I decided to travel first. I met people, retired people, who were travelling in the same places I was. Mainly Latin American countries. I was in my twenties then and living in those places. These people always made a point to tell me the same thing. "Don't question what you are doing even when times are tough, because if I had it to do over again, knowing what I know now, I would not have worked all my life for retirement. Now I have the money, but I don't have the youth to enjoy it like you are. Life is to be lived and enjoyed. Don't waste the best years of your life working for the man just because that's what they say you should do. There is time for work and money, but you never get your youth back. It could all be over tomorrow. or not. The important thing is to live and get out there and enrich your life through experience. You can never study for these things."

Alot of older people that I met told me this or some variation of this.

People have asked me, well what about your retirement? and Social Security? My reply was always the same. When I'm old enough to retire, Social Security will be broke and the systems that we have now will not exist anymore. That was twenty years ago...and I still have quite a few years left to retirement age. My answer hasn't changed.

See the world, you won't regret it. And believe me, when you take the steps to put yourself into situations that are risky and may seem crazy to others, universe looks out for you and opportunities always present themselves just when you need them the most. Alot of faith helps.