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70 % US colleges and univ going to close

 
Anonymous Coward
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09/29/2012 10:38 PM
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Re: 70 % US colleges and univ going to close
Once dork implements martial law, retail will come to a standstill and a lot of college grads will be unemployed and unable to pay those loans back. LOL.... it's about to really get out of control......
 Quoting: Anonymous Coward 23011194


Retail is already gonna come crashing down with or without martial law. Think about it. Most things already arent made in the US anymore, yet we consume it (there's no more healthy give & take). Plus, robotics are going to be replacing people at a rapid pace over the next century who are left in any kind of factory job.

And the last one, which is happening now, is that internet commerce (think Amazon, eBay, etc) is going to completely wipe out what most of us consider retail today. The big boys are already starting to fall (Best Buy, etc).

Once those college grads (and retired people who were forced back to work) no longer have retail to fall back on, coupled with everything else, you're going to see some serious shit start hitting the fan.
 Quoting: Anonymous Coward 14348562


The silence is deafening. Nobody wants to admit this^ is true, but it is. The Internet and technology changed everything. Better start thinking of solutions now, folks.
Anonymous Coward
User ID: 24615729
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09/29/2012 10:39 PM
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Re: 70 % US colleges and univ going to close
How did this obvious BS get pinned ???

What is wrong with the moderators?
 Quoting: mikebo2


They must be morans.
TDJ

User ID: 3862073
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09/29/2012 10:40 PM

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Re: 70 % US colleges and univ going to close
This is true believe it or not I don't care.

I borrowed $17,000 in the late 80's thru the early 90's to get my degree. I've paid $38,000 on those loans and the feds want another $23,000.

I have records of every single monthly payment I made and even have my Senator looking into it. They can't tell us where the money went and lied to my Senator saying that I hadn't been making payments when we have proof I did.

Last Edited by Founders Fan on 09/29/2012 10:40 PM
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Anonymous Coward
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09/29/2012 10:42 PM
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Re: 70 % US colleges and univ going to close
I remember how I had a biology professor eating out of my hand and giving me A+++ grades for my essays on evolutionary biology in invertebrates...I was writing like I was possessed and she ate it up. I might have even believed it at that point in time. At any rate, I gots me an A+ in that elective.
 Quoting: Anonymous Coward 24615729


Even back then, looking at evolutionary biology....it didn't look good for 80% of the idiots partying their retarded asses off in college.
 Quoting: Anonymous Coward 24615729




LOL...get it? Most of you jackasses partying your asses off and joining your frats and sororities are disgusting useless trash. Useless trash.
zenobiaphobia
While the deaf man sings along with the dumb

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09/29/2012 10:47 PM

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Re: 70 % US colleges and univ going to close
[The silence is deafening. Nobody wants to admit this^ is true, but it is. The Internet and technology changed everything. Better start thinking of solutions now, folks.
 Quoting: Anonymous Coward 21211135



Everyone can work at the Amazon warehouses, until they get too old...then they can beg.

[link to www.thepassivevoice.com]
One way to time travel:
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From a universe without The Walker Brothers Thread: What the Hell am I Talking About?
Anonymous Coward
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United States
09/29/2012 10:51 PM
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Re: 70 % US colleges and univ going to close
[The silence is deafening. Nobody wants to admit this^ is true, but it is. The Internet and technology changed everything. Better start thinking of solutions now, folks.
 Quoting: Anonymous Coward 21211135



Everyone can work at the Amazon warehouses, until they get too old...then they can beg.

