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I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ

 
Anonymous Coward
User ID: 1151260
United States
07/23/2011 12:10 PM
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I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
Laid off 2009. Credit score 750 plus. No jobs. Start business . Have business sold but bank pulls buyer financing two days before closing . Burn through cash , 3 kids to feed get behind on debt payments . Big business bailed out, I struggle to exist. 4 year degree, years of Presidents Club in sales . No criminal record, clean as could be. I can not get a job due to "bad credit score " I am to the point of defeat, never been there in 45 years . This issue has to be prevalent in the USA. Big business would all be bankrupt if not bailed out, BUT we are left to rot. It is time to refresh the tree of Liberty...
bamboo2u

User ID: 1414442
United Kingdom
07/23/2011 12:12 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
Laid off 2009. Credit score 750 plus. No jobs. Start business . Have business sold but bank pulls buyer financing two days before closing . Burn through cash , 3 kids to feed get behind on debt payments . Big business bailed out, I struggle to exist. 4 year degree, years of Presidents Club in sales . No criminal record, clean as could be. I can not get a job due to "bad credit score " I am to the point of defeat, never been there in 45 years . This issue has to be prevalent in the USA. Big business would all be bankrupt if not bailed out, BUT we are left to rot. It is time to refresh the tree of Liberty...
 Quoting: Anonymous Coward 1151260


Well at least it led you to this site! .... Soon you will understand what is going on Worldwide! ... and then you will get angry!
vesper
User ID: 1478728
United States
07/23/2011 12:13 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
The tree can have my blood! Pin.
Anonymous Coward
User ID: 1460554
United States
07/23/2011 12:13 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
Anonymous Coward
User ID: 1113553
United States
07/23/2011 12:14 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It is time to refresh the tree of Liberty...
 Quoting: Anonymous Coward 1151260
cRoSS FiRe

User ID: 1237458
United States
07/23/2011 12:15 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
pinnnage for truth.
"Nothing is as far away as one minute ago." --Jim Bishop

:gameizovar:

It's DO:OM o'clock. WAKE UP!
Anonymous Coward
User ID: 1433374
United States
07/23/2011 12:15 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
militia
Anonymous Coward
User ID: 1479510
United Kingdom
07/23/2011 12:17 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554


I've never heard of potential employees checking your credit score here. After all, they're fucking paying you not lending you money so what is the fucking point of that
Anonymous Coward
User ID: 1431344
United States
07/23/2011 12:21 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
Its time to reverse discriminate on this kind of thing.

Only people with shit credit can buy my franchise.

People with $$ need not apply.
vesper
User ID: 1478728
United States
07/23/2011 12:21 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554


I have had no family to support me in my 39 years. Random people and some distant relatives took up the slack. I did everything possible to better myself. Top high-school grad, even though I went thru about 40 schools moving so much. Joined Army..graduated distinguished honor graduate. Excelled as a soldier. Got college money. Earned a B.S. degree in environmental science in four years. GraduAted Aug.11,2001. One month later hiring freeze. After two kids a divorce and two failed business attempts, I am done.
They just about broke me. I will be homeless again at the end of the month.
Anonymous Coward
User ID: 1431344
United States
07/23/2011 12:21 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
I'll be checking credit too.

You may not buy my real-estate if you have money!

No job.

Cannot be in my club...
Anonymous Coward
User ID: 1431344
United States
07/23/2011 12:22 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
If there is no law that says that you cannot discriminate based-on poor credit or $$, there is no law that says that you must, (sell to the beast?)....
Anonymous Coward
User ID: 1431344
United States
07/23/2011 12:24 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
I mean, if you can discriminate, if you can charge people more money on a car payment or mortgage because they are poor......you can do the same in reverse.
Anonymous Coward (OP)
User ID: 1151260
United States
07/23/2011 12:24 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554


I've never heard of potential employees checking your credit score here. After all, they're fucking paying you not lending you money so what is the fucking point of that
 Quoting: Anonymous Coward 1479510


It's common in the good ole USA. Sad part is the big corporations are not "allowed"to fail. I
look back at my ancestry and feel shame . I am a member of Sons of the American Revolution. What would they think of me?
Anonymous Coward
User ID: 1431344
United States
07/23/2011 12:26 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
The wealthy won't like it, but I hate to tell you have you had a conversation with any "rich"-people lately?
Comcast and Verizon know what the rest of us don't, the wealthy are stoooooopid!
You can charge them anything and they will pay it.
Poor people have to keep track.
Anonymous Coward
User ID: 1473858
United States
07/23/2011 12:28 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554


I've never heard of potential employees checking your credit score here. After all, they're fucking paying you not lending you money so what is the fucking point of that
 Quoting: Anonymous Coward 1479510


I have lost out on jobs too because of my credit score.

