What - because I was going through the threads on page 1? Your idea is a complete rehash of failure simply because it employs methods already tried under a different name. And that name is Romneycare. Those who do not use it do not pay for it but get fined. Those that do use it cost the state millions which ultimately come back to you through other means to cover the costs. So your idea would never work. Quit throwing pooh-pooh all over my thread and come up with an original idea that would work!