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Here is exactly how "Obamacare" will affect me and my family starting next year.....

 
Anonymous Coward
User ID: 1222180
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09/20/2012 12:53 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
OP ~ my former company is considering the same thing. They have 900 employees! People were getting very scared when we found this out. I moved away and left the company, but friends of mine who still work there are saying that the rumors are still flying.

Worst part is, I know/knew it wasn't a rumor. I reported to the Controller of the company and he confirmed to me that it would cost the company too much money to cover all the employees under Obamacare.

Shit, meet fan.
 Quoting: DigitalGoodtime



And yet , 1/2 the jackasses there will AGAIN vote for Obama.
Anonymous Coward
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09/20/2012 12:57 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I really don't think a lot of companies would do this. Hell, if they wanted to screw their employees over and offer no coverage there was nothing preventing them from doing that before.
Anonymous Coward
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09/20/2012 01:02 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Hope you all still have a job and it doesn't go to China. Then the Company will save even more money and get a tax credit.
Anonymous Coward
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09/20/2012 01:04 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I really don't think a lot of companies would do this. Hell, if they wanted to screw their employees over and offer no coverage there was nothing preventing them from doing that before.
 Quoting: Anonymous Coward 8083438


Well we have to also consider the price increase. Insurance recently went up an average of 20% and my husband's employer had to stop covering his employees @ a month ago because it was going to cost him an additional $23,000 a month, and he is a small business owner.
Anonymous Coward
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09/20/2012 01:08 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I really don't think a lot of companies would do this. Hell, if they wanted to screw their employees over and offer no coverage there was nothing preventing them from doing that before.
 Quoting: Anonymous Coward 8083438


TY what I said like 10 times already in this post and I know a few others have too is null and void and fucking stupid. Shows how pathetic GLP is on the Obama hate bandwagon.

You realize if Romney wins TRINITY makes more money because he is in the higher bracket for tax breaks aka he is rich and budget plans from Romney and Ryan will BENEFIT HIM. ? I think to many people are to fucking stupid to realize why this site is republican.
Anonymous Coward
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09/20/2012 01:14 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I posted a long time ago this is what companies were going to do.

The fine for AT&T would have amounted to $2,000 per employee, costing the company a grand total of $600 million a year. Maintaining benefits, meanwhile, will cost the firm some $4.6 billion.


So they can save 4 billion a year and tell employees to get their own coverage.

Just what did government Think companies were going to do??

Always the unintended consequences.......
 Quoting: FatalW1shes



Those are not unintended consequences; that is exactly what Obama wants...
Anonymous Coward (OP)
User ID: 1461956
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09/20/2012 01:15 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I don't think this site is Republican at all.

What I do think is that folks who want 'freebies' or the government to take care of their every whim tend to vote Democrat.

Those with conservative/libertarian ideals such as myself tend to vote Republican and have 'quasi-Republican' views.

In other words, as bad as the Republican bullshit is - the Democrat view is so much fucking worse. Forget the 1 percent, they're all fucktards anyway and we can debate that.....

Would you rather identify with the 52 percent, or the 47 percent? Huh?

I'll take the 52 percent any day, regardless of its' imperfections.
Anonymous Coward
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09/20/2012 01:16 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I posted a long time ago this is what companies were going to do.

The fine for AT&T would have amounted to $2,000 per employee, costing the company a grand total of $600 million a year. Maintaining benefits, meanwhile, will cost the firm some $4.6 billion.


So they can save 4 billion a year and tell employees to get their own coverage.

Just what did government Think companies were going to do??

Always the unintended consequences.......
 Quoting: FatalW1shes



Those are not unintended consequences; that is exactly what Obama wants...
 Quoting: Anonymous Coward 23014610


another fucking idiot you people act as if it was illegal to not have insurance coverage until obama care company's could say fuck you and give all of their employee's 0 coverage and there has never been a fine. I do not understand why you people are so stupid when I know this has been explained several times in this thread.
Anonymous Coward
User ID: 20946188
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09/20/2012 01:17 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I don't think this site is Republican at all.

What I do think is that folks who want 'freebies' or the government to take care of their every whim tend to vote Democrat.

Those with conservative/libertarian ideals such as myself tend to vote Republican and have 'quasi-Republican' views.

In other words, as bad as the Republican bullshit is - the Democrat view is so much fucking worse. Forget the 1 percent, they're all fucktards anyway and we can debate that.....

Would you rather identify with the 52 percent, or the 47 percent? Huh?

