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SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?

 
Anonymous Coward
User ID: 10979062
United States
02/25/2012 09:06 AM
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SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Yesterday i was stopped when another car ahead of me hit me from behind going about 40mph or 45mph. when he hit me another car hit his jeep in the back end also. the guy admitted to the police his little girl was sick with the flu and he didnt pay attention and hit me. I called my insurance company and she said they would start the process but id have to wait until they got the money and me pay for repair work and when they got the money from his insurance company they would pay me. or, she said i could go after his insurance company since it looks not to be my fault.

now do i go get repair estimates? then after i get the police report in 5 days do i then contact his insurance company with the estimates and tell them one of thier customer with insurance hit me from behind and id like to get my vbehicle repaired immediately..

I never been in an accident before and im 43 years old...

thanks
BRIEF
Rebel with morals

User ID: 11387690
United States
02/25/2012 09:11 AM

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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Yesterday i was stopped when another car ahead of me hit me from behind going about 40mph or 45mph. when he hit me another car hit his jeep in the back end also. the guy admitted to the police his little girl was sick with the flu and he didnt pay attention and hit me. I called my insurance company and she said they would start the process but id have to wait until they got the money and me pay for repair work and when they got the money from his insurance company they would pay me. or, she said i could go after his insurance company since it looks not to be my fault.

now do i go get repair estimates? then after i get the police report in 5 days do i then contact his insurance company with the estimates and tell them one of thier customer with insurance hit me from behind and id like to get my vbehicle repaired immediately..

I never been in an accident before and im 43 years old...

thanks
 Quoting: Anonymous Coward 10979062


I've been hit a few times, but never when I was in the vehicle, LOL. But what I do is get the person's info, and then tell your ins co. that you want to treat it as an uninsured motorist claim...there is no deductible, and you get your car fixed immediately. The burden is on them at that point to collect from the other guy :)
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
Anonymous Coward
User ID: 2805786
United States
02/25/2012 09:15 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
I had a friend that was rear ended, the insurance co. cut him a check for $500 to fix his bumper. He pocketed the money an said f-it. Then a month later rear ended again, used that 500 to fix the bumper and sell then sold the car.

Personally i have been rear ended 3 times, the hitch on my truck has saved me every time.
Anonymous Coward
User ID: 515386
United States
02/25/2012 09:18 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Yesterday i was stopped when another car ahead of me hit me from behind going about 40mph or 45mph. when he hit me another car hit his jeep in the back end also. the guy admitted to the police his little girl was sick with the flu and he didn't pay attention and hit me. I called my insurance company and she said they would start the process but id have to wait until they got the money and me pay for repair work and when they got the money from his insurance company they would pay me. or, she said i could go after his insurance company since it looks not to be my fault.

now do i go get repair estimates? then after i get the police report in 5 days do i then contact his insurance company with the estimates and tell them one of their customer with insurance hit me from behind and id like to get my vehicle repaired immediately..

I never been in an accident before and I'm 43 years old...

thanks
 Quoting: Anonymous Coward 10979062


If you have collision on your own insurance, your insurance company should take care of all this for you. They should fill the complaint and let you start getting the repair work.

But if you do not have collision, then maybe you have to do it for yourself? I don't know. I carry full coverage and have never had to do any of this for myself.
BRIEF
Rebel with morals

User ID: 11387690
United States
02/25/2012 09:19 AM

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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
I had a friend that was rear ended, the insurance co. cut him a check for $500 to fix his bumper. He pocketed the money an said f-it. Then a month later rear ended again, used that 500 to fix the bumper and sell then sold the car.

Personally i have been rear ended 3 times, the hitch on my truck has saved me every time.
 Quoting: Anonymous Coward 2805786


My son's Volvo got sideswiped and the ins gave him $1,300.
I found a matching side mirror in a salvage yard for 50 bucks and buffed out the scratches and you can't tell it's been hit :)
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
Anonymous Coward (OP)
User ID: 10979062
United States
02/25/2012 09:31 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Yesterday i was stopped when another car ahead of me hit me from behind going about 40mph or 45mph. when he hit me another car hit his jeep in the back end also. the guy admitted to the police his little girl was sick with the flu and he didn't pay attention and hit me. I called my insurance company and she said they would start the process but id have to wait until they got the money and me pay for repair work and when they got the money from his insurance company they would pay me. or, she said i could go after his insurance company since it looks not to be my fault.

now do i go get repair estimates? then after i get the police report in 5 days do i then contact his insurance company with the estimates and tell them one of their customer with insurance hit me from behind and id like to get my vehicle repaired immediately..

