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What Do I Do??????? Medical Bills......

 
Pangn
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User ID: 1526962
United States
09/28/2011 09:26 PM
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What Do I Do??????? Medical Bills......
OK so when I was 16 I had a surgery on my tonsils. I lived with my parents until I was almost 19 and was carried on their insurance. (my birthday is in January, and graduated in July).

The doctor who preformed the surgery collected from insurance, but my irresponsible parents never paid the co-payment

So now, the original $335 has turned into $1,500 and they're billing me and threatening my credit score..

I simply don't have the money to even make payments. Am I legally responsible for this? Or should I send a letter letting them know I was underage, and that they need to bill my parents?

1dunno1

Any advice is really appriciated...

Last Edited by Pangn on 09/28/2011 09:30 PM
Pangn (OP)

User ID: 1526962
United States
09/28/2011 09:31 PM
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Re: What Do I Do??????? Medical Bills......
bump for the awesome advice of GLP
Anonymous Coward
User ID: 2187156
United States
09/28/2011 09:37 PM
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Re: What Do I Do??????? Medical Bills......
You should dress up in 1776 uniform, attach teabags to your head and yell and rant about Obamacare.
Anonymous Coward
User ID: 1043775
United States
09/28/2011 09:38 PM
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Re: What Do I Do??????? Medical Bills......
That's nothing. Just ignore it for a few months and eventually they will ask if you want to settle for $500. You can choose to ignore it or pay it.
Anonymous Coward
User ID: 2254165
United Kingdom
09/28/2011 09:40 PM
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Re: What Do I Do??????? Medical Bills......
what are they going to do, put them back in?

fuck them.

got a paypal account?


too soon, too soon.........
GeekOfTheWeek

User ID: 1383040
United States
09/28/2011 09:50 PM
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Re: What Do I Do??????? Medical Bills......
bump for the awesome advice of GLP
 Quoting: Pangn


It's not your bill if you were 16. They can't hold it against you...
I love physics. It bonds us eternally, it's what makes our computers work, it's what's in my morning cup of coffee, it's the thing that keeps the universe from vanishing due to lack of belief...
Anonymous Coward
User ID: 2221161
United States
09/28/2011 09:50 PM
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Re: What Do I Do??????? Medical Bills......
I dont think you would be responsible if you were only 16 at the time.Why arent they billing your parents
Frisco_Silver

User ID: 1072087
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09/28/2011 09:51 PM
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Re: What Do I Do??????? Medical Bills......
At 16 you can not enter into "Legal Contracts"

VOID!
Anonymous Coward
User ID: 1950562
Argentina
09/28/2011 09:51 PM
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Re: What Do I Do??????? Medical Bills......
Move to a country where weapons are prohibited and they have free healthcare.
(Almost every other country in the world.)
Pangn (OP)

User ID: 1526962
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09/28/2011 10:03 PM
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Re: What Do I Do??????? Medical Bills......
I dont think you would be responsible if you were only 16 at the time.Why arent they billing your parents
 Quoting: Anonymous Coward 2221161


Well, they sent them there for a long time. And then my dad handed the bill to me.. and I'm like.. you know I can't pay that.. and it shoulda been paid 3 years ago..

and now they're coming to my house. So I guess he gave them my new address =/

I feel really desperate. I mean I try to live my life free and clear of things like this. And their irresponsibility is going to haunt me for years. :'(
Pangn (OP)

User ID: 1526962
United States
09/28/2011 10:04 PM
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Re: What Do I Do??????? Medical Bills......
At 16 you can not enter into "Legal Contracts"

VOID!

 Quoting: Frisco_Silver


I hope that's true...
Anonymous Coward
User ID: 2255074
United States
09/28/2011 10:12 PM
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Re: What Do I Do??????? Medical Bills......
At 16 you can not enter into "Legal Contracts"

VOID!

 Quoting: Frisco_Silver


I hope that's true...
 Quoting: Pangn


Technically it is true...BUT, IF YOU GIVE THEM ONE F'ING DIME...YOU MAY BE ABLE TO RE-INSTATE THE BILL AS YOUR OWN!!!!

Do NOT give them a dime! If, after 18 years old, you begin paying the bill...the bill could become yours. This happens to poor people who stop paying on a bill...the time for the bill to be collected expires...the "bill owner" sells the bill to a "bill collector"...if the bill collector collects even a dime from the person...the FULL bill comes back into play! Disclosure: I am not a lawyer!
Anonymous Coward
User ID: 1389579
United States
09/28/2011 10:12 PM
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Re: What Do I Do??????? Medical Bills......
At 16 you can not enter into "Legal Contracts"

VOID!