[link to www.thepassivevoice.com]
 Quoting: zenobiaphobia


The future is really frightening. There truly are no viable solutions.
s. d. butler

User ID: 974819
United States
09/29/2012 10:55 PM
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Re: 70 % US colleges and univ going to close
Seriously don't think this a bad thing. Only speciality fields like doctors need this. My wife had a teacher tell her obamacare is a good thing and either there isn't gmo corn or it isn't widespread in its use
 Quoting: spoof


Trade schools and medical schools, close the rest.
 Quoting: Desert Fox


Yep.
 Quoting: Anonymous Coward 24615729


no need for engineers, geologists et al?
Erectus

User ID: 24265785
United States
09/29/2012 10:57 PM

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Re: 70 % US colleges and univ going to close
I've been studying the higher education issue for some time now. It is a growing debt burden, but one that can be mitigated without denying good students aid.
There should be a balance between helping students earn degrees (which is generally positive for society) and looking after taxpayers' money. A loan, if repaid is no real burden on society.
Do we let poor students and poor universities crash the entire higher education system? No. We can fix the whole problem by solving two issues. First, for profit private universities must be denied federal money. When 1 in 4 students at those schools default that proves that said schools are not only wasting our money, but ruining lives, too. It ruins a students life when they go deeply in debt for a degree that everybody laughs at.
The second fix is to stop funding mediocre students. 1 in 4 college freshmen never make it to their sophomore year. Less than 1 in 3 students earn their bachelors within 6 years (these two groups represent a goodly portion of loan defaulters for obvious reasons). Currently a student need only maintain a C average to keep federal aid. A C average is lame; anybody should be able to do that in their sleep. Standards should be raised to a B average. Lets face it. In a society where jobs are ever harder to get which college grads will employers want? Will they be interested in the half of grads who boozed their way through school with mediocre grades, or will they want the ones who aced school?
Taking the two steps I've outlined should easily get default rates down to something like 5%, while saving money by denying loans to mediocre students, yet it will still give help to those most likely to earn their degrees and do something productive with them.
Erectus
Anonymous Coward
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09/29/2012 10:57 PM
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Re: 70 % US colleges and univ going to close
Once dork implements martial law, retail will come to a standstill and a lot of college grads will be unemployed and unable to pay those loans back. LOL.... it's about to really get out of control......
 Quoting: Anonymous Coward 23011194


Retail is already gonna come crashing down with or without martial law. Think about it. Most things already arent made in the US anymore, yet we consume it (there's no more healthy give & take). Plus, robotics are going to be replacing people at a rapid pace over the next century who are left in any kind of factory job.

And the last one, which is happening now, is that internet commerce (think Amazon, eBay, etc) is going to completely wipe out what most of us consider retail today. The big boys are already starting to fall (Best Buy, etc).

Once those college grads (and retired people who were forced back to work) no longer have retail to fall back on, coupled with everything else, you're going to see some serious shit start hitting the fan.
 Quoting: Anonymous Coward 14348562


The silence is deafening. Nobody wants to admit this^ is true, but it is. The Internet and technology changed everything. Better start thinking of solutions now, folks.
 Quoting: Anonymous Coward 21211135


I think people don't like talking about it because it means essentially that capitalism is failing. It worked before when we were paid to make things & then buy them back with the money we made, but how can we be nothing but consumers & not workers? It can't happen, just mathematically speaking, it can't. There won't be anyone to sell goods to because no one has any money since that part of the workforce is completely taken out of the equation.

I honestly think society is going to have to change itself drastically in order for their not to be people out starving in the streets because they don't have a nonexistent job to go to. Or else we'll all be slaves to the system & a couple mega corporations (and government), treating us all like cattle, while the elite who run the show all dine in their guarded palaces.
Anonymous Coward
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United States
09/29/2012 10:57 PM
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Re: 70 % US colleges and univ going to close
There's always law school!
Desert FoxModerator
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United States
09/29/2012 10:59 PM

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Re: 70 % US colleges and univ going to close
Seriously don't think this a bad thing. Only speciality fields like doctors need this. My wife had a teacher tell her obamacare is a good thing and either there isn't gmo corn or it isn't widespread in its use
 Quoting: spoof


