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Here is exactly how "Obamacare" will affect me and my family starting next year.....

 
Anonymous Coward
User ID: 24066487
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09/19/2012 09:30 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
How many people here are aware that if a doctor misdiagnoses you, they pay a price for there poor care? If doctors do a poor job treating you, they won't be able to afford to practice and I believe that to be a good thing.

Besides, all they are are highly paid guessers.
 Quoting: Anonymous Coward 1290769


Ha how many are aware that a doctor doesn't get really good until a decade or even more in practice . all those folks are going say eat a bowl of mushroom tip soup and retire. Whats left will be incompetent fucks , dickbags who can't speak enrgish , and PA 's. So mostly shit for medical experts , to find a doctor who knows what the fuck in most if not all fields will be like hitting the lottery.
Anonymous Coward
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09/19/2012 09:31 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
but, but, dem folks like der free checks, da free Oboma phone and now ObomaCare. And ya know, everytime dey pick up dat free phone, dey say to demselves:

Oboma do me right!

so it's Obama for the win. Hate to say it.....
Renegade (Me too)

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09/19/2012 09:31 PM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Just throwing this out there.

Any chance everyone claiming that your brainwashed if you think the universal care plan is a good thing.

Ever stop and think you've been brainwashed by the rich drug companies that this care is a evil?

Just wondering. Cause I read so many posts that I think should be considered fiction because I heard from a cousin's friends former roommate that its bad? lol
 Quoting: Anonymous Coward 1290769


You don't work do you?
Who is John Galt?
s. d. butler

User ID: 974819
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09/19/2012 09:39 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I posted a long time ago this is what companies were going to do.

The fine for AT&T would have amounted to $2,000 per employee, costing the company a grand total of $600 million a year. Maintaining benefits, meanwhile, will cost the firm some $4.6 billion.


So they can save 4 billion a year and tell employees to get their own coverage.

Just what did government Think companies were going to do??

Always the unintended consequences.......
 Quoting: FatalW1shes


The progressives/communists/liberals whatever you want to call them don't understand economics, business, markets and the real world.

Not surprising since they have always fed from the gubmint trough and almost all of them have never had a real job outside of government.

Just raise taxes if money is needed. That is how they think.
Anonymous Coward
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09/19/2012 09:45 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
My doc doesn't like it, either. If you think about it most docs are most likely republicans aka Obama haters. Not a good year to see doctors, they are all too political and upset this year. Next year they may get mad and leave and then we'll have H1Bvisa docs from India or perhaps more Muslims coming in to take care of our bodies.
 Quoting: Renegade (Me too)


My doctor went ahead and retired.


Some Indian hospitals cater to Westerners... the doctors are trained in Western schools and half the cost! LOL

BTW: 52% of Specialists vote Democrat last I read (I'm pretty sure its still the same). Kinda split down the middle.. Republican doctors are probably to busy with their private practices for polling *shrugs*.

And in 2003, the future looked like this: [link to www.ncbi.nlm.nih.gov]

One would think that educated doctors would more likely be independents though.. I wonder what gives?

I'd have to hope they read and understood the crazy bill and not be playing the partisan games. But at this rate, anything is possible. Who would have thought we'd elect a POTUS that would actively fund terrorist groups PUBLICLY? The whole world is flipped upside down.
s. d. butler

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09/19/2012 09:46 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I posted a long time ago this is what companies were going to do.

The fine for AT&T would have amounted to $2,000 per employee, costing the company a grand total of $600 million a year. Maintaining benefits, meanwhile, will cost the firm some $4.6 billion.


So they can save 4 billion a year and tell employees to get their own coverage.

Just what did government Think companies were going to do??

Always the unintended consequences.......
 Quoting: FatalW1shes


But.. But...
The guy with all the hair on the Magic Glowing Box in my living room was CHEERING when Obamacare passed.

