Depending on the ammount?

The Economy is a total Fraud (a pyramid scam), Government is a total fraud, the stock market is a total fraud, and financial industries are a total fraud.

Leave it in there and you will see the money eaten by inflation, "Maintenance Fees", and taxes.

Look at the performance for the last 4 or 5 years and look at what gain you have had, how many times you paid fees (how much), and estimated inflation or cost of living. (You will have to estimate because Government numbers are complete and total fraud)

Deduct the fees and inflation from the gain and you will likely have a negative number?

Take the money out in cash, or take half out and put a principal payment on your home, buy Gold, Silver or some other non-perishable hard asset, but keep it simple.

Find a Home-Town Credit Union, put the other half (or none) in a IRA savings account.

Depending on the total ammount? Take the tax hit NOW, put the money where it is absoloutly safe from Banksters, Insurance Cartels, and Government.

A person will need Food, Water, Shelter as minimum, everything else is an extra.

Finally...Don't follow this advice...
But don't say someone didn't warn you?