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Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs

 
indifissible
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User ID: 3120916
United States
01/30/2012 06:05 PM
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Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
I've had a checking account with them since 1983! I've had the cards for almost 20 years and paid them perfect! Used one this AM at a clothing store ok, now tried checking in at a hotel (Ive stayed at 50-60 times in 2011)today and desk clerk got Invalid FVC CODE on both cards, I called B of A and their automated system told me the accounts are closed! Be careful if you are out and relying on your CC's!! Thank god I had another card (through Wells Fargo) to put it on or I'd be sleeping in the car. This is what will happen when TSHTF. Of course they wont take cash either (until you check out).
"I have never understood why it is greed to want to keep the money you've earned, but not greed to want to take somebody else's money"-- Thomas Sowell
Anonymous Coward
User ID: 8735041
United States
01/30/2012 06:07 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
I quit doing business with them many years ago.
Anonymous Coward
User ID: 8017210
United States
01/30/2012 06:11 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
Check your credit report to see if there were any changes.
indifissible (OP)

User ID: 3120916
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01/30/2012 06:14 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
Check your credit report to see if there were any changes.
 Quoting: Anonymous Coward 8017210

"I have never understood why it is greed to want to keep the money you've earned, but not greed to want to take somebody else's money"-- Thomas Sowell
N3m3s1s

User ID: 4637200
United States
01/30/2012 06:14 PM

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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
I got a "Change of Terms" sheet from one of my CC's that said if I made "One" late payment, they could jack my rate to 31%.

Fuck them. I'm paying it off and canceling.

CC companies are Scum.
indifissible (OP)

User ID: 3120916
United States
01/30/2012 06:14 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
Check your credit report to see if there were any changes.
 Quoting: Anonymous Coward 8017210

 Quoting: indifissible


Great idea...Thank you. Hope this isn't happening to other people too.
"I have never understood why it is greed to want to keep the money you've earned, but not greed to want to take somebody else's money"-- Thomas Sowell
Anonymous Coward
User ID: 1170761
United States
01/30/2012 06:20 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
BofA is and has been in a tough spot. Some of there accounts have been hacked, too. Hopefully, it's just a computer glitch.
Anonymous Coward
User ID: 7280888
United States
01/30/2012 06:47 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
BOA is horrible
Anonymous Coward
User ID: 9435776
United States
01/30/2012 06:54 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
It looks like they did you a favor. Now go with a much better bank, and one that doesnt charge BS fees, which would be anything other than Regions, and Suntrust.
MatrixLNIN11

User ID: 7533935
United States
01/30/2012 07:10 PM

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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
I've had a checking account with them since 1983! I've had the cards for almost 20 years and paid them perfect! Used one this AM at a clothing store ok, now tried checking in at a hotel (Ive stayed at 50-60 times in 2011)today and desk clerk got Invalid FVC CODE on both cards, I called B of A and their automated system told me the accounts are closed! Be careful if you are out and relying on your CC's!! Thank god I had another card (through Wells Fargo) to put it on or I'd be sleeping in the car. This is what will happen when TSHTF. Of course they wont take cash either (until you check out).
 Quoting: indifissible


maybe they know something is about to happen

you should see if there was an unusual spike in their closures.

the timing of this if true, would be important considering some warnings I've seen for February ;)
Tawandaaaa

User ID: 1328412
United States
01/30/2012 07:15 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
It could be that your account was compromised and they sent you new cards and closed out your account. Had that happen to me last year and I didn't even know the account had been compromised or closed out until trying to use the card. Turns out nobody had tried to use my card, the card number just got out due to a hack job at some place that I had used the card. A heads up would have been appreciated, though, vs. being embarrassed at the grocery store by having the charge declined.
indifissible (OP)

User ID: 3120916
United States
01/30/2012 07:52 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
You all will love this shit!!! About 6 months ago, when I was warned that they are in big trouble, I pulled most of my cash out of my savings, started keeping a minimum balance in my checking account, closed 2 cd's and bought a bit of silver as well as a few more prep items. They closed them due to a derogatory "event" 7 years ago with Chase Bank (that has been on my credit file since)and because my average daily balances had dropped so dramatically in the last year. HEY BANK OF AMERIKA...FUCK YOU!

