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walk away from your mortgage ??? they are commin for YOU

 
Anonymous Coward
User ID: 18963790
United States
09/15/2012 10:13 PM
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Re: walk away from your mortgage ??? they are commin for YOU
until we see some wall street/banker guys heads on the chopping block for their crimes, there is no rule of law in the world. It's a free for all. It's anarchy. If they don't want to play by the rules, then neither should we.
Advil

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09/15/2012 10:13 PM
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Re: walk away from your mortgage ??? they are commin for YOU
It is only fraud if somehow you find a way to get another mortgage by not disclosing that you "walked away" from another one. They can't lock you up for inability to pay. You could also file bankruptsy, but it isn't as good as it once was. Those were the good old days, when you could wipe the slate clean. Well not your student loans. Nothings perfect.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:14 PM

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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


no one ever said life was fair. the banksters will get theirs. but those thinking they did it so i can do it are screwed up in the head.
 Quoting: boilerbengal


Some of the most corrupt people the world has ever known live very privileged lives, and will continue to because they are connected to the system so deeply. Ordinary people are not that connected and will be thrown to the wolves. It's always been that way and always will be that way.

So yes, life is definitely not fair and it never has been. People who have strategically defaulted know this and that is why they did it, partly any way.
 Quoting: MuayThai


i think i get what you mean,, the little guy's way of poking at the machine.
A Clear Choice Is Upon US.
Communists VS. Capitalists
Anonymous Coward
User ID: 17851333
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09/15/2012 10:14 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


Douche bag, you can't pay in advance because it will go to your principal and not future payments.

jerkit
 Quoting: Anonymous Coward 399597


Not so. You can pay future mortgage payments on some loans, but your money is being used by them for that time. If you can't control yourself with money, it's a good idea to stick it somewhere like that so you can't get at it to spend it on something else. I prefer to keep my cash on hand and not give them a cent before it is due.
Anonymous Coward
User ID: 19824705
United States
09/15/2012 10:14 PM
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Re: walk away from your mortgage ??? they are commin for YOU
"45 person staff" that is trying to figure out how they can walk away too! LOL
How many people are they going to prosecute when they have to go after their own family?
 Quoting: Anonymous Coward 17888588


Yep, just in my neighborhood they would have a work long of 2 years.
Herman The Kid

User ID: 16577681
United States
09/15/2012 10:15 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Got some news for you guys, the GOV can not do one damm thing to you if you walk away AND let the bank know your doing so!!!!!!! They talk the big talk and try to scare people into staying or paying there upside down house note. Truth is people that got screwed by the banks should tell them to puck off and let them know it's there problem.
 Quoting: Anonymous Coward 1436120


Attorney here, and this guy is right. There is absolutely nothing criminal about walking away from a mortgage, no matter which way you believe.

A contract is (although I don't personally agree) meant to be broken and there is nothing wrong with breaking it. To declare it "illegal" to break a contract would necessitate that you decide to buy a home, sign a contract, get denied financing and then go to jail for not being able to get financing.

Not going to happen.
 Quoting: Herman The Kid


there were attorneys that told Wesley Snipes he didn't need to pay taxes too..

just sayin
 Quoting: boilerbengal


There is a difference between giving advice and CONTRACT LAW across the United States.

I can tell you whatever I feel is prudent. It doesn't change the 200 years of contract law that we abide by as of today.

Just sayin'.

How about this-I didn't enjoy your last post and I paid for a subscription to this site. Although the subscription didn't guarantee me that you would be criminally liable for not making me laugh, I think you should go to jail. Therefore, you have to go.

If I am the government, anything goes and it could happen. But, even in that example, a lot of mountains are going to have to be moved before the logistics work out for you to be imprisoned. Get it?
You m-m-m-muh-make me HAAA-PEEE.

Psalm 34:14 - Depart from evil, and do good; seek peace, and pursue it.