HOW CAN THIS BE???
 Quoting: PravdaDemocrat


>GASP< I....I.. don't understand it either. They said it was free...
Anonymous Coward
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09/19/2012 09:47 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I messed up the quotes! Whoops!
Anonymous Coward
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09/19/2012 09:50 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Pay the government now and burn in hell for eternity.

Abortions will be paid for with tax dollars, explain that if you have any faith at all in any religion.

Have a nice day.
Anonymous Coward
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09/19/2012 09:50 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Instead of walking out on your job walk to the polling place and vote the assholes out that voted it in!
Anonymous Patriot
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09/19/2012 09:50 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
The one thing I have learned in this life is, "There is no such thing as FREE". Sooner or later all bills come due. All those people out there who believe that all the stuff they are receiving seemingly for nothing from the most recent pimps in the white house and congress come with no strings attached will be in for a seriously rude awakening. There will be a price to pay. At best payment for all these things is "deferred" and you will not have a choice as to what the payment will be or when. They will choose it for you.
Anonymous Coward
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09/19/2012 09:52 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
You mean your actually going to obey?
You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?You mean your actually going to obey?
Anonymous Coward
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09/19/2012 09:53 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
move to canada. its nice here.
allegro

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09/19/2012 09:53 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Pay the government now and burn in hell for eternity.

Abortions will be paid for with tax dollars, explain that if you have any faith at all in any religion.

Have a nice day.
 Quoting: Anonymous Coward 23947619


Agree, abortion is a strange contraceptive.


But, relax, very few souls are placed into aborted fetuses.
scimitar

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09/19/2012 09:54 PM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Just one question. what in the world did people do 100 years ago? LMAO

get over yourselves people..... live or die depending on what the natural order of things wants.

If you can find a way to live great....... If not, guess what?....... wave bye bye.

Stop believing that health care is a Right...... There's no such thing!

How much is a human life worth if others have to pay?
One Truth.... many realities
Anonymous Coward
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09/19/2012 09:54 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I love how people frame this as if they have no choice, if no one pays, they will lose all power in the blink of an eye.

You have to make a stand somewhere, and your own body might be the line in the sand for many.
Anonymous Coward
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09/19/2012 09:55 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I was going to write what goes down in Mass. (under Romneys care plan) but I will just write this.

Many will go without healthcare with this being mandatory.

Many do now and just pay the tax. It would be about $2000 per person or couple. If people are paying the $2000-$4000 per couple per year what you get is far from worth it.

Once you go Obama style they have access to your records, doctors and decisions to your death. So everytime you go in for an appt. it all will be added up to see if you are a loss to them. Once you are (under their thinkings) you will not receive any care. I know someone who was told they were cut off, under the age of retirement (just there too) and is now planning his death. So if you know that if you go and it written down everytime you will not go many times. It works against itself.

If you have under 10 employees you do not have to pay I do believe; you do not have to provide them with it but MUST do alot of paperwork to prove that, once again the govt checking you out and you must prove it. People will be losing their jobs once again and continue to for years due to this.

Approximate cost in Mass. small biz = $1000 per month for a couple. $5000 deductibles on some plans and you must also pay a % of any other check ups that are not yearly basic ones and a % of prescriptions. On top of that add that many many doctors make mistakes, this is a learning state and they mess up!!! Each time they do you pay and pay. They mess up alot and you may end up at the ER or paying for many more appts that are not included in your plan.

I do say this, this plan and Obamas plan is not right and that is why sometimes I speak up. It was not written or planned for correctly, especially not being fair to soooo many yet many get it free if you work for them, plus all the illegal immigrants and the Muslims who use it but are exempt.
Frankenstein

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09/19/2012 09:56 PM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I will actually be firing employees at year end to get under the minimum number so that I am not included in Obamacare. Good honest people that work hard and earn their pay.

If Obama wins in November, unemployment is going to shoot through the roof.

