the bait.

whatever
 Quoting: Rock Soup


cunt
 Quoting: the makers mark has been made


Oh that was brilliant. Typical response.
 Quoting: Rock Soup


cruise
Anonymous Coward
User ID: 1294813
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03/23/2011 08:51 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
Anonymous Coward
User ID: 1307892
Australia
03/23/2011 08:53 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


Who should now just DIE?
Do you even realize what you're saying?
Do you realize how judgmental and narcissistic what you're saying is?
Do you not realize this attitude is not helping your whole country as a whole?
What has been done to your brain?
Anonymous Coward
User ID: 1252912
United States
03/23/2011 08:55 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


Who should now just DIE?
Do you even realize what you're saying?
Do you realize how judgmental and narcissistic what you're saying is?
Do you not realize this attitude is not helping your whole country as a whole?
What has been done to your brain?
 Quoting: Anonymous Coward 1307892


You can't reason with sociopaths, I've spent the last 4 pages trying. Just quit before you waste too much more of your time.
Anonymous Coward
User ID: 1294813
United States
03/23/2011 08:56 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


Who should now just DIE?
Do you even realize what you're saying?
Do you realize how judgmental and narcissistic what you're saying is?
Do you not realize this attitude is not helping your whole country as a whole?
What has been done to your brain?
 Quoting: Anonymous Coward 1307892


umad?
Storm
User ID: 1245960
United States
03/23/2011 08:56 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
I dont hire anyone with more than 6 months unemployment in the last 3 years.
 Quoting: storm 1245960


YOU ARE THE PROBLEM! Do people choose to get laid off? Is it the applicant's choice to not get hired because they are unemployed? How are the unemployed supposed to get jobs if people won't hire them? Do you really think these people WANT to be unemployed?
 Quoting: the makers mark has been made


I dont have the PROBLEM, my business is doing great. The person with the crappy credit and so much unemployment has the PROBLEM. Sorry, Im not going to allow HIS PROBLEM to be MY PROBLEM.
Like someone said earlier, I run a business, not a charity. My job is to run the business the best way I see and to make a profit. My job is NOT to hire someone just to be nice.
Running a profitable business is hard work, especially in this slow economy.
Business 101: A business has to have hiring standards and needs to stick to those hiring standards.
If I change how I do business and LOWER my hiring standards, which are working quite well right now, then there is a good chance I would be lowering my profit too. And thats unacceptable.
 Quoting: Storm 1245960


I didnt say you had a problem I said you ARE a problem. I'm not telling you to run a charity. I'm not telling you anything. I'm pointing out that you're a douchebag that has no compassion for people that are down on their luck and no patience for people that have been out of work through no wrongs of their own. If you didn't want to hire people who had been fired, fine. But when you refuse to hire people that are chronically unemployed through no fault of their own, I call shenanigans. You are a fucktard plain and simple. You are part of the problem in this country, and until the peasant folk you hold yourself above rise up and flip the system, you'll continue to be part of the problem.

Please tell me, How would hiring someone who's been unemployed for more than six months harm your profit anymore than hiring someone who already has a job? (remember to show your work)
 Quoting: the makers mark has been made


Because I dont believe that even in this economy a hard worker cant find a way to earn a living. There are always ways to earn in any economy. Big gaps of unemployment shows laziness. You have to understand the nature of my business. I hire educated professional people. Even in this economy, there is NO EXCUSE for someone to be unemployed for more than 6 months.
Look, im simply a small business with 20 employees. I hire maybe 4 or 5 people a year. Why in the world would I settle for a crappy employee with bad credit and huge amounts of unemployment. when its so easy to find a great employee with good credit and no unemployment?

Let me also ad fuel to the fire too. I would also not hire someone with a lot of jobs on their resume. When I hire someone, I want someone to be at their last job for at least 5 years. Why would I want to hire a job hopper? It takes 1000s and 1000s of dollars to train someone. If they have a history of job hopping, chances are they wouldnt last long at my business either. That would make it a waste of money to spend the 1000s training them.
Anonymous Coward
User ID: 946424
United States
03/23/2011 08:56 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
Get a fucking job, loser!
gnostic

User ID: 1062517
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03/23/2011 08:56 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
I guess only people who have been there understand what I am talking about. You understand the catch 22 perfectly well.

 Quoting: Mr. D


I totally understand. And I used to look down on people in the grocery store buying their food with food stamps, while I was paying cash. (Now certainly there is a percentage who are abusing the system - so let's not get off-track.)

Now I'm gonna be one of them if something doesn't change real quick.

But aside from that, now I'm wondering what happens if we look at what's happening to the masses of unemployed as a whole.

If many people are now watching their credit status diminish and are thus having a more difficult time getting re-employed, will this result in a wider gap of haves and have-nots?

Will those who retain the good-paying jobs become more cognizant of the positions they are in and thus be more and more willing to do anything to keep them?