Romans 5:8 - But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us.
Anonymous Coward
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United States
09/15/2012 10:15 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


Douche bag, you can't pay in advance because it will go to your principal and not future payments.

jerkit
 Quoting: Anonymous Coward 399597


At my bank you can, but that's not really important. If there is a financial collapse, the bankers will be running for their lives, not foreclosing on homes.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:17 PM

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Re: walk away from your mortgage ??? they are commin for YOU
until we see some wall street/banker guys heads on the chopping block for their crimes, there is no rule of law in the world. It's a free for all. It's anarchy. If they don't want to play by the rules, then neither should we.
 Quoting: Anonymous Coward 18963790


it does seem that way,, "anarchy" ... and although i do get why. doesnt make it moral or right
A Clear Choice Is Upon US.
Communists VS. Capitalists
Anonymous Coward
User ID: 23692995
Australia
09/15/2012 10:17 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Why are they making a new loan application after the last time? Didn't they learn?
Anonymous Coward
User ID: 23439130
United States
09/15/2012 10:17 PM
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Re: walk away from your mortgage ??? they are commin for YOU
I pay my upside down mortgage also, but when they bailout banks? Banksters walk and you go to jail?
 Quoting: Anonymous Coward 19824705


no one ever said life was fair. the banksters will get theirs. but those thinking they did it so i can do it are screwed up in the head.
 Quoting: boilerbengal

So who r u to judge bubba you sound bitter sorry you paid up
sucka
psyoptics

User ID: 11919225
United States
09/15/2012 10:18 PM

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Re: walk away from your mortgage ??? they are commin for YOU
so lets look at this....
banks over leveraged themselves and mismanaged their funds....stole depositor's money, crashed the banking system....got bail outs...and bonuses for their crimes...
then when the housing prices fall so low the bank started putting home owner into technical defaults with no way out....the home owner leave the house...
then the bankers send their police in to put these victims behind bars....
all the while these criminal bankers keep stealing more money and getting more bail outs....and having the government buy any toxic MBS's to get them off the bankes balance sheet so they can stop hiding the fact they are all broke.

i think we all should just go into our banks and hand over several thousand to the bankers for just being able to pull off the largest fraud in history....right in front of the world's eyes!
 Quoting: psyoptics


your exactly correct. the biggest bank robbery in history !!

but i'm not going to rob the bank even though 40 others just did.
 Quoting: boilerbengal

not saying anyone should....
just before this government goes after mostly victims here....
well maybe they should be putting the true criminals in jail ...
ya know get the real bad guy and just maybe things might be able to work out.


heck there are way too many stories of bank foreclosing on house that do not have a mortgage.

if a home owner is in breach of contract the bank will get the home. if they walk away....the bank gets the home.

now if someone lies on the form and signs it this is fraud.


what the banks are doing everyday is fraud.

there are 3 issues here.

and 1 is a victim of the banks fraud.

Last Edited by psyoptics on 09/15/2012 10:19 PM
a good video editor can make anyone say anything the editor wants.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:19 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


Douche bag, you can't pay in advance because it will go to your principal and not future payments.

jerkit
 Quoting: Anonymous Coward 399597


yes you can !! and i'm not talking about obummer
A Clear Choice Is Upon US.
Communists VS. Capitalists
beeches

User ID: 14127627
United States
09/15/2012 10:20 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


Good thinking BB. We are paying ours down to a nub for
similar reasons.

Hey people, the banksters didn't make you signup for your mortgage. sometimes people are greedy. Try being satisfied with less. It works.
if mighty oaks are the king of the forest, beeches are surely its queen.
ThinkOutsideTheBox

User ID: 19171774
United States
09/15/2012 10:21 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


You mad, bro?
ThinkOutsideTheBox
beebee

User ID: 18544032
United States
09/15/2012 10:21 PM

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Re: walk away from your mortgage ??? they are commin for YOU
go to, set off debt.com
beebee
beeches

User ID: 14127627
United States
09/15/2012 10:22 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


Douche bag, you can't pay in advance because it will go to your principal and not future payments.

jerkit
 Quoting: Anonymous Coward 399597


yes you can !! and i'm not talking about obummer
 Quoting: boilerbengal


you can direct that the additional payment go to principal, not interest.

