For individual coverage look at 1200 deductible 100% or 90% H.S.A. plans with WellPath (Coventry) or Blue Cross Blue Shield. An H.S.A. plan (QHDHP) with a 1200 deductible for a single is a 2400 deductible for family. In my state, WellPath (Coventry) is HealthAmerica. HealthAmerica, BCBS and Aetna are the most competitively priced plans. Go online and get an online quote. let me know what you find out. You might consider putting the children on CHIPS in NC and going to one of the others for you and wife. Assurant is pretty bad coverage and the only way they can compete is by cutting coverage.

Highmark (PA) BCBS Individual coverage for full family - age 25 to 29- $2400 deductible 90% coinsurance, maximum out-of-pocket $1,000 then 100% coverage, major medical comprehensive PPO plan - $383.05 per month