irs took my tax refund to pay my student loans | |
Anonymous Coward User ID: 1486940 United States 02/17/2012 04:36 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 1487064 United States 02/17/2012 04:38 AM Report Abusive Post Report Copyright Violation | something that's not being talked is the fact the only way you default is if you completley ignore the notices and the phone calls. they practically stalk you and beg you to please you fucking Moroni just stay on the phone for 10 minutes to give you forbearance for 6 months oh wait you need a year no problemo. when you first sign the loans they make you attend an all day orientation where they tell your stupid ass if dontu pay your loans the gov can and will garnish your wages income social security etc. basically op ignored all notices knowingly and apparently he has kids that he cant get to brush their teeth so that somehow gives him the right not to pay money he borrowed. it also tells me he hasn't paid a dime for the loans. if you paid 10 fucking dollars a month you not be defaulted and you would be able to keep your fat tax return that was taken from other people to you just because you have kids. now at the very least the American taxpayer will your loans for you and you can possibly net gain a free education. and you're still fucking complaining and playing victim!!! cry me a fucking river op. |
OMNI-TARD User ID: 4493804 United States 02/17/2012 05:26 AM Report Abusive Post Report Copyright Violation | |
OMNI-TARD User ID: 4493804 United States 02/17/2012 05:28 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 10897984 United Kingdom 02/17/2012 05:35 AM Report Abusive Post Report Copyright Violation | Op, while I do feel for you. And I do. When you signed the paperwork for the loan at the session the loan officer would have clearly told you by law what would happen if it wasn't paid off. While I attended college, they were very very clear that a default on the loan would be cause for the IRS to take tax refunds to pay for it with No repayment option offered. So, always make double sure to pay the damn things off because you can't get rid of them, as my sister and husband are finding out. |
Anonymous Coward (OP) User ID: 8553545 United States 02/17/2012 01:14 PM Report Abusive Post Report Copyright Violation | Ask your friends. How many have root canals? How many of those friends are taking medications for some vague disease on a daily basis? Of those people treated for non–responsive diseases, perhaps as many as 90 percent have root canals. Quoting: Anonymous Coward 10810550 For example, Dr. Josef Issels of Germany found that in his 40 years of treating “terminal” cancer patients, 97 percent of his cancer patients had root canals. It is no coincidence that in the US root canals have been found to abound in people with Multiple sclerosis, Lou Gehrig’s disease, Lupus, leukemia, diabetes, arthritis, and a host of other autoimmune diseases. If one is really poor, They can have the tooth pulled instead of root canal Yes but, who wants to be toothless, it could prevent you from being successful fir a job and socially as well. |
Anonymous Coward (OP) User ID: 8553545 United States 02/17/2012 01:20 PM Report Abusive Post Report Copyright Violation | something that's not being talked is the fact the only way you default is if you completley ignore the notices and the phone calls. they practically stalk you and beg you to please you fucking Moroni just stay on the phone for 10 minutes to give you forbearance for 6 months oh wait you need a year no problemo. Quoting: Anonymous Coward 1487064 when you first sign the loans they make you attend an all day orientation where they tell your stupid ass if dontu pay your loans the gov can and will garnish your wages income social security etc. basically op ignored all notices knowingly and apparently he has kids that he cant get to brush their teeth so that somehow gives him the right not to pay money he borrowed. it also tells me he hasn't paid a dime for the loans. if you paid 10 fucking dollars a month you not be defaulted and you would be able to keep your fat tax return that was taken from other people to you just because you have kids. now at the very least the American taxpayer will your loans for you and you can possibly net gain a free education. and you're still fucking complaining and playing victim!!! cry me a fucking river op. Hopefully you don't ever have to go through unfortunate events in life, they won't except 10.00 a month they would send it back. I want to pay this loan when I am able too, meaning when I am employed full time which will be soon. My daughter has epilepsy she takes medication which effects her teeth has nothing to do with brushing. I am merely mentioning it dies no good to complain or blame, I am showing people what happened to me feting ideas, learning and also mayby preventing someone else from making my mistake that is all. |
rosix User ID: 1410029 United States 02/17/2012 01:31 PM Report Abusive Post Report Copyright Violation | Dude you got to call them when your student loans send you bills, and tell them your broke. They will defer the payment till you can pay. Then you can pay an amount you can handle. I have deferred my payments since 1997, and always get my check. This happened to me before, and I learned my lesson the hard way. You can defer those payment until you collect social security, and at that time they will take some of it, maybe all.idk...happy deferring!! |
rosix User ID: 1410029 United States 02/17/2012 01:33 PM Report Abusive Post Report Copyright Violation | |