Last Edited by beeches on 09/15/2012 10:23 PM
if mighty oaks are the king of the forest, beeches are surely its queen.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:23 PM

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Re: walk away from your mortgage ??? they are commin for YOU
so lets look at this....
banks over leveraged themselves and mismanaged their funds....stole depositor's money, crashed the banking system....got bail outs...and bonuses for their crimes...
then when the housing prices fall so low the bank started putting home owner into technical defaults with no way out....the home owner leave the house...
then the bankers send their police in to put these victims behind bars....
all the while these criminal bankers keep stealing more money and getting more bail outs....and having the government buy any toxic MBS's to get them off the bankes balance sheet so they can stop hiding the fact they are all broke.

i think we all should just go into our banks and hand over several thousand to the bankers for just being able to pull off the largest fraud in history....right in front of the world's eyes!
 Quoting: psyoptics


your exactly correct. the biggest bank robbery in history !!

but i'm not going to rob the bank even though 40 others just did.
 Quoting: boilerbengal

not saying anyone should....
just before this government goes after mostly victims here....
well maybe they should be putting the true criminals in jail ...
ya know get the real bad guy and just maybe things might be able to work out.


heck there are way too many stories of bank foreclosing on house that do not have a mortgage.

if a home owner is in breach of contract the bank will get the home. if they walk away....the bank gets the home.

now if someone lies on the form and signs it this is fraud.


what the banks are doing everyday is fraud.

there are 3 issues here.

and 1 is a victim of the banks fraud.
 Quoting: psyoptics


the article talks of those people who can pay ,, but chose not to because it wasn't in there best interest to..

people got suckerd and fell onm hard times this doesnt talk about them [link to www.chicagotribune.com]
A Clear Choice Is Upon US.
Communists VS. Capitalists
Dr.DoomLittle

User ID: 6231580
United States
09/15/2012 10:24 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Strategic defaulters, beware. The feds are coming for you. And they are not happy.

"We are working with Fannie and Freddie to build a mechanism" to identify strategic defaulters, Wolfe said at a recent mortgage industry conference. So if you walked away from one property and bought another, chances are fairly good that the OIG is going to find you.

If you conveniently left off the fact that you have an outstanding mortgage you failed to pay, or that you have a deficiency judgment against you for the difference between what you owe and what the house sold for at foreclosure, you've committed mortgage fraud.

"Debts that haven't been repaid don't just go away," said a Treasury Department official who asked not to be named. "It doesn't matter whether it's on your credit report or not."

If there is any indication that you falsified information on your new loan application, the OIG is "absolutely" going to refer you for criminal prosecution, Wolfe said. "We're not just going to demand repayment," he said. "We're going to lock (people) up."

And if you think the mortgage cops won't find you, think again. The OIG's investigative office alone has a 45-person staff, "all experienced people with 15 to 20 years as investigators and prosecutors," according to Peter Emerzian, deputy inspector general in the Office of Investigations.

They work out of 11 field offices, soon to be 14, nationwide, and they're looking for you.


the whole story here
[link to www.chicagotribune.com]

all i have to say is GOOD!!! i pay my mortgage every month even though i'm up-side down like the titanic.

all you trendy yuppie fucks walking away fuk you !!!

your as responsible for this mess we are in as the greedy banksters !!!!!!!

rant lmao
 Quoting: boilerbengal


why the fuck would someone buy another one after losing the first?

Your paying an underwater mortgage and you dont even really own the piece of shit
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:24 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Lol....who cares! It is not going to matter soon. When the SHTF nobody will be paying their mortgage
 Quoting: Anonymous Coward 1313288


could be true,,, but what if your wrong ?

i'm a prepper yes,, prep for the SHTF .. but no-one knows how exactly its comming down. i also prep for a temporary financial collapse .. i'm payed up 3 months forward on my mortgage so whatever happens i'm not caught with my willy in the cold.

so i care !!
 Quoting: boilerbengal


You mad, bro?
 Quoting: ThinkOutsideTheBox


kinda ,, your not ?
A Clear Choice Is Upon US.
Communists VS. Capitalists
beeches

User ID: 14127627
United States
09/15/2012 10:24 PM

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Re: walk away from your mortgage ??? they are commin for YOU
In our case, we were paying mortgage statements due in June
in April.

then you can coast for a while if you need.


But then we took the IRA and paid it almost all off.

Being debt-free is the only way to enter retirement.
if mighty oaks are the king of the forest, beeches are surely its queen.
Anonymous Coward
User ID: 1493045
Canada
09/15/2012 10:26 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Although I commend you for wanting to live up to your obligations and being an honest and upright man/woman, it's just that your doing so in a corrupt world where only liars, cheats and thieves are winners.

The ponzi scam that is the banking system is on it's way out, American fiat dollars as the worlds reserve currency or Petro Dollar is over, dead.

You don't own the property even if you pay it off anyways, how do you pay off something you already own with something that is considered debt??

