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walk away from your mortgage ??? they are commin for YOU

 
boilerbengal

User ID: 23403803
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09/15/2012 09:28 PM

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walk away from your mortgage ??? they are commin for YOU
Strategic defaulters, beware. The feds are coming for you. And they are not happy.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.


the whole story here
[link to www.chicagotribune.com]

all i have to say is GOOD!!! i pay my mortgage every month even though i'm up-side down like the titanic.

all you trendy yuppie fucks walking away fuk you !!!

your as responsible for this mess we are in as the greedy banksters !!!!!!!

rant lmao
A Clear Choice Is Upon US.
Communists VS. Capitalists
Anonymous Coward
User ID: 1313288
United States
09/15/2012 09:34 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
Anonymous Coward
User ID: 7803284
United States
09/15/2012 09:38 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Strategic defaulters, beware. The feds are coming for you. And they are not happy.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.

The property is the security in the mortgage contract, in the event of non-payment the property is forfeited to the bank.. It's a business transaction ,not a blood oath you fucking idiot..
the whole story here
[link to www.chicagotribune.com]

all i have to say is GOOD!!! i pay my mortgage every month even though i'm up-side down like the titanic.

all you trendy yuppie fucks walking away fuk you !!!

your as responsible for this mess we are in as the greedy banksters !!!!!!!

rant lmao
 Quoting: boilerbengal
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 09:41 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
A Clear Choice Is Upon US.
Communists VS. Capitalists
Anonymous Coward
User ID: 19824705
United States
09/15/2012 09:46 PM
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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
boilerbengal (OP)

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09/15/2012 09:49 PM

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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


no one ever said life was fair. the banksters will get theirs. but those thinking they did it so i can do it are screwed up in the head.
A Clear Choice Is Upon US.
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Anonymous Coward
User ID: 23344659
United States
09/15/2012 09:51 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Eh, I walked out of my house 2 months ago and never looked back
Catch me if ya can
Obama Reelection Team
User ID: 23618400
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09/15/2012 09:52 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Cannot believe that the morons implementing the "strategic default" methodology actually believed that the Federal Government didn't have a plan for this act of stupidity...hahahaha you dumb fucks!

sbus
Anonymous Coward
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09/15/2012 09:52 PM
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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


Yes, that is exactly how this system works.

And I am paying my mtg. as well. Not upside down because I paid it down when I had a really good business going, then refinanced to lower my payment by more than 300 a month. (never refied to take out equity when it WAS there before the bust). Now I have a decent house and pay less than what you can get a one bedroom apt. rental for where I live.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 09:53 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Eh, I walked out of my house 2 months ago and never looked back
Catch me if ya can
 Quoting: Anonymous Coward 23344659


thats what the story is,, yes they will try. good luck
A Clear Choice Is Upon US.
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Anonymous Coward
User ID: 22162470
United States
09/15/2012 09:55 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Strategic defaulters, beware. The feds are coming for you. And they are not happy.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.


the whole story here
[link to www.chicagotribune.com]

all i have to say is GOOD!!! i pay my mortgage every month even though i'm up-side down like the titanic.

all you trendy yuppie fucks walking away fuk you !!!

your as responsible for this mess we are in as the greedy banksters !!!!!!!

rant lmao
 Quoting: boilerbengal


So for them illegally manipulating Libor for the variable mortgages they are gonna show you that they are the only ones that can commit fraud and get away with it.

they are gonna show you !
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 09:56 PM

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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


Yes, that is exactly how this system works.

And I am paying my mtg. as well. Not upside down because I paid it down when I had a really good business going, then refinanced to lower my payment by more than 300 a month. (never refied to take out equity when it WAS there before the bust). Now I have a decent house and pay less than what you can get a one bedroom apt. rental for where I live.
 Quoting: Anonymous Coward 17851333


sounds like your pretty smart. alot of folks thought it was an never ending tree of money. then they got wacked. now its every one else's fault ..
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Anonymous Coward
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09/15/2012 09:56 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Got some news for you guys, the GOV can not do one damm thing to you if you walk away AND let the bank know your doing so!!!!!!! They talk the big talk and try to scare people into staying or paying there upside down house note. Truth is people that got screwed by the banks should tell them to puck off and let them know it's there problem.
Renegade (Me too)

User ID: 21622140
United States
09/15/2012 09:58 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Strategic defaulters, beware. The feds are coming for you. And they are not happy.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.


