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I am 40 years old and don't have shit

 
Anonymous Coward
User ID: 8935564
United States
01/16/2012 04:25 AM
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Re: I am 40 years old and don't have shit
I'm 30, have a wife, a baby and a car, make $22,000 a year, half of my wages are paying debts (credit card, car, wife's student loans - she stays home with baby now though), and no hope whatsoever of getting a better paying job or anything.

My total net worth is -$26,000. Yes, negative 26,000.


I could die at anytime. I could lose everything I own in a freak accident. But, I have Jesus and that's all I really need.

Don't think God doesn't care about you because your situation isn't perfect. Mine is horrible sometimes, but I keep trusting and keep on moving along. I do my best to keep my family together and keep food on the table. I know you're struggling but it's okay. Jesus loves you. Right where you are.
lao tzu
User ID: 8649057
United Kingdom
01/16/2012 04:26 AM
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Re: I am 40 years old and don't have shit
learn to cherish others and you will have everything you ever wanted.i can assure you:)
Anonymous Coward
User ID: 8935564
United States
01/16/2012 04:26 AM
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Re: I am 40 years old and don't have shit
I'm 30, have a wife, a baby and a car, make $22,000 a year, half of my wages are paying debts (credit card, car, wife's student loans - she stays home with baby now though), and no hope whatsoever of getting a better paying job or anything.

My total net worth is -$26,000. Yes, negative 26,000.


I could die at anytime. I could lose everything I own in a freak accident. But, I have Jesus and that's all I really need.

Don't think God doesn't care about you because your situation isn't perfect. Mine is horrible sometimes, but I keep trusting and keep on moving along. I do my best to keep my family together and keep food on the table. I know you're struggling but it's okay. Jesus loves you. Right where you are.
 Quoting: Anonymous Coward 8935564



Oh, forgot to add that I live in a 500 sq ft apartment and have been here for the past five years.
Sammie

User ID: 2220559
United States
01/16/2012 04:36 AM

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Re: I am 40 years old and don't have shit
""It was true that I didn’t have much ambition, but there ought to be a place for people without ambition, I mean a better place than the one usually reserved. How in the hell could a man enjoy being awakened at 6:30 a.m. by an alarm clock, leap out of bed, dress, force-feed, shit, piss, brush teeth and hair, and fight traffic to get to a place where essentially you made lots of money for somebody else and were asked to be grateful for the opportunity to do so?""

-Charles Bukowski
"Beware lest you lose the substance by grasping at the shadow".  ~Aesop


"Once in a dream I saw a snake swallowing its own tail, it swallowed and swallowed until it got halfway round, and there it stopped and there it stayed, it was stuffed with its own self. Some fix, that.
We only have ourselves to go on, and it’s enough…" -Charles Bukowski



"Grasping at things can only yield one of two results:
Either the thing you are grasping at disappears, or you yourself disappear.
It is only a matter of which occurs first."
-Goenka
Anonymous Coward
User ID: 8927210
Australia
01/16/2012 04:40 AM
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Re: I am 40 years old and don't have shit
Honestly, if I had good credit I would rack it. Try to get a decent vehicle and some gear stashed away. A pick-up and camper or motor-home. Rack the credit and walk way.
 Quoting: QuinEtiam


Don't do that dood. That's how banks lose money and people get refused loans. If people pay their debts then the banks won't have to sack employees or go broke. Just think of all the bank's investors that buy shares so they can retire rich enough to not have to go on the pension.

The fewer pensioners the better off the nation will be. Besides if you're poor you need those people to make money, they're the ones that will donate stuff to the salvos/food banks that give people food. If you can't be rich then someone else being rich isn't the worst thing in the world.
 Quoting: Anonymous Coward 8927210


The banks are the ones the got bailed out with billions. They aren't losing any money just us who bought houses that were over appraised by the banks, then the banks gave us the loans that were over valued. Those of us that were able to make the payment got screwed by all our neighbors that couldn't make their payments. Now most neighborhoods dropped in value because of the foreclosed homes. Screw the banks they are actually making money off of the foreclosure crisis. I wish I would of been bailed out along with all the other home owners that got screwed.
 Quoting: Anonymous Coward 5642414


Banks have always under appraised homes so as to not lose money in the event of the lender losing their job or not paying the loan back. Real estate agents tell people their homes are worth more so they can charge more commission for selling the property.

