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OBAMACARE Calculator. How does it affect you???

 
MEMMEM
User ID: 22944682
United States
08/31/2012 12:10 PM
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Re: OBAMACARE Calculator. How does it affect you???
Enter your info:

[link to www.washingtonpost.com]
 Quoting: DILKe


that fucking calculator does not address the COSTS.

just the benefits.

fucking liberal trash.
 Quoting: Anonymous Coward 1379065
Anonymous Coward
User ID: 160638
United States
08/31/2012 12:15 PM
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Re: OBAMACARE Calculator. How does it affect you???
So "Coward"....we will all just support you...go ahead and use ER so that all of us who pay for insurance can pay extra premium just for you. Because you are so much more important and special than the rest of us peons who work our asses off
 Quoting: Anonymous Coward 18782751


Maybe if the hospitals didn't charge $100 for an aspirin we could all afford to pay the hospital bills.
Anonymous Coward
User ID: 9231012
United States
09/10/2012 11:50 PM
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Re: OBAMACARE Calculator. How does it affect you???
The working poor are screwed...
 Quoting: Spitting Into The Wind


Yes we are.

I have two obese sisters on welfare that heard if they got to be so many pounds overweight then they could get that operation that is cutting the stomach pouch and making it smaller for free.

They were both not quite fat enough to get the welfare free operation so they pigged out for months and purposefully gained weight until the taxpayers had to pick up the bill.
I will pay 4 times more
User ID: 25394716
United States
10/11/2012 08:29 PM
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Re: OBAMACARE Calculator. How does it affect you???
Use this calculator to figure out how much Obamacare will cost you. For me -- someone who basically qualifies as living below the poverty line -- I can either be forced to BUY the insurance for between $450 to $600 per year, with a co-pay at 6% of the total cost of care, or I can NOT buy it and be assessed a tax penalty that will increase each year, up to $650 (though there is an exception for incomes as low as mine).

I suppose I'm indifferent, since I would either never pay for any medical care I would potentially receive, or my income will always be so low the law won't much effect me. In principle, though, I'm against the government forcing people to buy any kind of insurance. The law also seems awfully convoluted.
 Quoting: Macklin Samfert


You are exempt because it seems like you are on welfare already. For whatever reason. Maybe you are injured and cant find a better paying job or there isnt a job that pays more that you qualified for. Either way you probably dont pay much taxes to really even comment on anything to do with taxes.. Go to the ER and get your fix.. Like the rest of the welfare patients... Not dogging you in any way. We in this country feel an obligation to pay for the less fortunate.. I actually feel like I do some good in my life.. Take care and have a nice day...
Anonymous Coward
User ID: 25394716
United States
10/11/2012 08:32 PM
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Re: OBAMACARE Calculator. How does it affect you???
The working poor are screwed...
 Quoting: Spitting Into The Wind


Yes we are.

I have two obese sisters on welfare that heard if they got to be so many pounds overweight then they could get that operation that is cutting the stomach pouch and making it smaller for free.

They were both not quite fat enough to get the welfare free operation so they pigged out for months and purposefully gained weight until the taxpayers had to pick up the bill.
 Quoting: Anonymous Coward 9231012


Its quite unfortunate you have two sisters that are on the system. Instead of loosing weight and finding a way to be productive they chose the other route.. Which is the only route they know. Which is total welfare. So sorry you have to be in this type of mess. We can choose our friends but not our welfare family.. have a good day.. hope it get better..
Anonymous Coward
User ID: 23597994
United States
10/11/2012 08:58 PM
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Re: OBAMACARE Calculator. How does it affect you???
Because of Obamacare, work has cancelled their good insurance plan. We will pay the same, have reduced benefits, and may not be able to keep our doctors.

This is so our premiums can also pay for all the AIDS patients now too.
Anonymous Coward
User ID: 25394716
United States
10/11/2012 11:18 PM
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Re: OBAMACARE Calculator. How does it affect you???
Because of Obamacare, work has cancelled their good insurance plan. We will pay the same, have reduced benefits, and may not be able to keep our doctors.