the whole story here
[link to www.chicagotribune.com]

all i have to say is GOOD!!! i pay my mortgage every month even though i'm up-side down like the titanic.

all you trendy yuppie fucks walking away fuk you !!!

your as responsible for this mess we are in as the greedy banksters !!!!!!!

rant lmao
 Quoting: boilerbengal


I don't believe it. 45 big "government" employees looking for millions of people will be as affective as the SEC. I don't think they can handle it.

neener2
Who is John Galt?
Anonymous Coward
User ID: 10300930
United States
09/15/2012 09:59 PM
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Re: walk away from your mortgage ??? they are commin for YOU
"45 person staff"

lmao
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:00 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Strategic defaulters, beware. The feds are coming for you. And they are not happy.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.


the whole story here
[link to www.chicagotribune.com]

all i have to say is GOOD!!! i pay my mortgage every month even though i'm up-side down like the titanic.

all you trendy yuppie fucks walking away fuk you !!!

your as responsible for this mess we are in as the greedy banksters !!!!!!!

rant lmao
 Quoting: boilerbengal


So for them illegally manipulating Libor for the variable mortgages they are gonna show you that they are the only ones that can commit fraud and get away with it.

they are gonna show you !
 Quoting: Anonymous Coward 22162470


thats true ... zero have went to jail because of fraud. but you'll never convince me to rob that bank cause 40 others did it before me . right is right and wrong is wrong. we are all big boys and girls we know the score
A Clear Choice Is Upon US.
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Anonymous Coward
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09/15/2012 10:00 PM
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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


no one ever said life was fair. the banksters will get theirs. but those thinking they did it so i can do it are screwed up in the head.
 Quoting: boilerbengal


I never had a variable mortgage and bought a house 300,000 under what the bank was trying to give me. The problem is the price of the neighborhood crashed.
Instant Karma
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09/15/2012 10:03 PM

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Re: walk away from your mortgage ??? they are commin for YOU
The banks create the money they loan you out of nothing but your promise to pay, but they get to foreclose on the property if you default. Does that sound like a fair system? That's how our monetary system works. Money from nothing and your house for free.

Last Edited by Instant Karma on 09/15/2012 10:07 PM
Dollar Deception: How Banks Secretly Create Money:

[link to www.webofdebt.com]

mobius-gears
TDJ

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09/15/2012 10:03 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Dave Ramsey had a chick call who her and her husband built a new $170K house with a $1350/month income and put $2k down. Wonders why she can't make the payment. Whoever loaned them money is just as stupid as the buyer
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psyoptics

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09/15/2012 10:04 PM

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Re: walk away from your mortgage ??? they are commin for YOU
so lets look at this....
banks over leveraged themselves and mismanaged their funds....stole depositor's money, crashed the banking system....got bail outs...and bonuses for their crimes...
then when the housing prices fall so low the bank started putting home owner into technical defaults with no way out....the home owner leave the house...
then the bankers send their police in to put these victims behind bars....
all the while these criminal bankers keep stealing more money and getting more bail outs....and having the government buy any toxic MBS's to get them off the bankes balance sheet so they can stop hiding the fact they are all broke.

i think we all should just go into our banks and hand over several thousand to the bankers for just being able to pull off the largest fraud in history....right in front of the world's eyes!
a good video editor can make anyone say anything the editor wants.
boilerbengal (OP)

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09/15/2012 10:04 PM

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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


no one ever said life was fair. the banksters will get theirs. but those thinking they did it so i can do it are screwed up in the head.
 Quoting: boilerbengal


I never had a variable mortgage and bought a house 300,000 under what the bank was trying to give me. The problem is the price of the neighborhood crashed.
 Quoting: Anonymous Coward 19824705


and thats how those trendy walkers hurt you. people walk away from their responsibility's like its nothing then point the finger around casting blame
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Anonymous Coward
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09/15/2012 10:05 PM
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Re: walk away from your mortgage ??? they are commin for YOU
FEAR, FEAR, FEAR

You know what? There are several things that aren't being answered, perhaps they should address the REAL PROBLMS:

Why did the banks get bailed out instead of the homeowner?
Why were the banks allowed to even pay one dime as a bonus to it's executives?
Why are the banks not lending money now when home prices are at their lowest?
Why aren't they helping people who are extrememly underwater?
Wht can't a person who is underwater refinance to get a lower rate?
Anonymous Coward
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09/15/2012 10:05 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


Douche bag, you can't pay in advance because it will go to your principal and not future payments.

jerkit
Herman The Kid

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09/15/2012 10:07 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Got some news for you guys, the GOV can not do one damm thing to you if you walk away AND let the bank know your doing so!!!!!!! They talk the big talk and try to scare people into staying or paying there upside down house note. Truth is people that got screwed by the banks should tell them to puck off and let them know it's there problem.
 Quoting: Anonymous Coward 1436120


Attorney here, and this guy is right. There is absolutely nothing criminal about walking away from a mortgage, no matter which way you believe.

