Ability, creativity, motivation and drive - are all crucial to financial success.

A degree is just a piece of paper; it does not prove your ability to think for yourself, innovate, adapt, or survive in a very competitive world.

Can't find a job worth more than $10/hour? Move to a place where you can - or start a business and make $100/hour.

No matter how crap the economy is, people still need things - they still need home repairs, car repairs, food, clothing, entertainment, and everything else that makes us human.

Identify a product or service that people will buy, learn to make it, and then sell it.