This is totally out of line and how you preceive this.
Cash is always better. Crdit cards can do allot of damage. Appears most people want it NOW. They go into debt. I often wonder how we became such a society. Advertising. "You deserve it"!.

As a reminder, when you charge anything, the government knows all your activities...your likes and dislikes. Did you ever think about all your junk emails? How they get information about you? That you like gourmet coffee?? Your smart phone tells allot about you too! Any written document is a trail. Electronic trails also.
We try to pay cash for everything, not for the above reasons, but so we don't get swallowed up in debt. If we cannot afford it, we wait. Unfortunately many home mortgages were written with such a concept. Banks knew you could not afford it, and they knew "you want it now", so they let you close. I blame the banks for all the foreclosures...ALL. Greed.