Real estate agents will sometimes report false interest in a property to home owners to make a house seem in demand to owners so they try to get more money from buyers, hence a bigger commission.

The problem is the American dream of home ownership, when the economy is good people have jobs and make repayments. People frequently overstate their income by lying about investments they or their parents own to augment their applications for home loans. For instance I know of a real estate agent that tells her customers to overstate the income from their share holdings. All this to convince banks to lend money and it's not just one real estate agent. One get rich scam is to buy property using fake income statements to acquire units and buy income insurance for empty properties while renting to family and friends.

People screw over the banks more than the banks screw over people. For instance personal loans going bad.
Anonymous Coward
User ID: 7645989
United States
01/16/2012 04:51 AM
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Re: I am 40 years old and don't have shit
As long as you have your virginity, you have everything!
pigchef
Scubaseven2

User ID: 8936354
Australia
01/16/2012 04:56 AM
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Re: I am 40 years old and don't have shit
You lucky bastard

I am tied down to everything I thought I wanted...I hate my life, can I have yours
 Quoting: Anonymous Coward 8927091


Pretty simple, give it all away.

I did that once.
Took me 6 months to get back to where I was.
But I am not fussed either way.
When you have nothing, you have nothing to lose.
Do not take memories of what happened yesterday, into what might happen today.

When love is your greatest weakness, you will be the strongest person in the world.
Scubaseven2

User ID: 8936354
Australia
01/16/2012 04:57 AM
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Re: I am 40 years old and don't have shit
I'm 30, have a wife, a baby and a car, make $22,000 a year,
 Quoting: Anonymous Coward 8935564


Fuck, what do you do?
Do not take memories of what happened yesterday, into what might happen today.

When love is your greatest weakness, you will be the strongest person in the world.
Anonymous Coward
User ID: 8835869
United States
01/16/2012 05:01 AM
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Re: I am 40 years old and don't have shit
I don't even fight over a good job anymore, they can stick their pensions and benefits and ass-kissing.
 Quoting: QuinEtiam


I notice that you have a lot of bad karma here.

Any connection?
Anonymous Coward
User ID: 5269068
Australia
01/16/2012 05:01 AM
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Re: I am 40 years old and don't have shit
In totalitarian regimes most of the decent people who don't worship statist ideals are forced out of work or will only get low income work, it's all part of demonising dissenters and that way they can label you lazy or workshy.
Anonymous Coward
User ID: 8935564
United States
01/16/2012 05:01 AM
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Re: I am 40 years old and don't have shit
I'm 30, have a wife, a baby and a car, make $22,000 a year,
 Quoting: Anonymous Coward 8935564


Fuck, what do you do?
 Quoting: Scubaseven2



I'm a youth care worker at a children's home for developmentally disabled kids.
QuinEtiam (OP)

User ID: 1530137
Canada
01/16/2012 05:04 AM
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Re: I am 40 years old and don't have shit
I think I was a student at that school.
It only hurts for a minute
Scubaseven2

User ID: 8937095
Australia
01/16/2012 05:06 AM
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Re: I am 40 years old and don't have shit
I'm a youth care worker at a children's home for developmentally disabled kids.
 Quoting: Anonymous Coward 8935564



What a joke.
Sorry to hear.
Good luck mate.
Do not take memories of what happened yesterday, into what might happen today.

When love is your greatest weakness, you will be the strongest person in the world.
QuinEtiam (OP)

User ID: 1530137
Canada
01/16/2012 05:09 AM
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Re: I am 40 years old and don't have shit
Honest gut feeling.... how long can this bullshit system go on?