Yitro User ID: 10855647 United States 02/17/2012 01:39 PM Report Abusive Post Report Copyright Violation | Yes it is terrible. What can one do? Not a whole lot. Just keep going and do the best you can. Start creating opportunity for yourself my man. That's awful but stay head strong and deal with it. For having lived long, I have experienced many instances of being obliged, by better information or fuller consideration, to change opinions, even on important subjects, which I once thought right but found to be otherwise. - Benjamin Franklin |
Anonymous Coward User ID: 7063795 United States 02/17/2012 01:44 PM Report Abusive Post Report Copyright Violation | Dont do the student loans. I grew up with the responsibility that you pay for college yourself outright in full. Or the other option: you get a scholarship. Quoting: APOLLO ILLUMINATI I got 100 percent Full Paid Scholarship, and was a Honors student. I got straight A all those four years of High School, one B and a letters jacket. I didnt party nor sleep around. I STUDIED HARD ! You can too. I'd never, ever consider those rip off loans. Heard too many complaints about them. 1. some people just don't have the brain power to get straight a's and scholarships. You should count your blessings. 2. you cannot work your way through college anymore, because they've placed it out of financial reach. A person back in the 50's or 60's could get a job, work all summer, and pay for college for the rest of the year. Now days, you can get a job, work all summer, and barely pay for the gas in your car! Same thing with medical care. etc. etc. etc. Honest, we all have brain tissue, Just takes time reading and hunkering down. Most kids I knew were just into social scene, and didnt want to take time and read. It just takes discipline. But I agree with you on the 50s . 60s, Anyone stop to think that the power of the dollar went down due to all the women entering the workforce? Might get pelted with misogynist comments but honestly, think about it, You go from majority men only in the workforce (their pay is like gold) and then you double that when women enter. |
Anonymous Coward User ID: 1010412 United States 02/17/2012 01:47 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 10880450 United States 02/17/2012 01:52 PM Report Abusive Post Report Copyright Violation | Look at box #2 on your W-2 form. That is federal income tax withheld, Probably only a few hundred dollars in your case. So the thousands that your complaining about not getting were never yours in the first place. The money is either borrowed from China or stolen from your neighbors. Why don't you go break into someones house and steal their flat screen to pay for your kids teeth. Most people are more comfortable letting the .Gov steal for them. |
Anonymous Coward User ID: 430043 United States 02/17/2012 02:00 PM Report Abusive Post Report Copyright Violation | We need to make student loans dischargable in bankruptcy once again. This option would only be available to those unable to repay their debts, but it would halt the tuition increases because lenders would have to tighten their lending standards and stop handing out loans to anyone with a pulse. If gambling debts, credit card debts and medical bills can be discharged in bankruptcy, there is no reason student loans should be held to a higher standard. |
OpenHeartMonk User ID: 1978923 Canada 02/17/2012 02:19 PM Report Abusive Post Report Copyright Violation | I still cant believe they would be so cruel, I mean why couldn't they take a portion? But no the whole thing. Quoting: Anonymous Coward 8553545 the CRA (Canada Revenue Agency) has been doing this to me for years to help pay for debts they created for me (they disallowed some past tax deductions).. plus penalties and 6.5% interest compounded daily. our governments need our $$ badly.. Aether for the Soul [link to www.youtube.com (secure)] |
BRIEF User ID: 381742 United States 02/17/2012 02:31 PM Report Abusive Post Report Copyright Violation | Sorry hon, if you're not a bank or a car manufacture.. you're out of luck. No bail out for you! Pay! Pay every red cent ++++++ interest! Isn't in great to be an American? Quoting: Anonymous Coward 514346 There is no help to get ahead or even breathe there is always something to hold you down. Who held you down and forced you to borrow money? Its called equality. You know so the rich alone dont get an education, and the poor dont work for minimum wage. I personally believe all education in the world should be free like Finlands. And I don't like rich people much, love them unconditionally and pray for them alot. Its takes equality mindedness to progress past this level/channel/school. you don't need a college education to become wealthy...that's a lie the Liberals brainwashed you into believing. I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
jailarson User ID: 10641596 United States 02/17/2012 10:26 PM Report Abusive Post Report Copyright Violation | Ok, OP. Here is some advice that won't involve belittling you for "being irresponsible" or random comments about "How the IRS sucks". Quoting: jailarson First off, you can make money in a lot of different ways. One of these ways is internet auction sites. Go to your local charity shop and look for stuff that you think that you can sell for a profit online. Look for books, clothes, furniture, whatever and if you see something that looks like a potential profit, buy it. Anything you see that you think is awesome and is cheap, means that someone online will pay you more for it. Keep your eye out for stuff that you know sucks, but OTHER people like. Hanna Montana is a big seller here and overseas. I seriously sold a pair of used Hanna Montana pink sparkly cowboy boots for twice what they were worth. Levi's 501 jeans are huge over seas, especially in