i cant afford health insurance

less than $45k for 2 people.

You will probably be under the amount that people have to earn to start contributing to health care. Go look on healthcare.gov. They should be able to explain what will happen in 2014. You will probably get it for free or a lot less than it would be if you had to buy it yourself.

468.00 for my wife's job. Luckily, my job only costs us a fraction of that.

That is for a full family though, and not just 1 person.

That is not middle class. Sorry.

And who do you think is paying for all the uninsured going to the emergency room?

The taxpayer.

The real median earnings of men who worked full time, year-round climbed between 2006 and 2007, from $43,460 to $45,113 (about 3.6 time minimum wage in 2006 to 3.7 time minimum wage in 2007).

[link to en.wikipedia.org]

We pay over 17000.00 dollars a year for health insurance. If you become ill and need to use it for a major illness your deductible is another grand before the insurance will cover anything other than doctors visit minus YOUR co-pay and Medicine Minus YOUR copay.

BCBS/Blue Cross Blue Shield.

wow

You can get sick in a heartbeat. This is a good thing for you. You will finally be able to go to the doctor if you need to or if you had to go to the emergency room unexpectedly. You won't have to worry about filing for bankruptcy if you get it. This will be like medicare for those making under a certain amount[ I think it is $80,000 for a family ].

last time i checked, the hospital refused services and forced people to pay, even attaching their pay.

I 'd rather pay for health care for Americans than blowing people up in the Middle East, which is what I'm paying for now.

The Federal Poverty Level for a family of two is $15,130.

[link to aspe.hhs.gov]

So hard working Americans that went to college will get your back.

thats actually a good point.

just close the borders...dont want to pay for illegals.

Fuck the repubs and dems they have just told us all they own us and there is nothing we can do about it.

There is a possible chain reaction to this in the workplace.

If you owned a company or ran a government entity would you still want to provide health care for employees, knowing that the employee is now financially responsible for themselves?

AKA, not my problem b*tch!

How many future jobs will be void of health care benefits?

This is going to be interesting.

Here's mine

Your coverage:

Right now:
If you have been unable to obtain health insurance as a result of a pre-existing medical condition, you may be able to buy it through one of the “high risk pools” the law has set up in each state through the end of 2013. But the premiums in the pools vary and can be high.

Starting in 2014:
You will have the option of buying a health plan through your state's exchange with federal assistance. Based on your income, your annual premiums for that plan would be no more than $1,880 to $2,961. Your maximum out-of-pocket costs for deductibles and co-payments would be capped at 15 percent of the total cost.

Insurers can’t discriminate against you for having a pre-existing condition, and can only vary rates within a narrow range.

If you do not obtain insurance coverage by 2014 you will be assessed a tax penalty. The penalty becomes progressively greater from 2014 through 2016, when it reaches full strength. At that point, assuming your current income remains the same and your household consists of 2 uninsured adults and 3 uninsured children, your family would be subject to a penalty of about $2,085. You are exempt from the penalty if the least expensive plan option in your area exceeds eight percent of your income.


You can put you info in and they'll tell you how it will effect you.
[link to www.washingtonpost.com]

Can i start an insurance company?
Ill just charge everyone a dollar a year.
There is a 50 million dollar deductable.
so you will pretty much have to pay your own medical care anyway, but for a dollar you can avoid the tax.

Prison or seized assets come to mind. I live on $1000 a month. Suicide will be a viable option for me.

It is going to be interesting.

Theoretically -

If a company is now picking up the insurance as part of your "deal" with them. This should guarantee that each worker will get a raise of that amount once the plan kicks in.

On average, I'd say it costs companies from $250/mth to $500/mth depending on single or family coverage. Plus the worker often has to pay in as well and that's usually a match. So again, theoretically, people could see themselves getting up to $1000 more per month when both charges are combined.

As long as the new plan does not exceed those rates - at worst, the new plan will be the same price and you'll see zero change. Better, you'll pay less and actually come out ahead. Even better, it'll be a LOT less, you come out ahead cash wise AND you'll actually be able to afford to use the coverage instead of not using it because deductibles are too high.

The key is that the companies have to replace the former insurance compensation with cash. I fear that most employees will just be given notice that the company will no longer cover any portion of the health insurance...and the money will now go back into their own pockets. Which, will actually reduce the cost of labor even more.

Please don't think like that. Try this and see what it says :

You know, one thing that has been bothering me is this...

I CANNOT PAY FOR YOUR HEALTH SERVICES!

I live paycheck to paycheck and am still going into debt for health coverage. Other's who dont do this and cannot otherwise qualify for socialized coverage only end up going to the ER when they need it and everyone else is left with the bill. Someone has to pay and it's part of the reason why we are in the mess we are in. Thanks illegals in CA!!

Rant aside, this was a problem long before Obama care. I have seen health care costs go up 200$ over the last 10 years, long long long before Obama.

current arguments over obamacare are basically moot!

Sell you kidney for the health care.

Are you insane???

There is no such provision!

All valid possibilities.

Here's what our county hospital has to say:

[link to www.metrohealth.org]


People with pre-existing conditions can no longer be denied coverage. This measure would take effect in September for children, and in 2014 for adults.

Uninsured: A national high-risk pool will be created this year for the uninsured to get immediate coverage and access to care. Health care exchanges will be created in Ohio in which people without access to affordable insurance through their employer can get coverage at affordable group rates. People with incomes up to $43,320 for individuals and $88,200 for a family of four would receive a tax credit for insurance purchased through the exchange.

Insured: The insured will be able to keep their employer-sponsored insurance. Large employers will receive federal incentives to continue providing insurance.

The insured will no longer be subject to lifetime and restricted annual caps on healthcare coverage through their insurer.

Starting this year, the law eliminates co-pays and deductibles for preventive care in new health plans. Beginning in 2014, it guarantees oral and vision benefits for children.

Medicare: Virtually all U.S. citizens who are 65 or over or permanently disabled are covered by, or eligible for, Medicare. The law does not change this. And it does not cut guaranteed Medicare benefits.

My husband pays 200 a month through his work for really bad health insurance and they want another 400 a month to cover me. I haven't had insurance for a couple years because we cant afford it.and all the agencies don't take into consideration the alimony he pays per month or I would qualify for some help. I've worked for over 20yrs,put into medicaid etc.. but now i have a 1yr old and cant afford to put her in daycare. I would be making 300 a week, but would have to pay daycare 250! again I would qualify for help with that too if they would consider the alimony and my husband healthcare payment!If they use the scale of your paycheck before taxes, alimony, and his 200 insurance, we will never be able to get any coverage for me, and we can not afford to pay another cent or we will lose our home! We are stuck in this situation being the working class poor, showing we make more than we actually bring home. its not right. and then they are going to fine me! Guess jail will have to do. 3 meals a day and full health benefits!

That might be true, but I got on the healthcare.gov website and I can't find anything on there that says I qualify for free healthcare. So according to the govt., I am considered to be the lower end of the middle class and therefore, I will have to be taxed, and forced to buy insurance. If I do not, then I won't get my measly tax refund......or.....maybe.....if I do some calculations, the tax refund would amount to less than the penalty... hmmm, something to think about i guess.