1 year, 5 years....20
It only hurts for a minute
Anonymous Coward
User ID: 8578586
United States
01/16/2012 05:11 AM
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Re: I am 40 years old and don't have shit
Honest gut feeling.... how long can this bullshit system go on?

1 year, 5 years....20
 Quoting: QuinEtiam


3 weeks.
Talus

User ID: 8789743
United States
01/16/2012 05:17 AM

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Re: I am 40 years old and don't have shit
As far as housing goes, you just have to know where to look. My family got lucky and received some money from my mother-in-laws estate. We bought our first home, a 4 bedroom house on 2.1 acres in a small rural community in Indiana at the age of 37. It was a foreclosure appraised at $80,000 that had been on the market for over 90 days and we got it for $25,000. (We probably could have got it for $15,000 because it needs some work.) During our search we found houses in the country for $15,000 and under. Closer to the cities and you can get them for under $10,000.

I only work part time because I have not been able to find a full time job and I am able to make my bills just barely. I drive a 1996 pickup truck with bad brakes and my wife drives a 1972 MGB. Plus we are raising 7 kids. In my opinion, life is only bad if you accept the mainstream definition of a bad life.

You have spent the last 40 years being bombarded with advertisements trying to convince you that you MUST BUY some piece of crap item that costs too much, is poorly made and adds no real value to your existence. Break the chains man! You are not what you own. You are not what you wear, drive, eat, buy or posses. You are not your job or your bank account. You are not your credit score or your credit limit.

If you focus on what you don't have that other people have then you will never be happy. I don't have an iPhone and my tv is not a flat screen. (And it is only 27") Still, I think I am one of the luckiest people on the face of the earth. Because I have the love of God, my wife and my kids. That's all I need. If you would open your mind to the possibility that you don't need all that crap you are complaining about and look at what you do have I think you would have a much different outlook.

Sorry for the tl/dr post. Kinda got away from me.

rant
QuinEtiam (OP)

User ID: 1530137
Canada
01/16/2012 05:19 AM
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Re: I am 40 years old and don't have shit
27" TV, I only got a 13" that's 10 years old.
It only hurts for a minute
Anonymous Coward
User ID: 7645989
United States
01/16/2012 05:20 AM
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Re: I am 40 years old and don't have shit
Honest gut feeling.... how long can this bullshit system go on?

1 year, 5 years....20
 Quoting: QuinEtiam


3 weeks.
 Quoting: Anonymous Coward 8578586


very optimistic
Talus

User ID: 8789743
United States
01/16/2012 05:21 AM

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Re: I am 40 years old and don't have shit
27" TV, I only got a 13" that's 10 years old.
 Quoting: QuinEtiam


That's alright cause there isn't crap on tv worth watching.
lostandfound

User ID: 8834398
United Kingdom
01/16/2012 05:23 AM
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Re: I am 40 years old and don't have shit
No house
No mortgage
Shitty vehicle
No money
No investments
No pension

I make under $40k, and can fit everything I own(of value) in the back of a pick-up.

I don't fit in, other people talk about House prices and what they have. I ain't got shit.
 Quoting: QuinEtiam


so glad im not the only one , im 35 and have a rape conviction to ...
just a regular guy who like's to stay regular .....

Turbo lax for fast effective relief ...
Anonymous Coward
User ID: 5269068
Australia
01/16/2012 05:24 AM
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Re: I am 40 years old and don't have shit
I didn't own a property until I was 47, (never married, never been double income couple) a redundancy payment and a small inheritance made it possible. Bought what the agent described as the cheapest house in town in a country town of about 30,000. It had schools and work and a bus, you have to be careful about moving to places without those things, if you need to re-sell you may have trouble attracting buyers.
Megas Alexandros

