The Banking System is the Control Grid of the Matrix.

Do you really think they will let it completely fail all at once?

They know how many they can screw at any one given time an get away with it, but just in case they are building the Police State to keep us "Safe".

They don't fear going broke, it's all funny money anyway, they fear lose of control.

Don't worry, the internet is becoming the new control grid, if only I could get it to make me a sandwich.