With all the unemployed folks and less jobs available, they have to find some way to weed out employees. Hell every company now that posts hiring is flooded with applications.

Drug testing isn't enough to weed out employees now so they have to resort to credit scores. What's next?
Greg_B.

User ID: 1259308
United States
07/23/2011 12:31 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
The problem does not start with checking credit reports.

The problem starts with the way credit is handled in the first place, both by the loaner and the borrower.

For starters, let's talk about interest rates.
I'm not too fond of Signatures. Why would I want to end every post the same way?
Anonymous Coward
User ID: 1473858
United States
07/23/2011 12:32 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
The wealthy won't like it, but I hate to tell you have you had a conversation with any "rich"-people lately?
Comcast and Verizon know what the rest of us don't, the wealthy are stoooooopid!
You can charge them anything and they will pay it.
Poor people have to keep track.
 Quoting: Anonymous Coward 1431344


Throughout my years of working with people in their homes, I have noticed that as well.

When I go into a huge house, nice cars, they just look like they have money, the people are fucking idiots. They are rude, nasty, and generally borderline retarded.

I would rather go into a lower or middle class neighborhood any day. I go into a smaller home where it's obvious they don't have much money, I have nice times. The people offer me food, drink, they want to talk to me. I have had people offer me TV's, Stereo's computers. I have had people cook me dinner. But ALWAYS in a lower or middle class home that is smaller than average. In a big home forget it.

Not only are rich people rude and idiots(asking 5 thousand questions repeatedly) they don't offer you shit. I would be working my ass off sweating they won't offer one drop of water.

Fuck the rich.
Anonymous Coward (OP)
User ID: 1151260
United States
07/23/2011 12:36 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554


I have had no family to support me in my 39 years. Random people and some distant relatives took up the slack. I did everything possible to better myself. Top high-school grad, even though I went thru about 40 schools moving so much. Joined Army..graduated distinguished honor graduate. Excelled as a soldier. Got college money. Earned a B.S. degree in environmental science in four years. GraduAted Aug.11,2001. One month later hiring freeze. After two kids a divorce and two failed business attempts, I am done.
They just about broke me. I will be homeless again at the end of the month.
 Quoting: vesper 1478728


Vesper don't give up. I too am alone in this struggle . Had a great interview this week. Aced all the testing. Showed pevious tax returns to verify success in sales . The wife is excited. Got an email yesterday. Thank you but we have decided to go in a different direction etc... Don't have the heart to disappoint her again .
Vision Thing

User ID: 1479535
United States
07/23/2011 12:41 PM

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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
Yesterday I went to apply for a job online with a big discount/grocery retailer here (Fred Meyer), got a half hour into the online application to the part where they wanted me to take a 17 page psychological assessment test.

This before the application is even submitted or considered.

I backed out. I don't normally use the word or concept "Satanic" to describe things, but Satanic fits in this case.

It makes me feel differently about shopping there. I don't want to support that system that requires people to submit to a battery of psychological assessment tests with a third party dossier company "consumer reporting agency" Kronos.com

I think I might have to make more of a point of shopping with family owned businesses. Not that my non existent disposable income will make a difference, but I guess it's the principle of the thing and integrity.

Last Edited by Vision Thing on 07/23/2011 12:41 PM
vesper
User ID: 1478728
United States
07/23/2011 12:44 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
bump
Anonymous Coward
User ID: 1301802
United States
07/23/2011 12:49 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
What about the job ads that read (current unemployed need not apply) ?
Anonymous Coward
User ID: 1209404
United States
07/23/2011 12:52 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554


I've never heard of potential employees checking your credit score here. After all, they're fucking paying you not lending you money so what is the fucking point of that
 Quoting: Anonymous Coward 1479510


Some now do credit checks and background checks

ohyeah
Anonymous Coward
User ID: 1479546
United Kingdom
07/23/2011 12:53 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
Laid off 2009. Credit score 750 plus. No jobs. Start business . Have business sold but bank pulls buyer financing two days before closing . Burn through cash , 3 kids to feed get behind on debt payments . Big business bailed out, I struggle to exist. 4 year degree, years of Presidents Club in sales . No criminal record, clean as could be. I can not get a job due to "bad credit score " I am to the point of defeat, never been there in 45 years . This issue has to be prevalent in the USA. Big business would all be bankrupt if not bailed out, BUT we are left to rot. It is time to refresh the tree of Liberty...
 Quoting: Anonymous Coward 1151260


you are not alone. im on my knees too.
Anonymous Coward
User ID: 1209404
United States
07/23/2011 12:53 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
The problem does not start with checking credit reports.