I never been in an accident before and I'm 43 years old...

thanks
 Quoting: Anonymous Coward 10979062


If you have collision on your own insurance, your insurance company should take care of all this for you. They should fill the complaint and let you start getting the repair work.

But if you do not have collision, then maybe you have to do it for yourself? I don't know. I carry full coverage and have never had to do any of this for myself.
 Quoting: Anonymous Coward 515386


yes it was a 2011 camry i had full coverage on it.
Anonymous Coward (OP)
User ID: 10979062
United States
02/25/2012 09:35 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Yesterday i was stopped when another car ahead of me hit me from behind going about 40mph or 45mph. when he hit me another car hit his jeep in the back end also. the guy admitted to the police his little girl was sick with the flu and he didnt pay attention and hit me. I called my insurance company and she said they would start the process but id have to wait until they got the money and me pay for repair work and when they got the money from his insurance company they would pay me. or, she said i could go after his insurance company since it looks not to be my fault.

now do i go get repair estimates? then after i get the police report in 5 days do i then contact his insurance company with the estimates and tell them one of thier customer with insurance hit me from behind and id like to get my vbehicle repaired immediately..

I never been in an accident before and im 43 years old...

thanks
 Quoting: Anonymous Coward 10979062


i have geico insurance. the way she talked on the phone she wrote everything down and gave me a claim number. she said i could have the car fixed out of my own pocket and then geico would get the money back from his insurance but she said there was no gaurantee when that would happen. she said since you we,re the lead car it's not ur fault and you can go after his insurance company yourself if i wanted to..... Im thinking of going after his insurance company myself and get a rental vehicle on his insurance also.
BRIEF
Rebel with morals

User ID: 11387690
United States
02/25/2012 09:37 AM

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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Yesterday i was stopped when another car ahead of me hit me from behind going about 40mph or 45mph. when he hit me another car hit his jeep in the back end also. the guy admitted to the police his little girl was sick with the flu and he didnt pay attention and hit me. I called my insurance company and she said they would start the process but id have to wait until they got the money and me pay for repair work and when they got the money from his insurance company they would pay me. or, she said i could go after his insurance company since it looks not to be my fault.

now do i go get repair estimates? then after i get the police report in 5 days do i then contact his insurance company with the estimates and tell them one of thier customer with insurance hit me from behind and id like to get my vbehicle repaired immediately..

I never been in an accident before and im 43 years old...

thanks
 Quoting: Anonymous Coward 10979062


i have geico insurance. the way she talked on the phone she wrote everything down and gave me a claim number. she said i could have the car fixed out of my own pocket and then geico would get the money back from his insurance but she said there was no gaurantee when that would happen. she said since you we,re the lead car it's not ur fault and you can go after his insurance company yourself if i wanted to..... Im thinking of going after his insurance company myself and get a rental vehicle on his insurance also.
 Quoting: Anonymous Coward 10979062


Having full coverage means uninsured motorist too...don't let your ins make you do their work...you pay them to do a job, now make them earn their money.
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
Anonymous Coward
User ID: 8392006
United States
02/25/2012 09:43 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Go to your Doctor. This will be paid through no fault or the insurance co, Insist on having an MRI. I had something similar happen to me. 20 years later and 30 thousand dollars out of my own pocket, I needed 2 discs replaced in my neck. Never had any pain except for maybe a little stiffness after I was rear ended. At that speed and your age, I just can't see how you walked away from it without injury. I get the feeling that you are a decent person and don't want to add any burdens on to the other party,. But this could devastate you later. It was definitely a life changer for me.
Anonymous Coward (OP)
User ID: 10979062
United States
02/25/2012 09:49 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Go to your Doctor. This will be paid through no fault or the insurance co, Insist on having an MRI. I had something similar happen to me. 20 years later and 30 thousand dollars out of my own pocket, I needed 2 discs replaced in my neck. Never had any pain except for maybe a little stiffness after I was rear ended. At that speed and your age, I just can't see how you walked away from it without injury. I get the feeling that you are a decent person and don't want to add any burdens on to the other party,. But this could devastate you later. It was definitely a life changer for me.
 Quoting: Anonymous Coward 8392006


yes i am a decent person and only want my car fixed. if i really was a con i would have an an ambulance there because whiplash is soft tissue damage that cannot be easily seen.... I really dont ask for nothing but my car fixed.

also the other poster is correct i pay them every month and it seems they should fix my car and geico go after thier money cause i got fullcoverage...
BRIEF
Rebel with morals