the UK. A new pair of Levi's 501's sells for 80 GBP in London boutiques. That translates to about $140. You can buy them new for $40. Look for "job lots" or "group buys" of tools, electronics, antiques, anything you can get at a discount. All you need is one thing in the lot that gets your money back and then the rest is profit. It is not hard and it only takes as much time as you wish to devote to it. I've got a better idea OP, change your name to Rothschild then you do nothing, and sit around and actually receive the money they just took from you. Then you can steal billions from the public while the idiot up above is selling Hanna Montana crap on ebay! Do you even understand that these people are dealing with trillions of dollars, and your scraping in the gutter for a thousand crappy dollars! They can steal billions on wall street, but if some poor kid gets got stealing a 12 dollar bottle of wine, off he goes to the corporate run prisons! I bet you are fun at parties. |
Anonymous Coward (OP) User ID: 8553545 United States 02/17/2012 11:07 PM Report Abusive Post Report Copyright Violation | Pay your own shit back. Quoting: Anonymous Coward 1010412 No one else wants to pay for your shit! Teach your kids responsibility! No one is paying anything for me, I pay for everything myself. I took out a student loan. I just wanted more time to pay it back is all. My children are not old enough to work or they would be. Who pays for other people's student loans anyways? Nobody does that. |
Anonymous Coward (OP) User ID: 8553545 United States 02/17/2012 11:12 PM Report Abusive Post Report Copyright Violation | Look at box #2 on your W-2 form. That is federal income tax withheld, Probably only a few hundred dollars in your case. Quoting: Anonymous Coward 10880450 So the thousands that your complaining about not getting were never yours in the first place. The money is either borrowed from China or stolen from your neighbors. Why don't you go break into someones house and steal their flat screen to pay for your kids teeth. Most people are more comfortable letting the .Gov steal for them. First off I don't steal, second I will get my choked tooth fixed, third you really don't have a clue what your talking about. |
Anonymous Coward (OP) User ID: 8553545 United States 02/17/2012 11:13 PM Report Abusive Post Report Copyright Violation | Look at box #2 on your W-2 form. That is federal income tax withheld, Probably only a few hundred dollars in your case. Quoting: Anonymous Coward 10880450 So the thousands that your complaining about not getting were never yours in the first place. The money is either borrowed from China or stolen from your neighbors. Why don't you go break into someones house and steal their flat screen to pay for your kids teeth. Most people are more comfortable letting the .Gov steal for them. First off I don't steal, second I will get my choked tooth fixed, third you really don't have a clue what your talking about. Oops miss spelled not choke I meant child. |
jailarson User ID: 10641596 United States 02/17/2012 11:33 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 1366222 United States 02/17/2012 11:34 PM Report Abusive Post Report Copyright Violation | |
Meow... User ID: 3650237 United States 02/17/2012 11:38 PM Report Abusive Post Report Copyright Violation | |
Meow... User ID: 3650237 United States 02/17/2012 11:39 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 11007010 United States 02/18/2012 12:19 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 11007010 United States 02/18/2012 12:20 AM Report Abusive Post Report Copyright Violation | Look at box #2 on your W-2 form. That is federal income tax withheld, Probably only a few hundred dollars in your case. Quoting: Anonymous Coward 10880450 So the thousands that your complaining about not getting were never yours in the first place. The money is either borrowed from China or stolen from your neighbors. Why don't you go break into someones house and steal their flat screen to pay for your kids teeth. Most people are more comfortable letting the .Gov steal for them. First off I don't steal, second I will get my choked tooth fixed, third you really don't have a clue what your talking about. Oops miss spelled not choke I meant child. you can afford autocorrect though? |
Anonymous Coward (OP) User ID: 8553545 United States 02/18/2012 03:48 AM Report Abusive Post Report Copyright Violation | OP, don't take GLP comments too seriously. Most AC's are drive-by trolls. Don't waste your time responding to them. Quoting: jailarson OP, don't take GLP comments too seriously. Most AC's are drive-by trolls. Don't waste your time responding to them. Quoting: jailarson Your right. I'm am grateful for all of the good insight from everyone, it really helps to get first hand knowledge of others who have had this happen and what alternatives are available. |
Anonymous Coward User ID: 9752029 United States 02/18/2012 10:45 AM Report Abusive Post Report Copyright Violation | We need to make student loans dischargable in bankruptcy once again. This option would only be available to those unable to repay their debts, but it would halt the tuition increases because lenders would have to tighten their lending standards and stop handing out loans to anyone with a pulse. If gambling debts, credit card debts and medical bills can be discharged in bankruptcy, there is no reason student loans should be held to a higher standard. Quoting: Anonymous Coward 430043 |
Anonymous Coward User ID: 1505364 United States 02/18/2012 11:00 AM Report Abusive Post Report Copyright Violation | |
Mickeyblue User ID: 9806228 United States 02/18/2012 11:05 AM Report Abusive Post Report Copyright Violation | |