I see the potential for serious social issues by the end of this decade. Greater division of the classes and a larger number of them.
Nothing really matters. Unless you think it does.
Anonymous Coward
User ID: 1307892
Australia
03/23/2011 08:57 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


Who should now just DIE?
Do you even realize what you're saying?
Do you realize how judgmental and narcissistic what you're saying is?
Do you not realize this attitude is not helping your whole country as a whole?
What has been done to your brain?
 Quoting: Anonymous Coward 1307892


You can't reason with sociopaths, I've spent the last 4 pages trying. Just quit before you waste too much more of your time.
 Quoting: the makers mark has been made


This is clearly spooky these people are spooky to think they call themselves human?
Telling people if they didn't pay a bill once they are disqualified from working ever again? LOL
Can they even be serious?
What has happened to these people to have become this way?
Anonymous Coward
User ID: 1193222
United States
03/23/2011 08:58 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


You are truly evil.
Mr. D  (OP)

User ID: 1196798
United States
03/23/2011 08:58 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
Newsflash: Companies don't want to hire debt ridden losers who can't pay their bills.

Shocking!
 Quoting: Anonymous Coward 1294813


news flash all companies are in debt
 Quoting: Anonymous Coward 1295860


Yeah and when the companies get bad credit they just get the taxpayers to bail them out. Who are the debt ridden loser thieves now?
Anonymous Coward
User ID: 1307892
Australia
03/23/2011 09:00 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
Big gaps of unemployment shows laziness.
 Quoting: Storm 1245960


What if they inherited money and lived off that for a while then it ran out?
Or their partner worked while they looked after a sick relative?
There can be 50 different reasons why someone didn't work for a period of time.
Yet you think there is only 1?
You seriously need to see a psychiatrist.
Anonymous Coward
User ID: 1307892
Australia
03/23/2011 09:00 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


You are truly evil.
 Quoting: Anonymous Coward 1193222

I don't think the word evil adequately describes this I do not think there is a word for it.
Mr. D  (OP)

User ID: 1196798
United States
03/23/2011 09:00 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
Get a fucking job, loser!
 Quoting: Anonymous Coward 946424


Obviously you haven't read the whole tread dumbass.
Anonymous Coward
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United States
03/23/2011 09:01 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
Minimum wage is merely the rate on the bond ...


You pay yourself with your own credit, thats how backward people are they don't even realise this ...


y'all sitting and arguing like your employer pays you ... the op is right
Anonymous Coward
User ID: 1294813
United States
03/23/2011 09:01 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
A credit report is a good tool for employers to judge responsibility.
I run credit reports on all my applicants. If Im going to trust my livelyhood with someone, Im going to damn sure find out if they are responsible before I hire them.

Solution to this "Catch 22"= Dont be a deadbeat and pay your bills. And live within your means and dont run up debt in the first place
 Quoting: Storm 1245960


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


You are truly evil.
 Quoting: Anonymous Coward 1193222


People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault.
Anonymous Coward
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03/23/2011 09:03 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
So now, adding the repo to my record, how bad will mr. businessman assume I am?

 Quoting: storm 1245960


If those are the only few things on your record, that most likely wouldnt disqualify you from working.
However, what would disqualify you from working for me is all the unemployment you have had. I dont hire anyone with more than 6 months unemployment in the last 3 years.


And I don't hire anyone who's been married more than once, or has had more than 2 sexual partners, or has had a child out of wedlock, or had the child before age 25; it's a sign of irresponsibility.

You are as stupid as it gets.
Anonymous Coward
User ID: 1307892
Australia
03/23/2011 09:03 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


You are truly evil.
 Quoting: Anonymous Coward 1193222


People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault.
 Quoting: Anonymous Coward 1294813


But NOW?He must just go away and DIE?Because he made some bad choices?
Do you not realize what you are saying?
You obviously are mentally disturbed.
Anonymous Coward
User ID: 1193222
United States
03/23/2011 09:03 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


How would you view a person like me who had a FICO score of 780 BEFORE a divorce and job loss knocked it down to 450, Fukface?
 Quoting: Anonymous Coward 856055


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


You are truly evil.
 Quoting: Anonymous Coward 1193222


People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault.
 Quoting: Anonymous Coward 1294813


Why are you here? Don't you have people to screw over? Why are you on the Internet when you could be out chasing a buck?
Mr. D  (OP)

User ID: 1196798
United States
03/23/2011 09:04 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
I guess only people who have been there understand what I am talking about. You understand the catch 22 perfectly well.

 Quoting: Mr. D


I totally understand. And I used to look down on people in the grocery store buying their food with food stamps, while I was paying cash. (Now certainly there is a percentage who are abusing the system - so let's not get off-track.)

Now I'm gonna be one of them if something doesn't change real quick.

But aside from that, now I'm wondering what happens if we look at what's happening to the masses of unemployed as a whole.

