I gotta give all the credit to my daughter. She is only 17, living in the dorm, budgeting and taking care of all of her business.I have to do absolutely nothing for her. She has her own checking account, and manages all of her own finances, bills, groceries, clothing, car upkeep, etc.
There is one thing that frustrates her, though. Because she is a minor, I have to sign for everything. I had to sign for her to get her own checking account, permission slips for activities at college, and I still have to accompany her when she has a doctor or dentist appointment. Even though my husband gave her his old car, she cannot get it in her name, yet. That will change in a couple of months when she turns 18.