I'll take the 52 percent any day, regardless of its' imperfections.
 Quoting: Anonymous Coward 1461956


I agree I hate people sucking the life and government of funds and not putting their share in as well. Considering our taxes pay for it.
Lindalee

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09/20/2012 01:36 AM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Sorry but I have to call .....

bsflag


Obamacare is good for our country !


abduct
Circling the Sun @ 63,000 MPH
<3
Anonymous Coward
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09/20/2012 01:37 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Well. I am too lazy to read nine pages. So, even if this was said already I will say it again.

Politicians are exempt from having to pay into Healthcare. All of Congress is exempt as well. They get full coverage without having to pay a dime. When I say full coverage I mean full coverage. If a politician get cancer, they get to choose any treatment available, even the experimental ones. All at tax payers expence.
Anonymous Coward
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09/20/2012 01:40 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Politicans are EXEMPT. They do not have to pay a dime. The tax payers do. What do you think the "fine" for not having health insurance is used for... DUH! Just go on state medical and avoid the tax!
Morning Cup Of Doom

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09/20/2012 01:45 AM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I currently have health insurance with my company. It's a pretty good plan as health insurance plans go, I have heard of worse for sure.

My cost right now is $370 per month to cover myself and my entire family (split over two checks at $185 per check). The company-paid part of our insurance cost the company $15,500 per year, per employee (somewhat less for individuals only but not by much).

I am friends with the HR person as XYZ Corp (not the real name obviously) and this person told me that the company is seriously considering taking the $2000 per employee tax hit for not offering coverage, thereby forcing all of us into the government plan. In their words - "Yeah, this would suck and the coverage would not be nearly as good, but the company would save over $10,000 per employee."

My company has 86 employees. That's $860,000 per year the company would save by forcing us into Obamacare.

Many of us employees have talked about this and even considered walking off the job to at least demand most of the savings back in the form of an increase in pay (since it costs the company XX dollars to employ each of us already) but with the economy as bad as it is, it's risky. Mind you most of us are highly skilled and qualified and the company would take a huge productivity hit if we walked - but then again, saving $860,000 per year - maybe they could absorb it.

I firmly believe that Obamacare, and the current economic situation, are playing hand-in-hand intentionally.

Why did the Dems/Liberals pass Obamacare? To serve their constituents and give them freebies.

Why did the Reps/Conservatives pass Obamacare? To save their fat cat constituents money and pad their wallets.

We can't win with this shit.

Oh well, at least it'll be fun in the "end of days" when all these people are standing in judgement and have to justify themselves. That'll be fun.
 Quoting: Anonymous Coward 1461956

I heard the same thing from my accountant last week. Except he said the penalty would be around $800. We will have to provide insurance to our employees since we are over the number of employees. I think many companies will take the penalty though and then that person is responsible. He said we should get more details on the insurance exchange setup soon.
Morning Cup Of Doom

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09/20/2012 01:47 AM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I posted a long time ago this is what companies were going to do.

The fine for AT&T would have amounted to $2,000 per employee, costing the company a grand total of $600 million a year. Maintaining benefits, meanwhile, will cost the firm some $4.6 billion.


So they can save 4 billion a year and tell employees to get their own coverage.

Just what did government Think companies were going to do??

Always the unintended consequences.......
 Quoting: FatalW1shes



Those are not unintended consequences; that is exactly what Obama wants...
 Quoting: Anonymous Coward 23014610


another fucking idiot you people act as if it was illegal to not have insurance coverage until obama care company's could say fuck you and give all of their employee's 0 coverage and there has never been a fine. I do not understand why you people are so stupid when I know this has been explained several times in this thread.
 Quoting: Anonymous Coward 20946188


Most large companies like this already give benefits so they are not really saving anything since they did it years before it was required. As a business, you can also receive credits if you give insurance before it is required.
PravdaDemocrat

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09/20/2012 01:52 AM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I really don't think a lot of companies would do this. Hell, if they wanted to screw their employees over and offer no coverage there was nothing preventing them from doing that before.
 Quoting: Anonymous Coward 8083438


Why WOULDN'T THEY...
Obamacare creates a situation where it is CHEAPER for them to pay the fines, than it is to offer Insurance.

SERIOUSLY, DID YOU THINK ALL THOSE PEOPLE WERE LYING WHEN THEY WARNED YOU OF THIS, during the Obamacare debate??

