No Opt-Out For Medicare

I'm on medicare and had a choice of at least 40 private plans.

Sure the feds fund all kind of controversial shit but they do it with all of our tax money not just medicare taxes.

Under this ruling, you cannot opt out of medicare. Medicare can be your supplement, but you are not allowed to drop it.

Agreed but where in this country can you get private insurance for less than 150 dollars a month that basically has no limits on preexisting conditions?

Believe me, there are none for the working man.

This is what I have been screaming at the fucking Tea Party mob for two years! They have been living with FORCED medical care for YEARS! It wasnt until a democratic president created the same for every american that they all got theirdiapers on and walkers out and started claiming it was UNCONSTITUTIONAL!

Forget opting out of medicare. If you have private insurance provided by a company you work for - as of 2012 (thanks to obamacarecrapola) you CANNOT OPT OUT OF INSURANCE!!!

Even our 21 year old college student cannot be dropped unless he can prove he is covered by something BETTER! (We looked at getting him just major medical coverage, but that does not qualify).

I also looked into just covering us with MM, (which would be thousands cheaper a year), and we cannot opt out.

Thanks to the effing obamacrats!!!!!!!!!!!

everyone gets medicare and you choose what other cover you want on top.

here it's very basic cover. no eye surgery , dental, ambulance,patient transfers, out patient, day

surgery, elective surgery, corrective surgery exceept in emergency cases.

some things are partly covered also.

medical insurance plays tricks to provide not much more once they get used to it.

you have the freedom to get whatever cover you are stupid enough to pay for

Medicare doesn't cover eyeglasses, dental, and many other medical services. It has strict limits on many other medical services. There is a substantial deductible, and the co-pays are high in some cases too, after you meet the deductible. The cost of the insurance supplements is very high, even for just basic coverage of the basic medical not covered by medicare.

Tiger1, hello hun! I was leaving you some good karma, and spotted this thread which totally caught my eye.

I wanted to take a minute to explain how medicare works, it looks a little bit of half truths and nots out there....


Medicare comes in three well now four parts. A, B, C, and D.

I am going to explain how the pieces work above and then explain supplements, crossovers and medigaps....

and goin to explain eligibility....

so I am going to use your thread as a catalyst :D

It is important that we as americans, young and old understand it completely. I wish more people did.

I will do this in a few posts....

Post 1 ---

Eligibility

You have to pay into medicare/ss for 10 working years to be eligible for medicare part A. When you have a job, you are contributing to part A. NOT B, NOT C, NOT D. Part A only.

On the other hand, you can also be the spouse of a person who has contributed to paying into medicare for 10 years and be eligible for part A free (though remember not really free --- you paid for it for 10 years indirectly).

(I am giving the basics but there are further details)

So no it is not really true that you HAVE to HAVE Medicare. I think that was getting misunderstood.
There are people who never pay in, and never are eligible for medicare for "free" later.

Government workers are an exception here also. They do not have to pay into medicare, but they still receive part A for free. They truly are the only ones who get it for free.


You can also buy part A, if you never paid into for 10 years are not eligible for part as being free. Now, if you are one of these --- you will also have to purchase part B. You cannot opt out of B. You have to pay for both.

There are other exceptions like disability and renal dialysis.

I will explain the difference betweens the parts in a new post tomorrow :D

night tiger!

you still able to keep your plan and how much are they deducting from your check for this priviledge ?

this is simply another bs scam to keep money flowing in.

B.S.
what t party and WHO didn't know WTF medicare was ABOUT ?
keep screaming.
any mandatory health care via THE GOVERNMENT that WE ARE FORCED INTO IS,WAS and REMAINS UNCONSTITUTIONAL.

Thanks V-Honey. There are people who want to opt out of medicare, but are told they cannot. A court ruling was that if you want to opt out, you have to give up your S.S. check also. It is a real catch 22. You have to give up your S.S. check, which might be your only income, to opt out, but then the government will fine you for not having insurance.

Civil Service retirees do pay into medicare...we did.