 Quoting: Frisco_Silver


I hope that's true...
 Quoting: Pangn


seriously? you dont know this?
Anonymous Coward
User ID: 1543093
United States
09/28/2011 10:14 PM
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Re: What Do I Do??????? Medical Bills......
You were a child at 16 under your parents plans

Your signature meant absolutely NOTHING at 16...

18 is a different story


Contact a lawyer and pay a small fee to have the lawyer take care of their bs

they are just trying to pressure you out of ignorance

They are gambling you don't know anything about AGE laws....
Anonymous Coward
User ID: 1543093
United States
09/28/2011 10:14 PM
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Re: What Do I Do??????? Medical Bills......
You were a child at 16 under your parents plans

Your signature meant absolutely NOTHING at 16...

18 is a different story


Contact a lawyer and pay a small fee to have the lawyer take care of their bs

they are just trying to pressure you out of ignorance

They are gambling you don't know anything about AGE laws....
Anonymous Coward
User ID: 1548225
United States
09/28/2011 10:20 PM
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Re: What Do I Do??????? Medical Bills......
Most hospitals have charity if you cannot pay. You have to prove that you are not able to pay. If you are not working and living at home have your parents write a letter stating that. If you live on your own and cannot afford it make list of you bills and show your check stubs. The hospitals dont advertise this but when you talk to the hospital collectors just say "I request charity".
Anonymous Coward
User ID: 2255074
United States
09/28/2011 10:21 PM
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Re: What Do I Do??????? Medical Bills......
You were a child at 16 under your parents plans

Your signature meant absolutely NOTHING at 16...

18 is a different story


Contact a lawyer and pay a small fee to have the lawyer take care of their bs

they are just trying to pressure you out of ignorance

They are gambling you don't know anything about AGE laws....
 Quoting: Anonymous Coward 1543093


Excellent advice...but, if I were her...I'd be a bit pissed...tell your lawyer to be REAL NASTY about it...have her/him insinuate further action if they continue to pester you!
Anonymous Coward
User ID: 2255074
United States
09/28/2011 10:23 PM
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Re: What Do I Do??????? Medical Bills......
You were a child at 16 under your parents plans

Your signature meant absolutely NOTHING at 16...

18 is a different story


Contact a lawyer and pay a small fee to have the lawyer take care of their bs

they are just trying to pressure you out of ignorance

They are gambling you don't know anything about AGE laws....
 Quoting: Anonymous Coward 1543093


Excellent advice...but, if I were her...I'd be a bit pissed...tell your lawyer to be REAL NASTY about it...have her/him insinuate further action if they continue to pester you!
 Quoting: Anonymous Coward 2255074


Reformed...if a doctor's office or hospital...let your lawyer be nice...if a bill collector...have lawyer show teeth :-)
dirty.d

User ID: 1550713
United States
09/28/2011 10:23 PM
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Re: What Do I Do??????? Medical Bills......
i went to the hospital the other day for urgency. ended up they sais i was ok and the bill was $5000 bucks for what?

the medical system is more corrupt than the goverment
the Dark night
User ID: 1985666
United States
09/28/2011 10:24 PM
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Re: What Do I Do??????? Medical Bills......
OK so when I was 16 I had a surgery on my tonsils. I lived with my parents until I was almost 19 and was carried on their insurance. (my birthday is in January, and graduated in July).

The doctor who preformed the surgery collected from insurance, but my irresponsible parents never paid the co-payment

So now, the original $335 has turned into $1,500 and they're billing me and threatening my credit score..

I simply don't have the money to even make payments. Am I legally responsible for this? Or should I send a letter letting them know I was underage, and that they need to bill my parents?

1dunno1

Any advice is really appriciated...
 Quoting: Pangn


how old are you right now,

how many years ago was this??


the statute of limitations on debt is 7 years,

if its closed to the cut off dont pay anything
ethersangel

User ID: 1524865
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09/28/2011 10:26 PM
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Re: What Do I Do??????? Medical Bills......
They are trying to scare you.. you were not of age at the time so they can go fuck themselves.
Anonymous Coward
User ID: 2222958
United States
09/28/2011 10:27 PM
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Re: What Do I Do??????? Medical Bills......
OK so when I was 16 I had a surgery on my tonsils. I lived with my parents until I was almost 19 and was carried on their insurance. (my birthday is in January, and graduated in July).