Promissory debt notes aren't money backed with anything of value. So you OP who want the Feds to go after those who default are just helping the divide and concur school of thought. Yes I know it burns your ass that you're doing the right thing while others just say phuck it, but really doing the "right" thing in a criminal system, is consent to the crime and is more or less just being a good little slave.

But I do see your point.
Dr.DoomLittle

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09/15/2012 10:26 PM
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Re: walk away from your mortgage ??? they are commin for YOU
because no one is resisting the banker takeover, they will probably put america on a 99 year lease and trade derivatives.... they'll just jack your shit right out from under you... i wouldnt trust owning property today when we dont even know WTF our government is.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:26 PM

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Re: walk away from your mortgage ??? they are commin for YOU
In our case, we were paying mortgage statements due in June
in April.

then you can coast for a while if you need.


But then we took the IRA and paid it almost all off.

Being debt-free is the only way to enter retirement.
 Quoting: beeches


applause2 happy retirement !!!!!
A Clear Choice Is Upon US.
Communists VS. Capitalists
Anonymous Coward
User ID: 23855430
United States
09/15/2012 10:28 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Yet, nobody will ever prosecute to bank owners who devised this entire fraud in the first place.

...of course.
Dr.DoomLittle

User ID: 6231580
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09/15/2012 10:28 PM
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Re: walk away from your mortgage ??? they are commin for YOU
OP

What EXACTLY says you own that property?

What exactly is backing your ownership?

The constitution?

What.

What is our government?

Do you know? I dont. It is some kind of corporate dictatorship; or banking facism
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:28 PM

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Re: walk away from your mortgage ??? they are commin for YOU
Although I commend you for wanting to live up to your obligations and being an honest and upright man/woman, it's just that your doing so in a corrupt world where only liars, cheats and thieves are winners.

The ponzi scam that is the banking system is on it's way out, American fiat dollars as the worlds reserve currency or Petro Dollar is over, dead.

You don't own the property even if you pay it off anyways, how do you pay off something you already own with something that is considered debt??

Promissory debt notes aren't money backed with anything of value. So you OP who want the Feds to go after those who default are just helping the divide and concur school of thought. Yes I know it burns your ass that you're doing the right thing while others just say phuck it, but really doing the "right" thing in a criminal system, is consent to the crime and is more or less just being a good little slave.

But I do see your point.
 Quoting: Anonymous Coward 1493045


shocked what he just say.



hf
A Clear Choice Is Upon US.
Communists VS. Capitalists
beeches

User ID: 14127627
United States
09/15/2012 10:29 PM

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Re: walk away from your mortgage ??? they are commin for YOU
It takes self-discipline to walk away from a house you
want but cannot safely afford.

Very few people were "suckered" into anything
except by their own greed.
if mighty oaks are the king of the forest, beeches are surely its queen.
Herman The Kid

User ID: 16577681
United States
09/15/2012 10:30 PM
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Re: walk away from your mortgage ??? they are commin for YOU
In our case, we were paying mortgage statements due in June
in April.

then you can coast for a while if you need.


But then we took the IRA and paid it almost all off.

Being debt-free is the only way to enter retirement.
 Quoting: beeches


You are a wise person.

I hope to be there, soon (debt-free and wise).

iwish
You m-m-m-muh-make me HAAA-PEEE.

Psalm 34:14 - Depart from evil, and do good; seek peace, and pursue it.

Romans 5:8 - But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us.
boilerbengal (OP)

User ID: 23403803
United States
09/15/2012 10:31 PM

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Re: walk away from your mortgage ??? they are commin for YOU
OP

What EXACTLY says you own that property?

What exactly is backing your ownership?

The constitution?

What.

What is our government?

Do you know? I dont. It is some kind of corporate dictatorship; or banking facism
 Quoting: Dr.DoomLittle


im just paying my " rent " like all of us. i have no deletions of this castle being soverian territory .
A Clear Choice Is Upon US.
Communists VS. Capitalists
Anonymous Coward
User ID: 22766700
United States
09/15/2012 10:34 PM
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Re: walk away from your mortgage ??? they are commin for YOU
Dave Ramsey had a chick call who her and her husband built a new $170K house with a $1350/month income and put $2k down. Wonders why she can't make the payment. Whoever loaned them money is just as stupid as the buyer
 Quoting: TDJ


Worse because they are trained and licensed. The responsibility lies with the lenders that should know better.

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