I can't wait to watch them go under and I now think it actually will happen.
"I have never understood why it is greed to want to keep the money you've earned, but not greed to want to take somebody else's money"-- Thomas Sowell
smoelike
User ID: 1227939
United States
01/30/2012 07:56 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
My next door neighbor worked for B of A and was the nicest guy you'd want to meet. He was VP of local branch. I discovered B of A was shitty when I was 17. That was in 1972. Quit them right away. STill loved my neighbor though.
Anonymous Coward
User ID: 3868757
United States
01/30/2012 08:01 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
When you said "paid perfect"...what exactly did that mean? Are you making the minimums on a 20,000 debt or are you paying the whole balance every month?
Anonymous Coward
User ID: 6329695
United States
01/30/2012 08:02 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
BofA is and has been in a tough spot. Some of there accounts have been hacked, too. Hopefully, it's just a computer glitch.
 Quoting: Anonymous Coward 1170761


If they cannot keep my data secure, then they don't deserve my business.
Anonymous Coward
User ID: 9891755
United States
01/30/2012 08:04 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
first mistake: having a credit card

second mistake: trusting a bank
Desert FoxModerator
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User ID: 8786935
United States
01/30/2012 08:20 PM

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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
BofA is and has been in a tough spot. Some of there accounts have been hacked, too. Hopefully, it's just a computer glitch.
 Quoting: Anonymous Coward 1170761


If they cannot keep my data secure, then they don't deserve my business.
 Quoting: Anonymous Coward 6329695

None can do that. If they can hack the FBI, you should not think your account can't be hacked. I think people are plain stupid to use online banking of any kind.
TOMABANEFOX
Anonymous Coward
User ID: 3868757
United States
01/30/2012 08:22 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
BofA is and has been in a tough spot. Some of there accounts have been hacked, too. Hopefully, it's just a computer glitch.
 Quoting: Anonymous Coward 1170761


If they cannot keep my data secure, then they don't deserve my business.
 Quoting: Anonymous Coward 6329695

None can do that. If they can hack the FBI, you should not think your account can't be hacked. I think people are plain stupid to use online banking of any kind.
 Quoting: Desert Fox


Theres a big difference between hacking the fbi and bringing down their website with a denial of service....
ren1999

User ID: 1518033
Japan
01/30/2012 08:34 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
I know how you feel. BofA cut off my access to my remaining account containing about $200.00 just because I was using my card in Japan. They have sent me no letters. They still have my money.
John Thomas of the Titor Project
Anonymous Coward
User ID: 3650237
United States
01/30/2012 08:48 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
It looks like they did you a favor. Now go with a much better bank, and one that doesnt charge BS fees, which would be anything other than Regions, and Suntrust.
 Quoting: Anonymous Coward 9435776


Suntrust is Saudi owned.
ANHEDONIC

User ID: 8417061
United States
01/30/2012 08:58 PM

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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
You all will love this shit!!! About 6 months ago, when I was warned that they are in big trouble, I pulled most of my cash out of my savings, started keeping a minimum balance in my checking account, closed 2 cd's and bought a bit of silver as well as a few more prep items. They closed them due to a derogatory "event" 7 years ago with Chase Bank (that has been on my credit file since)and because my average daily balances had dropped so dramatically in the last year. HEY BANK OF AMERIKA...FUCK YOU!