The doctor who preformed the surgery collected from insurance, but my irresponsible parents never paid the co-payment

So now, the original $335 has turned into $1,500 and they're billing me and threatening my credit score..

I simply don't have the money to even make payments. Am I legally responsible for this? Or should I send a letter letting them know I was underage, and that they need to bill my parents?

1dunno1

Any advice is really appriciated...
 Quoting: Pangn


how old are you right now,

how many years ago was this??


the statute of limitations on debt is 7 years,

if its closed to the cut off dont pay anything
 Quoting: the Dark night 1985666


Not true. SOL ranges from 3-5 years based on WHAT STATE you live in. The 7 year number is REPORTING LIMIT on a credit report.
Anonymous Coward
User ID: 2098383
United States
09/28/2011 10:28 PM
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Re: What Do I Do??????? Medical Bills......
Shoulda gotten those parents removed instead of those tonsils
Anonymous Coward
User ID: 2222958
United States
09/28/2011 10:31 PM
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Re: What Do I Do??????? Medical Bills......
OK so when I was 16 I had a surgery on my tonsils. I lived with my parents until I was almost 19 and was carried on their insurance. (my birthday is in January, and graduated in July).

The doctor who preformed the surgery collected from insurance, but my irresponsible parents never paid the co-payment

So now, the original $335 has turned into $1,500 and they're billing me and threatening my credit score..

I simply don't have the money to even make payments. Am I legally responsible for this? Or should I send a letter letting them know I was underage, and that they need to bill my parents?

1dunno1

Any advice is really appriciated...
 Quoting: Pangn


You absolutely are not legally responsible for this bill. Legal contracts can only be entered into by people 18 or older.

Send them a letter stating you were 16 years of age at the time and are not legally liable for the debt. I would then also include in the letter that continued harassment will result in you filing a suit for relief under the FCRA in your local court. Tell them you will file pro-se and ask the judge for the maximum penalty granted under the act.

They WILL go away.
Brie217

User ID: 1462880
United States
09/28/2011 10:31 PM
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Re: What Do I Do??????? Medical Bills......
bump for the awesome advice of GLP
 Quoting: Pangn


It's not your bill if you were 16. They can't hold it against you...
 Quoting: GeekOfTheWeek


That's right! They are just using scare tactics on you...tell them to F off!
Anonymous Coward
User ID: 1555297
United States
09/28/2011 10:31 PM
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Re: What Do I Do??????? Medical Bills......
You are not responsible for your parents bills; this bill belongs to your parents. Talk to them and explain the situation; if they won't see reason then you may want to seek legal advice.
Anonymous Coward
User ID: 1522150
United States
09/28/2011 10:32 PM
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Re: What Do I Do??????? Medical Bills......
What state do you live in? In MI there is a 6 year statute of limitations on collecting debts. Don't make ANY payment on it, or it resets, and they can collect again (in my state, for another 6 year window)
Anonymous Coward
User ID: 2254165
United Kingdom
09/28/2011 10:32 PM
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Re: What Do I Do??????? Medical Bills......
shit always piles up.

is this another material mining operation?


Thread: Do I speak to the creditors calling my house??
Anonymous Coward
User ID: 1504895
United States
09/28/2011 10:35 PM
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Re: What Do I Do??????? Medical Bills......
bump for the awesome advice of GLP
 Quoting: Pangn


ignore them until they file a suite.

then follow it up in court and counter claim, and sue them for being total assholes. i'm sure if you search long enough, you can find something that would support your counter claim to get their hard earned cash earned from shaking down minors
Anonymous Coward
User ID: 1550123
United States
09/28/2011 10:38 PM
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Re: What Do I Do??????? Medical Bills......
Shoulda gotten those parents removed instead of those tonsils
 Quoting: Anonymous Coward 2098383


Really. Her parents sound like real jerks.
Anonymous Coward
User ID: 2255074
United States
09/28/2011 10:38 PM
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Re: What Do I Do??????? Medical Bills......
What state do you live in? In MI there is a 6 year statute of limitations on collecting debts. Don't make ANY payment on it, or it resets, and they can collect again (in my state, for another 6 year window)
 Quoting: DinoDNA


You are EXACTLY describing what I was trying to get across to her. If you give one single dime on a bill that has "expired" you can (in your words) reset the bill. They don't teach that in schools!

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