You get one go through in this life and then the judgement. That's fair enough. If you can't do enough good in one life, no amount of lives are going to do it unless you believe in the Ground Hog Day doctrine. lol But if this were a merry go round wouldn't the world be a better place by now. duh.

The risk reward is also fair. It's either going to be the blackness of death and no longer being aware, or escaping to either heaven, or hell and NOT some sort of random etherica afterlife. But most people nowadays can't think in terms absolutes, so I say to each his own, good luck and I mind my own business.

What is really the big deal? Everything needs to be looked in risk/reward perspective. choose wisely.