A contract is (although I don't personally agree) meant to be broken and there is nothing wrong with breaking it. To declare it "illegal" to break a contract would necessitate that you decide to buy a home, sign a contract, get denied financing and then go to jail for not being able to get financing.

Not going to happen.
You m-m-m-muh-make me HAAA-PEEE.

Psalm 34:14 - Depart from evil, and do good; seek peace, and pursue it.

Romans 5:8 - But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:07 PM

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Re: walk away from your mortgage ??? they are commin for YOU
so lets look at this....
banks over leveraged themselves and mismanaged their funds....stole depositor's money, crashed the banking system....got bail outs...and bonuses for their crimes...
then when the housing prices fall so low the bank started putting home owner into technical defaults with no way out....the home owner leave the house...
then the bankers send their police in to put these victims behind bars....
all the while these criminal bankers keep stealing more money and getting more bail outs....and having the government buy any toxic MBS's to get them off the bankes balance sheet so they can stop hiding the fact they are all broke.

i think we all should just go into our banks and hand over several thousand to the bankers for just being able to pull off the largest fraud in history....right in front of the world's eyes!
 Quoting: psyoptics


your exactly correct. the biggest bank robbery in history !!

but i'm not going to rob the bank even though 40 others just did.
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Truthbetold11
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09/15/2012 10:08 PM
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Re: walk away from your mortgage ??? they are commin for YOU
So the frauds in dc had to pass a bill to stop inside trading info they use huh? And there coming after us. Gone completely mad
boilerbengal (OP)

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09/15/2012 10:09 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Got some news for you guys, the GOV can not do one damm thing to you if you walk away AND let the bank know your doing so!!!!!!! They talk the big talk and try to scare people into staying or paying there upside down house note. Truth is people that got screwed by the banks should tell them to puck off and let them know it's there problem.
 Quoting: Anonymous Coward 1436120


Attorney here, and this guy is right. There is absolutely nothing criminal about walking away from a mortgage, no matter which way you believe.

A contract is (although I don't personally agree) meant to be broken and there is nothing wrong with breaking it. To declare it "illegal" to break a contract would necessitate that you decide to buy a home, sign a contract, get denied financing and then go to jail for not being able to get financing.

Not going to happen.
 Quoting: Herman The Kid


there were attorneys that told Wesley Snipes he didn't need to pay taxes too..

just sayin
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MuayThai

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Philippines
09/15/2012 10:11 PM
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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


no one ever said life was fair. the banksters will get theirs. but those thinking they did it so i can do it are screwed up in the head.
 Quoting: boilerbengal


Some of the most corrupt people the world has ever known live very privileged lives, and will continue to because they are connected to the system so deeply. Ordinary people are not that connected and will be thrown to the wolves. It's always been that way and always will be that way.

So yes, life is definitely not fair and it never has been. People who have strategically defaulted know this and that is why they did it, partly any way.
boilerbengal (OP)

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09/15/2012 10:11 PM

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Re: walk away from your mortgage ??? they are commin for YOU
holy pin cow !! my first pin
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Anonymous Coward
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09/15/2012 10:12 PM
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Re: walk away from your mortgage ??? they are commin for YOU
"45 person staff" that is trying to figure out how they can walk away too! LOL
How many people are they going to prosecute when they have to go after their own family?
betty189

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09/15/2012 10:12 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Strategic defaulters, beware. The feds are coming for you. And they are not happy.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.


the whole story here
[link to www.chicagotribune.com]

all i have to say is GOOD!!! i pay my mortgage every month even though i'm up-side down like the titanic.

all you trendy yuppie fucks walking away fuk you !!!

your as responsible for this mess we are in as the greedy banksters !!!!!!!

rant lmao
 Quoting: boilerbengal

what do they do if u walked away but didnt buy another house? what if your just renting an apartment?
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