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Bank trying to pull a fast one with MERS?????

 
flavapor

User ID: 964647
United States
09/05/2011 09:30 AM

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Bank trying to pull a fast one with MERS?????
So my bank, which holds my mtg was wachovia, and is now wells fargo. They called offering me a 1.25% reduction of mtg rate with no closing costs, no appraisal, just say yes and they mail the papers, I get them notarized and send them back?

So... of course I thought MERS. I do have MERS, but the loan was never sold. If they dont have a copy of the paperwork, doesnt the county where it was recorded? I am wondering why they would make this offer, my glp antenna went up. Anybody have any insight?
flavapor (OP)

User ID: 964647
United States
09/05/2011 04:21 PM

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Re: Bank trying to pull a fast one with MERS?????
Nobody??? I am wondering if they have my originals or not, and if they are trying to give me a lower rate to get my signature. Dont know what will end up with the MERS thing and I would be so pissed if I signed these and than found out I wasnt obligated to pay the original if they didnt have the paperwork. What do you think? Has anyone else had this happen? I asked them for a copy of the original mtg and note and they said they would put in a request, that was last week and I havent heard back yet.

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