User ID: 8706262
Sweden
01/16/2012 05:25 AM
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Re: I am 40 years old and don't have shit
See it from the bright side. At least you are not locked up in a psych ward.
Kohen Gadol - High priest
And what cause soever shall come to you of your brethren that dwell in their cities, between blood and blood, between law and commandment, statutes and judgments, ye shall even warn them that they trespass not against the LORD, and so wrath come upon you, and upon your brethren: this do, and ye shall not trespass.
And thou shalt grope at noonday, as the blind gropeth in darkness, and thou shalt not prosper in thy ways: and thou shalt be only oppressed and spoiled evermore, and no man shall save thee.
Anonymous Coward
User ID: 8835869
United States
01/16/2012 05:25 AM
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Re: I am 40 years old and don't have shit
i'm in my late 20s, grandpa left me 500k. i own a nice apartment and car.
i have a steady job in IT and I was diagnosed with HIV.
i'm a closeted gay and had few sexual partners but had an accident with a small dicked guy who left a condom inside me. using condoms has its risks too and i played russian roulette...
i don't know how much i'll live and i don't wanna take meds coz i think its gonna make me sicker.. right now i'm healthy but scared.
it's not all about the money man!! at least you have health.
 Quoting: Anonymous Coward 8932296




lmao
Anonymous Coward
User ID: 8835869
United States
01/16/2012 05:32 AM
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Re: I am 40 years old and don't have shit
Honestly, if I had good credit I would rack it. Try to get a decent vehicle and some gear stashed away. A pick-up and camper or motor-home. Rack the credit and walk way.
 Quoting: QuinEtiam


You DO know that they would prosecute you for that... right?

But hey, then you'd have three hots and a cot!
Anonymous Coward
User ID: 8659989
United States
01/16/2012 05:48 AM
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Re: I am 40 years old and don't have shit
I'm 30, have a wife, a baby and a car, make $22,000 a year, half of my wages are paying debts (credit card, car, wife's student loans - she stays home with baby now though), and no hope whatsoever of getting a better paying job or anything.

My total net worth is -$26,000. Yes, negative 26,000.


I could die at anytime. I could lose everything I own in a freak accident. But, I have Jesus and that's all I really need.

Don't think God doesn't care about you because your situation isn't perfect. Mine is horrible sometimes, but I keep trusting and keep on moving along. I do my best to keep my family together and keep food on the table. I know you're struggling but it's okay. Jesus loves you. Right where you are.
 Quoting: Anonymous Coward 8935564


churchlady why do you loopfruits always have to bring jesus into the equation? that is why the world is so fucked up...people holding on to fairy tales instead of getting in to reality.
Anonymous Coward
User ID: 5269068
Australia
01/16/2012 05:49 AM
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Re: I am 40 years old and don't have shit
besides, 40 is classic mid-life crisis age, a lot of people find it's all turned into a train wreck and have to re-think the whole plan.
Anonymous Coward
User ID: 5269068
Australia
01/16/2012 05:50 AM
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Re: I am 40 years old and don't have shit
oh don't want to seem to be support the mocker and scorner above there. He musta posted just before me.
Anonymous Coward
User ID: 1529028
United States
01/16/2012 06:50 AM
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Re: I am 40 years old and don't have shit
work till you die is the new reality....actually you don't own vehicle, land, bank accounts, federal reserve notes as they contracted for you as "right to use"
thetrickybigguy
say hello to my little friend...

User ID: 8934503
United States
01/16/2012 06:51 AM

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Re: I am 40 years old and don't have shit
I have no problem with my Karma or my Life.

I don't care what others think.
 Quoting: QuinEtiam


thats cool and i understand these karma points mean nothing.

i think at 40 i didn't have much either but in the last 10 i managed to do what it takes most people 30 years to do and now i am 60 but remember we all take with us what we brought into this life.

nothing... hf
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poli' in Latin meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”
Anonymous Coward
User ID: 8912132
Canada
01/16/2012 06:58 AM
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Re: I am 40 years old and don't have shit
Do you eat 3 meals a day and sleep in a warm room?

If yes then shut the fuck up.

The vast majority on this earth don't eat 3 meals a day and they sleep outside.

Also i don't know you but if you drink all your extra money then you get the point!

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