OP, I would not quit a good paying job in this economy - it is going to get much worse if Obama wins. It will be next to impossible to find another that pays nearly as well - supply and demand...
 Quoting: Anonymous Coward 2257547


If you plan on not offering coverage You don't need to fire the employees. You only need to make them "part time" employees. You will be allowed a statutorily defined "30 employee reduction" when the penalty tax assessment is figured. SHould you have 30 or fewer full-time employees after the reduction you will NOT have a tax penalty. If you plan on maintaining coverage you will need to get your full-time equivalent employee census under 50 to avoid the tax OR make sure your employer contribution is at least 60% OR the employees contribution for coverage does not exceed 9.5% of his/her gross pay.
Anonymous Coward
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09/19/2012 09:57 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
This is so frustrating. Obama care is a nightmare waiting to happen. It is basically over. I am not saying Obama will get re-elected. In fact it looks as though Romney will win right now but it is scary that Americans let it get this far.

He cut Medicare in order to put this into place. A plane that will cost everyone a whole lot more money than they have. Obama has screwed everyone over here. What were people thinking? Why did the Demonrats put this man up for nomination? THere were plenty of other options. Too white and too male I guess. No one wanted to run against Hillary Clinton.

This is a nightmare and if Obama wins it will be endless unemployment and government attempts at coverage that will never happen.

I can't believe this happened.

I suppose even if this is fixed by Romney, who said he would repeal it, it will come about again due to an ever increasing non-white and socialist leaning population. The liberals knew it would happen that is why they did it.
tiger1

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09/19/2012 10:01 PM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
We are totally screwed under obamacare. My husband is 60, and lost his job almost 2 years ago. His COBRA ended months ago. He can get early Social Security at 62, but Medicare doesn't start until he is 65. So, in the meantime, even though he has no income, he will have to pay a penalty and possibly got to jail because he doesn't have the money to pay the penalty.
My youngest will be losing her medical coverage when she turns 19, a year and a half from now. She will also have to pay a penalty or go to jail, because she cannot afford insurance on her own. She is a full time college student, and works part time at a small business with less than a dozen employees. Right now I am paying for her insurance, but the policy ends when she is 19.
As for me, I am already getting SS and Medicare, but my premium for Medicare takes 1/6 of my check. With the rise in premiums projected for 2014, the premiums will literally take 1/2 of my SS check.
Anonymous Coward
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09/19/2012 10:12 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I though all tax legislation must originate in the House.
Anonymous Coward
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09/19/2012 10:15 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I currently have health insurance with my company. It's a pretty good plan as health insurance plans go, I have heard of worse for sure.

My cost right now is $370 per month to cover myself and my entire family (split over two checks at $185 per check). The company-paid part of our insurance cost the company $15,500 per year, per employee (somewhat less for individuals only but not by much).

I am friends with the HR person as XYZ Corp (not the real name obviously) and this person told me that the company is seriously considering taking the $2000 per employee tax hit for not offering coverage, thereby forcing all of us into the government plan. In their words - "Yeah, this would suck and the coverage would not be nearly as good, but the company would save over $10,000 per employee."

My company has 86 employees. That's $860,000 per year the company would save by forcing us into Obamacare.

Many of us employees have talked about this and even considered walking off the job to at least demand most of the savings back in the form of an increase in pay (since it costs the company XX dollars to employ each of us already) but with the economy as bad as it is, it's risky. Mind you most of us are highly skilled and qualified and the company would take a huge productivity hit if we walked - but then again, saving $860,000 per year - maybe they could absorb it.

I firmly believe that Obamacare, and the current economic situation, are playing hand-in-hand intentionally.

Why did the Dems/Liberals pass Obamacare? To serve their constituents and give them freebies.

Why did the Reps/Conservatives pass Obamacare? To save their fat cat constituents money and pad their wallets.

We can't win with this shit.

Oh well, at least it'll be fun in the "end of days" when all these people are standing in judgement and have to justify themselves. That'll be fun.
 Quoting: Anonymous Coward 1461956


Exactly the same thing at my former company which I just parted with...nother story.