This is so our premiums can also pay for all the AIDS patients now too.
 Quoting: Anonymous Coward 23597994


I just cant see how you guys can be Atheist.. It sure is a choice you can have which I feel anyone can believe or not believe. But it amazes me on how someone just wants ppl to die... WoW
MOLLY
User ID: 27231337
Norway
11/07/2012 11:42 AM
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Re: OBAMACARE Calculator. How does it affect you???
I think The United States has to open their eyes and look at the european countries and learn from their healthcare systems and insurance companies. In Norway we all pay our taxes for everyone. You really need to learn how to share. Hillary Clinton tried to do something about the healthcare system, but failed, and now Obama at least has the Obamacare.

GET REAL AND WAKE UP, IT'S 2012 !!!
Anonymous Coward
User ID: 13272342
United States
11/09/2012 01:13 PM
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Re: OBAMACARE Calculator. How does it affect you???
You people do realize that you will be able to write your premiums off right?


Self-Employed Health Insurance: If you are self-employed (sole proprietor, partner in a partnership, or a more than 2% shareholder of a Sub S Corporation), write off your health insurance premiums “above the line.” List it as an adjustment to income on page 1 of your Form 1040. You cannot write this off at the partnership level, the Sub S Corp level or on your Schedule C. Also, the plan must be established in your name, under your business for your benefit. If, for example, your spouse pays premiums through his/her employer’s plan that provides health insurance for your family, you cannot deduct any of it as self-employed health insurance. You still may deduct the amount she pays on Schedule A as a medical deduction. Deductible health insurance also includes special packages for prescriptions, dental, contact lens replacement, and eye care.


A new tax law passed last year allows a deduction for health coverage for an employee's children s 27 years of age. It is now generally tax-free to the employee. This expanded health-care tax benefit applies to various work place and retiree health plans. These changes immediately allow employers with cafeteria plans (plans that allow employees to choose from a menu of tax-free benefit options and cash or taxable benefits) to permit employees to begin making pre-tax contributions to pay for this expanded benefit. This also applies to self-employed individuals who qualify for the self-employed health insurance deduction on their federal income tax return.
Health Insurance:

If you are not self-employed, health insurance premiums paid, including the special packages listed above are deductible as a medical expense on Schedule A. If you are on an employer subsidized plan, check your final 2010 paystub to determine the amount deducted from your pay for health insurance premiums. If the premiums are paid from pre-tax dollars, they are not deductible. But if the premiums are included in gross pay on your W2 (after tax dollars) they are deductible on Schedule A as a medical expense. Check with your personnel department to determine the deductibility of these premiums.


Read more: [link to www.foxbusiness.com]
Anonymous Coward
User ID: 27240112
United Kingdom
11/09/2012 02:40 PM
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Re: OBAMACARE Calculator. How does it affect you???
I have two obese sisters on welfare that heard if they got to be so many pounds overweight then they could get that operation that is cutting the stomach pouch and making it smaller for free.

They were both not quite fat enough to get the welfare free operation so they pigged out for months and purposefully gained weight until the taxpayers had to pick up the bill.
 Quoting: Anonymous Coward 9231012


I wonder if any ever eat themselves to death trying to reach that weight.
Now THAT would save on medical bills...

From what I saw in the states, it seems like being ill and getting sicker are written right into the rules. Like how the disabled need to become "extra disabled" before they can get assistance, so they become more disabled due to lack of proper care or they do it on purpose.

There's also a push against getting better. Once that disability money comes in everyone that benefits wants it to keep coming in: the patient, the social workers, the doctors, care takers, etc.

