If you have that kind of money, here is an idea I had that I would do if I ever won the lottery.

I would go to the cities homeless shelter and I would talk to the counselor there and ask what family works hard and just can't get a break?

Then I would set them up in an apartment in a nice neighborhood for a year with the stipulation that they work and not do anything illegal and that after the year was over they would be responsible for themselves.

I would do it over and over again. Helping many families.

I believe there are many families out there that just need that first helping hand.