But they had 348 employees and were generously picking up a great deal of the cost of our health care, which was Excellus BC/BS. They sent out an employee memo telling us that due to increases - that are due to the "new health law" they would no longer be able to cover the cost of our health insurance. This is a company in New York with branches in 3 states. Anyway, no way we were going to be able to afford it ourselves - we all knew we would be pushed into the gov't system. It's a foregone conclusion.
Anonymous Coward
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09/19/2012 10:16 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
We are totally screwed under obamacare. My husband is 60, and lost his job almost 2 years ago. His COBRA ended months ago. He can get early Social Security at 62, but Medicare doesn't start until he is 65. So, in the meantime, even though he has no income, he will have to pay a penalty and possibly got to jail because he doesn't have the money to pay the penalty.
My youngest will be losing her medical coverage when she turns 19, a year and a half from now. She will also have to pay a penalty or go to jail, because she cannot afford insurance on her own. She is a full time college student, and works part time at a small business with less than a dozen employees. Right now I am paying for her insurance, but the policy ends when she is 19.
As for me, I am already getting SS and Medicare, but my premium for Medicare takes 1/6 of my check. With the rise in premiums projected for 2014, the premiums will literally take 1/2 of my SS check.
 Quoting: tiger1


I will be 59 in March. When I was a kid my father had a relatively low paying job. Healthcare did not exist. I had my tonsils out at 5, the doctors came to the house and cured our ills and everything got paid for and my parents owned a modest house throughout.

Ever since they invented this heath care shit, scam, con game, whatever you want to call it, the system started falling apart. We were not only cared for well, we thrived! These lawyer scumbags, CEO criminals assholes and Big Pharma douche bags have screwed us all and will not stop until we are all dead! It's a scam and a crime, whatever they do and people actually are HAPPY to pay $15,000.00 a year for "coverage" or CHEER for government care.

Wil Rogers was right.
Anonymous Coward
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09/19/2012 10:18 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
but the Republicans passing Obamacare? Did you miss the Tea Party rallies? Speeches by Michelle Bachmann, Sarah Palin and dozens of other Republicans telling us what this would mean? I know it's cool and higher minded to take blame everybody, but you CANNOT blame ONE OUNCE of Obamacare on the Republicans. That's just silly. It's not even debateable.
tiger1

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09/19/2012 10:21 PM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
We are totally screwed under obamacare. My husband is 60, and lost his job almost 2 years ago. His COBRA ended months ago. He can get early Social Security at 62, but Medicare doesn't start until he is 65. So, in the meantime, even though he has no income, he will have to pay a penalty and possibly got to jail because he doesn't have the money to pay the penalty.
My youngest will be losing her medical coverage when she turns 19, a year and a half from now. She will also have to pay a penalty or go to jail, because she cannot afford insurance on her own. She is a full time college student, and works part time at a small business with less than a dozen employees. Right now I am paying for her insurance, but the policy ends when she is 19.
As for me, I am already getting SS and Medicare, but my premium for Medicare takes 1/6 of my check. With the rise in premiums projected for 2014, the premiums will literally take 1/2 of my SS check.
 Quoting: tiger1


I will be 59 in March. When I was a kid my father had a relatively low paying job. Healthcare did not exist. I had my tonsils out at 5, the doctors came to the house and cured our ills and everything got paid for and my parents owned a modest house throughout.

Ever since they invented this heath care shit, scam, con game, whatever you want to call it, the system started falling apart. We were not only cared for well, we thrived! These lawyer scumbags, CEO criminals assholes and Big Pharma douche bags have screwed us all and will not stop until we are all dead! It's a scam and a crime, whatever they do and people actually are HAPPY to pay $15,000.00 a year for "coverage" or CHEER for government care.