Sarah Palin is proven correct, yet again. Pretty on the ball for a person the mainstream media called stupid, eh? EVERYTHING SHE PREDICTED about an Obama Presidency has come to pass.
Miss Kitty

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09/20/2012 01:56 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Its never going away. Period. We have to lean to live with it
 Quoting: Anonymous Coward 1145727


if you are a politician, a muslim or a scientologist you will be exempt

or so I've heard
 Quoting: RTS REDUX


ya, sure, only white christians have to pay, right?

Don't make yourself ridiculous.
 Quoting: Anonymous Coward 24063508


He is not being ridiculous Germany! You are uninformed!
s. d. butler

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09/20/2012 01:56 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
If you are on GLP and done enough research, well doctors aren't exactly your best friend and there's a cure for everything.... so why don't you opt out of any insurance and just be healthy? I haven't had health insurance for 2 years now and eating healthy and taking vitamins... doctors are worthless and just wanna take your money for dumb stuff that is curable without them going in and messing it up more for you becoming dependent on their worthless prescriptions that keep you staying sick with the band-aid method. WAKE THE FUCK UP YOU DON'T NEED THEM OR THEIR INSURANCE. just saying. its really upsetting to me.
 Quoting: FabulousOne


I agree. The best thing I ever did was dump my insurance 4 years ago. The monthly was 650.00 (self employed). I found myself going to more and more drs. I was diagnosed w/ a thyroid condition, chronic fatigue, hypertension, high cholesterol, border line diabetic, menopausal, allergies. I was on 8 different meds. I am a nurse and had been raised on the medical model. One day I opened my insurance bill and found it was going up again. At that point I thankfully had a moment of clarity. Big pharma based medicine would leave me dependent on more and more drugs, managing only the symptoms of of my increasing ailments. Physically I felt like shit. Depressed, fatigued, aches and pain, weight gain (esp belly),constantly hungry, tired. Up until age 47 I'd been relatively healthy. The 3 years of increasing Dr visits found me increasingly sick. I went to a naturopath and had a completely different experience. Within 5 months I was big pharma drug free. I feel great now.. lots of energy,pain free and healthy. I have done my own research into alternative medicine and rather then finding it a weak add on to main stream health care, I have found it just the opposite. There are so many effective, easy natural CURES out there! I have since gotten catastrophic insurance only (very cheap) ,in case I get into a horrible crash or fall off a building. The last thing I'd want today is a main stream doc to treat me for any disease or illness... I would refuse even if they paid me. If you insist on standard care, I suggest you try to find an osteopath in your plan and take them as your primary doc. 'Obama Care', what a fucking joke, but so is what we currently have. Don't be fooled. The whole main stream health care system is first and foremost about profit. Healthy is not the goal.

peace
 Quoting: Anonymous Coward 3041808


This is the truth. Good post. Anyone who relies on the allopaths and big pharma will only get sicker.
Anonymous Coward
User ID: 24103784
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09/20/2012 01:58 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
OP, tell us more.
You say you pay $375 a month for you and your family now.
How much does your current insurance cover in hospital costs?
How much will you pay a month under the reformed insurance?
How much will your refortmed insurance cover in hospital costs?

If you can't answer this, then I'm calling bullshit.

I don't see how this can be turned against Obama with both Obama and Romney are offering essentially the same reform. This is just not the issue you need to focus on if you want us to vote for Romney.

Also, associating with the 53% versus the 47%? Why should we have to chose sides? The U.S. is not full of freeloaders. Yes, welfare is being abused and needs to be addressed by the next President. But 60% of the 47% pay payroll taxes and are not freeloaders. The rest are elderly who are retired and not working.
Miss Kitty

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09/20/2012 02:04 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
If you are on GLP and done enough research, well doctors aren't exactly your best friend and there's a cure for everything.... so why don't you opt out of any insurance and just be healthy? I haven't had health insurance for 2 years now and eating healthy and taking vitamins... doctors are worthless and just wanna take your money for dumb stuff that is curable without them going in and messing it up more for you becoming dependent on their worthless prescriptions that keep you staying sick with the band-aid method. WAKE THE FUCK UP YOU DON'T NEED THEM OR THEIR INSURANCE. just saying. its really upsetting to me.
 Quoting: FabulousOne


Very soon ALL the food in this country will be GMO. That will kill you slowly. Codex Alimentarius is getting ready to destroy your vitamins and supplements .. plus the fact, your gov. has made it against the law to grow a garden or stir up dust on your property as well as collect rain or snow. Doctors will become the least of your worries.
Anonymous Coward
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09/20/2012 02:06 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
CHECK THIS OUT:

It's on Obamacare's new MEDICAL DEVICE TAX that will force imaging groups and hospitals to try to keep old MRI and catscan equipment - and other medical equipment - because they won't be able to afford new ones:

[link to www.syracuse.com]
Miss Kitty

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09/20/2012 02:09 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Well Well Well page 107 of the health care bill,If your a muzzzi you don't have to pay for it and there is no penalty for not getting it
 Quoting: Anonymous Coward 15237539


Are you f?*cking serious? What's that shit?
 Quoting: closing eyes


OOOH! You didn't know this ... huh ..?? Also, I have reading a lot on the net about the RFID chips being mandatory, in humans, next year. This is another little gem in Obamacare. Does anyone know about the RFID chip?
Anonymous Coward
User ID: 22071137
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09/20/2012 03:25 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
....
Forget politics, its no point. It will not change by election, only by collapsing on itself.

Doesnt help talking to vegetables. People will have to suffer. Ive tried to talk sense into people but they dont listen. Im tired of it, i just chat about this here basically and a couple of close friends that have a vague idea of what goes on, noone else, everything else i do is im trying hard to convince my family to bind interest on their debt for 10 years.
So protect your own economy and take care of yourself the best you can, let the sheep go to slaughter. they deserve it, flock mentality will be a bad survival strategy in the years to come and many will probably die because of it, but if they havent figured things out by now, they kind of get what they deserve.

Just make sure you can take care of yourself and your family and forget the rest of the population.
 Quoting: nerdwegian


you try to get your family into more debts ? what are you nuts or stupid ?
Anonymous Coward
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09/20/2012 04:04 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I currently have health insurance with my company. It's a pretty good plan as health insurance plans go, I have heard of worse for sure.

My cost right now is $370 per month to cover myself and my entire family (split over two checks at $185 per check). The company-paid part of our insurance cost the company $15,500 per year, per employee (somewhat less for individuals only but not by much).

I am friends with the HR person as XYZ Corp (not the real name obviously) and this person told me that the company is seriously considering taking the $2000 per employee tax hit for not offering coverage, thereby forcing all of us into the government plan. In their words - "Yeah, this would suck and the coverage would not be nearly as good, but the company would save over $10,000 per employee."

My company has 86 employees. That's $860,000 per year the company would save by forcing us into Obamacare.

Many of us employees have talked about this and even considered walking off the job to at least demand most of the savings back in the form of an increase in pay (since it costs the company XX dollars to employ each of us already) but with the economy as bad as it is, it's risky. Mind you most of us are highly skilled and qualified and the company would take a huge productivity hit if we walked - but then again, saving $860,000 per year - maybe they could absorb it.

I firmly believe that Obamacare, and the current economic situation, are playing hand-in-hand intentionally.

Why did the Dems/Liberals pass Obamacare? To serve their constituents and give them freebies.

Why did the Reps/Conservatives pass Obamacare? To save their fat cat constituents money and pad their wallets.

We can't win with this shit.

Oh well, at least it'll be fun in the "end of days" when all these people are standing in judgement and have to justify themselves. That'll be fun.
 Quoting: Anonymous Coward 1461956


gov,. plan going according to plan
Blue Zeus

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09/20/2012 04:38 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
if you company thought it could get away with not offering it's employees health insurance coverage why does it offer them now? answer is it realizes it has to in order to compete for your skilled labor and will continue to do so, obamacare or not.
 Quoting: 508527


NO, all companies will end up doing this to save money. My company can't afford insurance and neither can I. But now I will have to pay almost $700 a year in penalty. I'm still paying off medical bills that incurred a couple of years ago. Yes I am paying them. Noone else. I made a payment plan with the hospital to pay my own bills, not default and make society pay them. Obamacare will suck the little bit I have to put away into my savings for a rainy day. I paid my bills and am being punished. Obama care will hurt me.I really dislike him.
 Quoting: Anonymous Coward 1200804
Blue Zeus

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09/20/2012 04:48 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I really don't think a lot of companies would do this. Hell, if they wanted to screw their employees over and offer no coverage there was nothing preventing them from doing that before.
 Quoting: Anonymous Coward 8083438


TY what I said like 10 times already in this post and I know a few others have too is null and void and fucking stupid. Shows how pathetic GLP is on the Obama hate bandwagon.

You realize if Romney wins TRINITY makes more money because he is in the higher bracket for tax breaks aka he is rich and budget plans from Romney and Ryan will BENEFIT HIM. ? I think to many people are to fucking stupid to realize why this site is republican.
 Quoting: Anonymous Coward 20946188


my ex is a former lobbyist, now runs a big DHS supplier.