So, it would appear, that the system is enforcing and rewarding illness. The only question remains is if that result is a coincidence or if it was a part of the plan.
Anonymous Coward
User ID: 13208746
United States
11/09/2012 02:53 PM
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Re: OBAMACARE Calculator. How does it affect you???
so its still cheaper for me to pay the TAX and jsut use the ER to get things done...

got it
 Quoting: Anonymous Coward 997890


You don't get charged at the ER? Why doesn't everyone do this?
 Quoting: Anonymous Coward 506563


A hospital near me in TexMex has a booming ER and it starts around midnight. 11pm just a handful of people but as midnight approach the waiting room would fill beyond capacity and spill down the halls and outdoors. This occurred EVERY night for the 2 weeks I visited.
Anonymous Coward
User ID: 27240112
United Kingdom
11/09/2012 03:13 PM
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Re: OBAMACARE Calculator. How does it affect you???
so its still cheaper for me to pay the TAX and jsut use the ER to get things done...

got it
 Quoting: Anonymous Coward 997890


You don't get charged at the ER? Why doesn't everyone do this?
 Quoting: Anonymous Coward 506563


A hospital near me in TexMex has a booming ER and it starts around midnight. 11pm just a handful of people but as midnight approach the waiting room would fill beyond capacity and spill down the halls and outdoors. This occurred EVERY night for the 2 weeks I visited.
 Quoting: Anonymous Coward 13208746


For people trapped in the states that cannot afford medical, the emergency room is often the only solution for chronic health conditions because the ER can't turn them away for lack of payment. They often go after official doctor's office hours so that they can claim that they had to come to the ER because no doctor was open at that hour (it's also more likely that they'll get a few days of medication (insulin, etc) out of the hospital that way since the pharmacy isn't open at that hour either). That's been going on in the states for as long as I can remember. I've watched so many poor chronically ill patients go out that way.

...It's also generally the only time the overworked can get in to see a doctor without losing a day's pay.
SOCIO PATH
User ID: 32984713
United States
01/25/2013 03:08 AM
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Re: OBAMACARE Calculator. How does it affect you???
time for the american people to rise up and pull the flesh from the politicians bones.

the time for a coup has never motherfucking ever been more evident.

democrats and republicans must be removed from positions of authority forthwith.


no longer will uncle sam place his corrupt boney white hand in my pocket and remove my dead presidents under the charade of the greater good.
UseLess RepEATER
Those who know the least obey the best: G.F.

User ID: 31123477
United States
01/25/2013 03:16 AM

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Re: OBAMACARE Calculator. How does it affect you???
Let's see: I used to Pay 0 out of my paycheck for health insurance: now 80/month. I know, cheap by many measures, but the healthcare options have of course decreased. I heard it will get worse each of the coming years--assuming we aren't in civil war...
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Anonymous Coward
User ID: 17338098
United States
01/25/2013 03:44 AM
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Re: OBAMACARE Calculator. How does it affect you???
Right now:If you have been unable to obtain health insurance as a result of a pre-existing medical condition, you may be able to buy it through one of the “high risk pools” the law has set up in each state through the end of 2013. But the premiums in the pools vary and can be high.

Gee thanks barry suicide
 Quoting: ar-15 nut


This is something that ticks me off. I have a pre-existing condition and I have been affected by the "old" policy where insurers could raise or not even allow you coverage due to the condition.

Can't really understand why we cannot move in the right direction with this. I think that a good bit of money spent on pre-existing conditions would dwindle to nothing if people were able to get privately tested to find out if they are at risk. If the person is at risk then they could be given the tools live a healthy live. These things are usually cheaper when caught early. The key here is being able to privately get these tests and not have to have the information go into your medical records if that is an option.

I got lucky because mine was caught early and is fully treatable but insurance companies don't see that. I am high risk even though my condition sends me to the doctor for check ups only 3-4 times a year. What insurance companies do not seem to understand is if I would not have been diagnosed and let this condition deteriorate my body they would be paying for a hell of a lot more than 3-4 doctor visits a year as my condition leads to much worse conditions like cirrhosis and pancreatic cancer. But I saved them that money by being diagnosed at an early age and catching my illness before it could severely damage my organs. I paid more in premiums last year then they paid for my healthcare for the entire year. I know not all cases are like this but something is wrong when I am high risk yet I paid my insurance company about 600 more in premiums then they paid for my healthcare.

