I accidently started on the second video first, but heres my comment

Yes, Mortgages and flipping properties and car payments are a scam. Unless you buy a fixer upper property and you can resell after hard work

I have no house payment and no car payment

Whats sick is people borrowing on their own house and refinancing, There are thousands of women that wanted the designer new furniture , kitchen and buying new cars on refinancing their home and borrowing on it.

The responsible ones save up for those things.

I disagree that laziness is the root of evil. Does not explain the masses of poor who are on welfare. Usually unfortunate generational breeding and stuck in a city with little opportunities starts a cruel pattern of poverty. So the Government finds it easier to kept them fed and housed

Laziness and greed are not the full problems, I say immorality is, but still waitng for proof.

Tom Cruise can do a years of work in a movie and make a paycheck thats more than wed earn in our entire lives. Porn stars fuck and drink sperm and earn more than others in their entire lives

People can do fundraising and fund drives and pocket the money . You know how rich the head of the Girl scouts is for all the cookies you buy? Very little goes back to the girls. The Occupy Wallstreet founder did good too. and made some sweet change.