Wil Rogers was right.
 Quoting: Black Knight


Will Rogers was spot on with a lot of things. FYI, I am related to Will Rogers through marraige. My mothers sister was married to Will Rogers 1st cousin.
Anonymous Coward
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09/19/2012 10:28 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
So that really helps me understand why my company,instead of dropping healthcare hired 102 employees overseas. They don't have to give them any benefits of any kind and save a ton by paying them peanuts!
Anonymous Coward
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09/19/2012 10:28 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
OP - NOT ONE REPUBLICAN IN THE HOUSE VOTED FOR OBAMACARE.
Anonymous Coward
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09/19/2012 10:28 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Sounds like you should be upset at your company heads. They obviously don't value your life and well being enough to offer the health care they are currently offering. They're taking it off the table in favor of paying a small fine.I'd consider quitting.
Anonymous Coward
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09/19/2012 10:29 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Seriously, all of you are going to pay for Obama Care?

really?


It's unconstitutional

It is selling ownership of your body to the government.

It funds abortions.

So if your an American who believes your body is your own, and you believe in Jesus Christ.

Then you can absolutely not participate.

It's now or never people, you might as well make a stand somewhere.
Anonymous Coward
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09/19/2012 10:31 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....


Why did the Dems/Liberals pass Obamacare? To serve their constituents and give them freebies.

Why did the Reps/Conservatives pass Obamacare? To save their fat cat constituents money and pad their wallets.
we can't win with this shit.
 Quoting: Anonymous Coward 1461956


I watched senate debate late nights at time of health reform. Democrats and Republicans both are crooks. I was confused if Obama did something good for the middle class, but they all serve the Industrialist. They give a fuck about the middle class. I am retired Engineer from one of the big Auto and I am telling you when you can no longer able to work and see your family hurting, it will be hard to swallow. They all hide their profits with different schemes and make you believe that they are penny less. I want to say a lot and I would have given you proof. For example in 2009 GM filed for Bankruptcy here in USA but according to their internal Financial report they had 66 billion profits in china. There is no reason for them to throw their retirees under the bus or to cut the Medical Insurance of their families. They did it in ways that they were saving money. The present fight of shifting the Pension. GM is saving $ 26 Billion. What they did with Delphi, or other GM subsidiaries is the same. If you have 58 minutes to spare, I suggest to watch this video

Katherine Austin Fitts : Deliberate Implosion of the U.S. Economy (FL-HQ) 09/18/2011 05:40 PM
[link to www.godlikeproductions.com]

/message1643668/pg1
 Quoting: Anonymous Coward 2096556


People don't realize this. It happened to Teamsters long ago. The grocery chains did nothing but swap stores to try and screw um out of retirement. Unless they could find another teamster job, they got screwed.
 Quoting: D'Light


Totally correct and if the working joe wasn't so damn stupid they would see that it is a carefully laid out plan to get rid of worker rights, reduce salaries/benefits, and lastly be rid of any future pension plans for retiree's. It's happening all over the world. Welcome to the New Corporate Owned World Order where the slaves work for peanuts and allow their selves to be shit on. If it wasn't so sad I would be laughing my head off about it.
Anonymous Coward
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Canada
09/19/2012 10:44 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
the bottom line is we are getting screwed over as usual. nothing will be FREE. people who think they are going to get anything for FREE got another thing coming. get ready for the screwing of your life. this is all about money and how the crooks can get in our pockets. oh, and good luck finding anybody to treat you. we dont even have enough doctors or nurse practioners. enjoy the long lines. this will be a miserable failure.
 Quoting: OVRANALYZE


Not only that, they took over 700 billion dollars out of Medicare.

It costs doctors money to see patients now. They don't get paid. They PAY to see patients now.

There is going to be a LOT of pissed off old people not getting any medical care. Doctors cannot afford to pay money to see patients. It was bad enough seeing them for free.
 Quoting: FatalW1shes


Reminds me...AARP lost a lot of people due to supporting ObamaCare, but not nearly enough. I guess as things progress they will

Anyway, the conservative alternative (also supports 2nd amendment) is called "AMAC"

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