Sorry for the long post...the pre-existing thing just hits a nerve with me.
Anonymous Coward
User ID: 39093043
United States
04/29/2013 09:09 PM
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Re: OBAMACARE Calculator. How does it affect you???
...


Well you obviously can afford a computer and internet, so you aren't that poor!
 Quoting: Anonymous Coward 7532892


Wow...you are totally dense, aren't you (please, don't answer that).

YOU MADE MY FUCKING POINT!! We are not poor enough to qualify for anything!! But NOW that we are going to have to pay this extra TAX, check back with me in a few years...then YOU and all the other tax payers will be having to pay for mine and other families that were put over the edge of poverty because OBAMACARE demanded a monthly check from us that we already couldn't afford!!

You're fucking brilliant! (yes, that is sarcasm)
 Quoting: Anonymous Coward 6313471


Well, under the Affordable Care Act, there will be a number of options for you to choose in order to get health insurance as of Jan., 2014. And if you can't afford it, the government will subsidize your cost. And Medicaid is set to expand to include people above the official poverty line, but your state governor will have to opt into that plan.

But since you're so deadset on your point of view -- won't listen enough to learn anything -- probably a dunderheaded Dittohead -- it's no wonder you're "so poor."
 Quoting: Lurker 6356307


No, the government will tell me I *can* afford it (even though I can't) because that's what they're ALREADY telling me, because I am just above the cutoff! And there are MANY others who will be just above this cutoff as well. And so...I will now have an extra monthly expense that I would NOT have otherwise had. You say "there will be a number of options for me to get health insurance...blah, blah, blah..." Guess what my option is NOW? I don't HAVE to get insurance!!

The government should not FORCE me or anybody else to purchase insurance! That's the point. But since you are so gung-ho about giving the government your money, then by all means go ahead and do so!! But don't impede on others' liberties and tell me or your neighbors that they MUST purchase insurance as well!! It's a fucking TAX!!
 Quoting: Anonymous Coward 6313471



I have a question for you. What happens when anyone in your family gets sick or injured? I have no problem with your stance against insurance as long as you are willing to die if you don't have it. I am guessing you expect to not pay for insurance and then not pay for treatment if you do go to a hospital? How can you afford a 20K hospital bill if you "cannot afford" insurance? Get a second job. Donate plasma (you can make more than enough each month to pay your insurance bill). Whatever. Just do not expect all of us to pay for your impending medical event.
Anonymous Coward
User ID: 39954931
United States
07/28/2013 11:10 PM
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Re: OBAMACARE Calculator. How does it affect you???
Some of you people are nuts.

I cannot get turned down now because of cancer I had a few years back.

Also, I am paying an crazy amount out of pocket because I am self-employed...and the previous diagnosis...just major medical so I have to pay all my doc bills anyway.

This would save me TONS of money and will never have to deal with rejection because of my previous illness will be nice.

Just because you are hell bent on hating Obama...don't pretend that this is not a GOOD THING for poor, working poor, middle class and those with pre-existing conditions!

Gawd. Wake up.

I, for one, will enjoy not having the insurance companies rape me with my clothes on.
 Quoting: Anonymous Coward 6368077


Well good for you asshole, but I AM the working poor and this is going to put my family in the fucking poorhouse!!

We already CAN'T AFFORD insurance, and don't qualify for Medicaid because we are BARELY above the cutoff!!...NOW we will have to shell out an additional 2000 a year that we already CAN'T AFFORD!!!! My newborn baby will SUFFER because of this, because that is now money that is going to the GOVERNMENT rather than other household expenses.

It has NOTHING to do with hating Obama, you stupid fucktard.