If many people are now watching their credit status diminish and are thus having a more difficult time getting re-employed, will this result in a wider gap of haves and have-nots?

Will those who retain the good-paying jobs become more cognizant of the positions they are in and thus be more and more willing to do anything to keep them?

I see the potential for serious social issues by the end of this decade. Greater division of the classes and a larger number of them.
 Quoting: gnostic


I am lucky to have parents who are supporting me until I can get back on my feet. I have been unemployed for two years, don't collect unemployment, welfare or food stamps. I will turn in aluminum cans (recycling), copper whatever I can scrounge up. I've tried to start my own business and have applied for jobs despite being a disabled vet. All of this because of someone elses greed no doubt.
Anonymous Coward
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03/23/2011 09:04 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


You are truly evil.
 Quoting: Anonymous Coward 1193222


People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault.
 Quoting: Anonymous Coward 1294813


But NOW?He must just go away and DIE?Because he made some bad choices?
Do you not realize what you are saying?
You obviously are mentally disturbed.
 Quoting: Anonymous Coward 1307892


I'm sorry, who said he should die?

Go take your meds.
Anonymous Coward
User ID: 1193222
United States
03/23/2011 09:04 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


Loser who married the wrong person, a clear sign of someone who can't make very good decisions.
 Quoting: Anonymous Coward 1294813


You are truly evil.
 Quoting: Anonymous Coward 1193222


People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault.
 Quoting: Anonymous Coward 1294813


But NOW?He must just go away and DIE?Because he made some bad choices?
Do you not realize what you are saying?
You obviously are mentally disturbed.
 Quoting: Anonymous Coward 1307892


The guy is a monster. You know the saying about the banality of evil. He probably looks normal, but has the heart of a devil.
Storm
User ID: 1245960
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03/23/2011 09:04 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
Big gaps of unemployment shows laziness.
 Quoting: Storm 1245960


What if they inherited money and lived off that for a while then it ran out?
Or their partner worked while they looked after a sick relative?
There can be 50 different reasons why someone didn't work for a period of time.
Yet you think there is only 1?
You seriously need to see a psychiatrist.
 Quoting: Anonymous Coward 1307892


Sure...show me a good reason you were unemployed, and I might look at it. But the "I couldnt find a job" whine doesnt work.
Like I said, When i do hire someone, I really want someone who has been at their last job for 5 years or more. So they wouldnt have ANY unemployment in the last 3 years. I think my policy of no more than 6 months unemployment is pretty genorous
Anonymous Coward
User ID: 1294813
United States
03/23/2011 09:06 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


You are truly evil.
 Quoting: Anonymous Coward 1193222


People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault.
 Quoting: Anonymous Coward 1294813


But NOW?He must just go away and DIE?Because he made some bad choices?
Do you not realize what you are saying?
You obviously are mentally disturbed.
 Quoting: Anonymous Coward 1307892


The guy is a monster. You know the saying about the banality of evil. He probably looks normal, but has the heart of a devil.
 Quoting: Anonymous Coward 1193222


Oh, the melodrama.

I'm just a normal guy who doesn't like bullshit excuses, nothing more.
Anonymous Coward
User ID: 1307892
Australia
03/23/2011 09:06 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
...


You are truly evil.
 Quoting: Anonymous Coward 1193222


People make their own beds, that's the point. He's made choices that got him to where he is today. That's his fault.
 Quoting: Anonymous Coward 1294813


But NOW?He must just go away and DIE?Because he made some bad choices?
Do you not realize what you are saying?
You obviously are mentally disturbed.
 Quoting: Anonymous Coward 1307892


I'm sorry, who said he should die?

Go take your meds.
 Quoting: Anonymous Coward 1294813


You, you did fukwit.
Whats he supposed to do to get money for food to eat you fucking mental case?
What you are saying is saying because someone made some bad choices they can no longer be allowed to get a job and earn money to live.
What you are saying is sadistic and evil beyond all comprehension.
Anonymous Coward
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United States
03/23/2011 09:06 PM
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Re: Catch 22 in the job market. Bad credit no job, no job can't payoff bad credit!
Big gaps of unemployment shows laziness.
 Quoting: Storm 1245960


What if they inherited money and lived off that for a while then it ran out?
Or their partner worked while they looked after a sick relative?
There can be 50 different reasons why someone didn't work for a period of time.
Yet you think there is only 1?
You seriously need to see a psychiatrist.
 Quoting: Anonymous Coward 1307892


Sure...show me a good reason you were unemployed, and I might look at it. But the "I couldnt find a job" whine doesnt work.
Like I said, When i do hire someone, I really want someone who has been at their last job for 5 years or more. So they wouldnt have ANY unemployment in the last 3 years. I think my policy of no more than 6 months unemployment is pretty genorous
 Quoting: Storm 1245960


And how many people stay with you for five years? I suspect very few.





GLP