User ID: 11387690
United States
02/25/2012 09:58 AM

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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Go to your Doctor. This will be paid through no fault or the insurance co, Insist on having an MRI. I had something similar happen to me. 20 years later and 30 thousand dollars out of my own pocket, I needed 2 discs replaced in my neck. Never had any pain except for maybe a little stiffness after I was rear ended. At that speed and your age, I just can't see how you walked away from it without injury. I get the feeling that you are a decent person and don't want to add any burdens on to the other party,. But this could devastate you later. It was definitely a life changer for me.
 Quoting: Anonymous Coward 8392006


yes i am a decent person and only want my car fixed. if i really was a con i would have an an ambulance there because whiplash is soft tissue damage that cannot be easily seen.... I really dont ask for nothing but my car fixed.

also the other poster is correct i pay them every month and it seems they should fix my car and geico go after thier money cause i got fullcoverage...
 Quoting: Anonymous Coward 10979062


They will if you do as I suggested.
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
Anonymous Coward
User ID: 1441894
United States
02/25/2012 10:02 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
Try an ice pack.you should be able to sit in about a day or two.
Anonymous Coward
User ID: 1505364
United States
02/25/2012 10:02 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
get accident report from the police

call the other guys insurance, quickly, report the accident, tell them you want to make a claim,
don't wait, the insurance gives there client 10 days to file before they proccess claim

they will want a fax of the report, and you may have to make a recorded statement

call your insurance, do the same thing...

stay in touch with the other guys insurance, if nothing happens in a week, call your insurance and tell them the other company is stalling...a lot of them do that

your insurance should fix damage and file against the other company

it took me 2 months to get anything fixed because the other guys insurance stalled and extended, stalled and extended
BRIEF
Rebel with morals

User ID: 11387690
United States
02/25/2012 10:05 AM

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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
get accident report from the police

call the other guys insurance, quickly, report the accident, tell them you want to make a claim,
don't wait, the insurance gives there client 10 days to file before they proccess claim

they will want a fax of the report, and you may have to make a recorded statement

call your insurance, do the same thing...

stay in touch with the other guys insurance, if nothing happens in a week, call your insurance and tell them the other company is stalling...a lot of them do that

your insurance should fix damage and file against the other company

it took me 2 months to get anything fixed because the other guys insurance stalled and extended, stalled and extended
 Quoting: Anonymous Coward 1505364


I had my car towed to the body shop within an hour because I told my ins co to treat it like an uninsured claim...yeah I had the other guys info, but what's to guarantee he paid his premiums?
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
Anonymous Coward
User ID: 1505364
United States
02/25/2012 10:11 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
no guarentee, but don't be the bottleneck

if he is unisured, it will still get fixed, that's why you have insurance
Anonymous Coward
User ID: 11253231
Netherlands
02/25/2012 10:13 AM
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
get accident report from the police

call the other guys insurance, quickly, report the accident, tell them you want to make a claim,
don't wait, the insurance gives there client 10 days to file before they proccess claim

they will want a fax of the report, and you may have to make a recorded statement

call your insurance, do the same thing...

stay in touch with the other guys insurance, if nothing happens in a week, call your insurance and tell them the other company is stalling...a lot of them do that

your insurance should fix damage and file against the other company

it took me 2 months to get anything fixed because the other guys insurance stalled and extended, stalled and extended
 Quoting: Anonymous Coward 1505364


I had my car towed to the body shop within an hour because I told my ins co to treat it like an uninsured claim...yeah I had the other guys info, but what's to guarantee he paid his premiums?
 Quoting: BRIEF
stfu
BRIEF
Rebel with morals

User ID: 11387690
United States
02/25/2012 10:14 AM

Report Abusive Post
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Re: SOMEONE HIT ME FROM BEHIND.. WHAT TO DO?
get accident report from the police

call the other guys insurance, quickly, report the accident, tell them you want to make a claim,
don't wait, the insurance gives there client 10 days to file before they proccess claim

they will want a fax of the report, and you may have to make a recorded statement

call your insurance, do the same thing...

stay in touch with the other guys insurance, if nothing happens in a week, call your insurance and tell them the other company is stalling...a lot of them do that

your insurance should fix damage and file against the other company

it took me 2 months to get anything fixed because the other guys insurance stalled and extended, stalled and extended
 Quoting: Anonymous Coward 1505364


I had my car towed to the body shop within an hour because I told my ins co to treat it like an uninsured claim...yeah I had the other guys info, but what's to guarantee he paid his premiums?
 Quoting: BRIEF
stfu
 Quoting: Anonymous Coward 11253231


Fine be a dipshit and get fucked by the ins company...sucks to be you...
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892

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