I can't wait to watch them go under and I now think it actually will happen.
 Quoting: indifissible


Sounds like the jig is up, buddy!










lol

"You will not be punished for your anger, you will be punished by your anger"
indifissible (OP)

User ID: 3120916
United States
01/30/2012 11:05 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
When you said "paid perfect"...what exactly did that mean? Are you making the minimums on a 20,000 debt or are you paying the whole balance every month?
 Quoting: Anonymous Coward 3868757


I use one of the cards for travel, has a 15300 limit and a current balance just under 4k. I actually pay it weekly as my expenses come back to me from my employer. The other card has a 4800 limit and I only owed about 500 on it. My daughter has an authorized user card and has been using it at college for gas/minor expenses for about 2 yrs. Had to transfer money to her checking tonight. Its really embarrasing when your 20 yr old daughter calls you to tell you her card does not work, before you can call her. What amazes me is it worked this morning at 10am and at 345pm buying a late lunch (which has not shown up on the account...maybe I got a free lunch out of the deal) then at 4:35 pm it gave the error at my hotel. They had "never seen this error before". What really pisses me the fuck off, is now I've lost my 245000 World Points which equates to about 2000 in merchandise! Ive been saving them for years. Probably why they cancelled it.
"I have never understood why it is greed to want to keep the money you've earned, but not greed to want to take somebody else's money"-- Thomas Sowell
Anonymous Coward
User ID: 1486221
United States
01/30/2012 11:17 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
BOA is horrible
 Quoting: AnotherOne



Well, what kind of treatment do you expect from the Rothschilds?
Anonymous Coward
User ID: 1181313
United States
01/30/2012 11:17 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
first mistake: having a credit card

second mistake: trusting a bank
 Quoting: Anonymous Coward 9891755


Third Mistake: Never ever have a Zero balance. They won't close you out if you owe money.
Anonymous Coward
User ID: 9309530
United States
01/30/2012 11:20 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
Because you smell funny.
SilverPatriot

User ID: 1607242
United States
01/30/2012 11:23 PM

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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
I suspect all of us who pay off our credit cards monthly through Bank of America will soon be dumped, as we do not make them any money it is the ones with high debt that pay consistently only the minimum that make them money.
Anonymous Coward
User ID: 9774955
United States
01/30/2012 11:24 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
When you said "paid perfect"...what exactly did that mean? Are you making the minimums on a 20,000 debt or are you paying the whole balance every month?
 Quoting: Anonymous Coward 3868757


I use one of the cards for travel, has a 15300 limit and a current balance just under 4k. I actually pay it weekly as my expenses come back to me from my employer. The other card has a 4800 limit and I only owed about 500 on it. My daughter has an authorized user card and has been using it at college for gas/minor expenses for about 2 yrs. Had to transfer money to her checking tonight. Its really embarrasing when your 20 yr old daughter calls you to tell you her card does not work, before you can call her. What amazes me is it worked this morning at 10am and at 345pm buying a late lunch (which has not shown up on the account...maybe I got a free lunch out of the deal) then at 4:35 pm it gave the error at my hotel. They had "never seen this error before". What really pisses me the fuck off, is now I've lost my 245000 World Points which equates to about 2000 in merchandise! Ive been saving them for years. Probably why they cancelled it.
 Quoting: indifissible


they owned u.. fuck banks, fuck humans.. i cant wait for the pigs to die! no going back HAHA fuck them
Anonymous Coward
User ID: 9906179
United States
01/30/2012 11:32 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
first mistake: having a credit card

second mistake: trusting a bank
 Quoting: Anonymous Coward 9891755


clappa
Anonymous Coward
User ID: 7338292
United States
01/30/2012 11:34 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
I walked into a bank of america one time

got a eerie feeling; turned around and walked out

evil
Sedi

User ID: 1552632
United States
01/30/2012 11:37 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
Maybe this?

Thread: Jim Sinclair: WE ARE DONE!!!!! Impurtnt info~~PIN~~~~~~~~
Anonymous Coward
User ID: 9904097
United States
01/30/2012 11:38 PM
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Re: Bank of America just closed all my credit cards! NO WARNING/PAID PERFECT 18+yrs
wtf they need a customer for when they got trillions of bailouts?

damn entitled serf ...

serious though ... they don't need your business with the printing press blowing loads everywhere

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