The problem starts with the way credit is handled in the first place, both by the loaner and the borrower.

For starters, let's talk about interest rates.
 Quoting: Greg_B.


hf
Anonymous Coward
User ID: 1479572
United States
07/23/2011 01:10 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554

I SOOO agree!! +++++ 1000000000000000!
Anonymous Coward
User ID: 1464776
United States
07/23/2011 01:14 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
Wall Streeters Top Obama Re-Election Supporters

Thread: Wall Streeters Top Obama Re-Election Supporters

Top in the last election too so you can thank him and his buddies and eat your peas!
Anonymous Coward
User ID: 1443905
United States
07/23/2011 01:16 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554



This! Employers who do that should be fined $50.000 immediately transferable to would-be employee.
Anonymous Coward
User ID: 1437454
Canada
07/23/2011 01:19 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
The wealthy won't like it, but I hate to tell you have you had a conversation with any "rich"-people lately?
Comcast and Verizon know what the rest of us don't, the wealthy are stoooooopid!
You can charge them anything and they will pay it.
Poor people have to keep track.
 Quoting: Anonymous Coward 1431344


Throughout my years of working with people in their homes, I have noticed that as well.

When I go into a huge house, nice cars, they just look like they have money, the people are fucking idiots. They are rude, nasty, and generally borderline retarded.

I would rather go into a lower or middle class neighborhood any day. I go into a smaller home where it's obvious they don't have much money, I have nice times. The people offer me food, drink, they want to talk to me. I have had people offer me TV's, Stereo's computers. I have had people cook me dinner. But ALWAYS in a lower or middle class home that is smaller than average. In a big home forget it.

Not only are rich people rude and idiots(asking 5 thousand questions repeatedly) they don't offer you shit. I would be working my ass off sweating they won't offer one drop of water.

Fuck the rich.

 Quoting: Anonymous Coward 1473858

clappa

I've been around the rich much of my life, have lived amongst them, worked for them, really been on both sides of the rich/poor lines. Poor people are nicer, they care more, and are far less likely to be egotistical to the point so many wealthy people are. Look at LA and Hollywood. They are vampiric. Money works to go into the hands of psychopaths and psi vampires. Simple as that the whole system does need to crumble. The rich will bitch but they will loose in the coming years, they deserve exactly what's coming. deadhorse
AlasBabylon

User ID: 1458028
United States
07/23/2011 01:19 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
.


Credit history can give insight to character and
potential risk. If you are deeply in debt, you are
a higher risk.

It's a given your credit score will be considered
when you apply for a professional job, especially
jobs handling finances and sensitive, critical data.

Insurance companies also look at credit scores.
The lower your credit score the higher the premium.







.

Last Edited by AlasBabylon on 07/23/2011 01:21 PM
vesper
User ID: 1478728
United States
07/23/2011 01:24 PM
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Re: I GIVE UP IT'S RIGGED IF UNEMPLOYED PLEASE READ
It should be illegal to discriminate based on credit score or even check someone's credit to get a job.
 Quoting: Anonymous Coward 1460554


I have had no family to support me in my 39 years. Random people and some distant relatives took up the slack. I did everything possible to better myself. Top high-school grad, even though I went thru about 40 schools moving so much. Joined Army..graduated distinguished honor graduate. Excelled as a soldier. Got college money. Earned a B.S. degree in environmental science in four years. GraduAted Aug.11,2001. One month later hiring freeze. After two kids a divorce and two failed business attempts, I am done.
They just about broke me. I will be homeless again at the end of the month.
 Quoting: vesper 1478728


Vesper don't give up. I too am alone in this struggle . Had a great interview this week. Aced all the testing. Showed pevious tax returns to verify success in sales . The wife is excited. Got an email yesterday. Thank you but we have decided to go in a different direction etc... Don't have the heart to disappoint her again .
 Quoting: Anonymous Coward 1151260


Thanks for those kind words. And adding to your story...unbelievable!
I fear it will only get worse until there is a clean slate.
Good luck to you and years.rant





GLP