He is a Democrat

He has about 200 employees, and he told me he is going to do what OP is talking about

its cheaper for him to take the hit of the fine, and force people onto whatever government plan they can find, than to offer insurance any longer

so I say BS to you and your "obama hate" spin
Blue Zeus

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09/20/2012 04:57 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
I posted a long time ago this is what companies were going to do.

The fine for AT&T would have amounted to $2,000 per employee, costing the company a grand total of $600 million a year. Maintaining benefits, meanwhile, will cost the firm some $4.6 billion.


So they can save 4 billion a year and tell employees to get their own coverage.

Just what did government Think companies were going to do??

Always the unintended consequences.......
 Quoting: FatalW1shes



Those are not unintended consequences; that is exactly what Obama wants...
 Quoting: Anonymous Coward 23014610


another fucking idiot you people act as if it was illegal to not have insurance coverage until obama care company's could say fuck you and give all of their employee's 0 coverage and there has never been a fine. I do not understand why you people are so stupid when I know this has been explained several times in this thread.
 Quoting: Anonymous Coward 20946188


you use the word 'fuck" alot, and call people stupid, but you still don't explain why they are wrong

do you not understand that some of us liked the health care plan we had through our employers, and that YES many of those employers will stop offering those plans because of the structure of obama care?

sorry if that contradicts the neat little story you keep telling yourself as an obama supporter

I don't care for Romney but i dislike Obama, and truth is truth

sorry
Anonymous Coward
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09/20/2012 06:48 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
We are totally screwed under obamacare. My husband is 60, and lost his job almost 2 years ago. His COBRA ended months ago. He can get early Social Security at 62, but Medicare doesn't start until he is 65. So, in the meantime, even though he has no income, he will have to pay a penalty and possibly got to jail because he doesn't have the money to pay the penalty.
My youngest will be losing her medical coverage when she turns 19, a year and a half from now. She will also have to pay a penalty or go to jail, because she cannot afford insurance on her own. She is a full time college student, and works part time at a small business with less than a dozen employees. Right now I am paying for her insurance, but the policy ends when she is 19.
As for me, I am already getting SS and Medicare, but my premium for Medicare takes 1/6 of my check. With the rise in premiums projected for 2014, the premiums will literally take 1/2 of my SS check.
 Quoting: tiger1


I will be 59 in March. When I was a kid my father had a relatively low paying job. Healthcare did not exist. I had my tonsils out at 5, the doctors came to the house and cured our ills and everything got paid for and my parents owned a modest house throughout.

Ever since they invented this heath care shit, scam, con game, whatever you want to call it, the system started falling apart. We were not only cared for well, we thrived! These lawyer scumbags, CEO criminals assholes and Big Pharma douche bags have screwed us all and will not stop until we are all dead! It's a scam and a crime, whatever they do and people actually are HAPPY to pay $15,000.00 a year for "coverage" or CHEER for government care.


Wil Rogers was right.

 Quoting: Black Knight


Best comment of the year.
Renegade (Me too)

User ID: 21622140
United States
09/20/2012 08:12 AM

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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Yes, you can opt out of medicare bullshit. Romney and smart people do it already.
 Quoting: Anonymous Coward 24097551


How?
Who is John Galt?
Anonymous Coward
User ID: 1920114
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09/20/2012 08:50 AM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Just what did government Think companies were going to do??

Always the unintended consequences.......
 Quoting: FatalW1shes


The Dimmy-Whacks knew exactly what would happen.

They want company’s to dump the health insurance provided to the employees.

In the beginning the employees will blame the companies and make them the bad guys when the folks find out just how bad .Gov ran health care will be.

By the time the majority of people figure out it was .Gov that hammered them, it will be too late.

Their only desire is to create a permanent underclass that has to totally depend upon them, the “benevolent” dictators, for their daily needs.
Anonymous Coward
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09/20/2012 06:32 PM
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Re: Here is exactly how "Obamacare" will affect me and my family starting next year.....
Here is the thing a lot of the Obama excusers don't understand about Obama care.

For employers who are already providing insurance there is still a risk that they will be fined. Unless the employer provides a very high quality plan, their employees have the option to go and buy insurance from one of the government exchanges. IF the employee takes this option to get better insurance than even though the employer is offering insurance to his employees he will STILL have to pay the fine because what he offered was not good enough.

News