But I'm glad YOU are going to be better off. Most of us DON'T have pre-existing conditions!!!

They should just include people with pre-existing conditions into Medicaid!! Rather than make the rest of us pay a TAX!
 Quoting: Anonymous Coward 6313471


So getting insured hurts your newborn child? How did you pay all those baby hospital bills with no insurance? Do you expect resposible people to keep paying for your medical expenses? Lazy welfare wanabees should stop having kids they cant afford to insure. Both me and my wife work like dogs to just pay the bills we get no helf and are still able to afford isurance for our 3 children. Neither of us has over a highschool education. What is your excuse?
 Quoting: Anonymous Coward 2021011


Hey...illiterate asshole. We are not ON fucking welfare. I totally believe that you only have a high school education, because if you were capable of reading my post you would fucking see that.

Yes, having to pay for fucking Obamacare WILL hurt us, because where we go now offers services on a sliding scale, and the amount we pay for well-care visits is LESS than what we will NOW be fucking paying for Obamacare, and we pay OUT OF POCKET!!

And not that it's any of your FUCKING BUSINESS, but we had insurance for prenatal care prior to one of us having to leave our job due to a cross country move.

So you can take your sanctimonious bullshit and shove it up your ass.
 Quoting: Anonymous Coward 6313471

I get a kick out of "poor" people working at McD's or wherever (Walmart, etc - fill in the blank) making min wage thinking they have a right to pump out 3 or 4 kids while knowingly making a wage that cannot support kids - then complaining about not being able to take care of their family. WHO THE HELL SAYS ANYONE HAS A RIGHT TO HAVE ANY KIDS AT ALL??? Last I checked there were 9+ Billion people in the world - we don't need your TYPE TO EVER HAVE A SINGLE CHILD and our society would get along JUST FINE. I grew up poor, took out student loans when I got older - didn't get someone else pregnant, played the game, stayed out of trouble, focused on education, EARNED degrees that I could actually earn real $ from - and now I'm 35yrs old, still paying off student loans, unable to afford a kid because I pay $700/mo in Student Loans. That's A-OK WITH ME! Better than being like YOUR TYPE! In a few years, I should have enough $ to raise a child if I CHOOSE to! A CHOICE I MADE -I didn't grow up rich or even middle class; but my mother WASNT STUPID like your type and didn't have 3, 4, 5 or 8 children when she knew she couldn't afford them!!! THANK GOD FOR HER CHOOSING THAT! I see your type everyday and cannot stand it. I bet you made fun of the kids in school that got good grades, that didn't drink and smoke - well your type can enjoy the misery YOUR CHOICES LED TO!!! I HAVE CHOSEN NOT TO HAVE KIDS BECAUSE I CANNOT AFFORD THEM RIGHT NOW - so why should I / everyone else have to subsidize your poor family? You're the same person that will complain that my salary is too much and you "deserve" more - you deserve WHAT YOU EARN! Because your life sucks and now you've passed your little domestic disaster onto kids that had NO SAY IN THE MATTER. That's what's sick. I also can picture you at 150% of BMI, eating and feeding your kids 7-11 and fast food everyday! What happens in reality is they will multiply exponentially and be a drain on the system - and will lead to more government and a police state. And you want to BLAME Obamacare, etc? YOUR TYPE HAVE CHOSEN TO HAVE KIDS that YOUR TYPE cannot afford - thanks for creating a problem for our whole society! That's why last year I had to pay $20,000 in FED TAXES, 17% effective rate! (I bet after your refund YOU actually got POSITIVE INCOME from the federal government - the definition of REDISTRIBUTION) - enjoy those CHILD TAX CREDIT REBATE CHECKS - IT CAME FROM PEOPLE LIKE ME!!! Also, I am very impressed by your vocabulary. You read like a very "smart" person. Oh, to quote your brilliance - that was "SARCASM" - Lastly, can I get extra salt with those fries, please?

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