Trade schools and medical schools, close the rest.
 Quoting: Desert Fox


Yep.
 Quoting: Anonymous Coward 24615729


no need for engineers, geologists et al?
 Quoting: s. d. butler


Specialty schools can fill that gap, but the huge universities are becoming a joke. Political indoctrination, is not necessary.
TOMABANEFOX
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09/29/2012 11:01 PM
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Re: 70 % US colleges and univ going to close
I've been studying the higher education issue for some time now. It is a growing debt burden, but one that can be mitigated without denying good students aid.
There should be a balance between helping students earn degrees (which is generally positive for society) and looking after taxpayers' money. A loan, if repaid is no real burden on society.
Do we let poor students and poor universities crash the entire higher education system? No. We can fix the whole problem by solving two issues. First, for profit private universities must be denied federal money. When 1 in 4 students at those schools default that proves that said schools are not only wasting our money, but ruining lives, too. It ruins a students life when they go deeply in debt for a degree that everybody laughs at.
The second fix is to stop funding mediocre students. 1 in 4 college freshmen never make it to their sophomore year. Less than 1 in 3 students earn their bachelors within 6 years (these two groups represent a goodly portion of loan defaulters for obvious reasons). Currently a student need only maintain a C average to keep federal aid. A C average is lame; anybody should be able to do that in their sleep. Standards should be raised to a B average. Lets face it. In a society where jobs are ever harder to get which college grads will employers want? Will they be interested in the half of grads who boozed their way through school with mediocre grades, or will they want the ones who aced school?
Taking the two steps I've outlined should easily get default rates down to something like 5%, while saving money by denying loans to mediocre students, yet it will still give help to those most likely to earn their degrees and do something productive with them.
 Quoting: Erectus


The reason there's so many mediocre students is because many simply have no choice but to go to college right out of high school. There's no jobs, no factories, no manual labor gigs that pay enough to live on anymore, etc. Before there was, but thats gone. So everyone is just delaying.

And you're right, TONS don't belong there. My wife is a professor & you wouldn't believe some of the retards that she teaches. I've read some of their writing samples & my god, these kids are seriously dumb. But again, there's no options for them.
Anonymous Coward
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Ireland
09/29/2012 11:02 PM
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Re: 70 % US colleges and univ going to close
snort.
Anonymous Coward
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United States
09/29/2012 11:02 PM
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Re: 70 % US colleges and univ going to close
Once dork implements martial law, retail will come to a standstill and a lot of college grads will be unemployed and unable to pay those loans back. LOL.... it's about to really get out of control......
 Quoting: Anonymous Coward 23011194


Since the govt now owns the college loans and you cant file bankruptcy to discharge them the graduates will probably be forced into service for the govt or the military to pay back their debt.
Anonymous Coward
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United States
09/29/2012 11:08 PM
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Re: 70 % US colleges and univ going to close
The reason there's so many mediocre students is because many simply have no choice but to go to college right out of high school. There's no jobs, no factories, no manual labor gigs that pay enough to live on anymore, etc. Before there was, but thats gone. So everyone is just delaying.

And you're right, TONS don't belong there. My wife is a professor & you wouldn't believe some of the retards that she teaches. I've read some of their writing samples & my god, these kids are seriously dumb. But again, there's no options for them.

Yep. Nothing. Then to top it off, the fucking government appears to be randomly selecting small countries to attack and invade for nothing in particular, killing innocent poor people, and making everybody in the world hate Americans....great job you fucking scumbag jackasses running this circus. Make sure everybody hates Americans...for the children.
Anonymous Coward
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09/29/2012 11:10 PM
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Re: 70 % US colleges and univ going to close
Most college grads can't even say "Do you want fries with that" without fucking it up.....Dumbasses
 Quoting: Anonymous Coward 24645852


That is not true.


 Quoting: Anonymous Coward 12432310


No, it is not true. A young man in my family went to college on the GI bill, took organic chemistry, and now has a Phd. in organic chemistry. He is now working for the government making big bucks with job security.

So for some college has been a dream, and some have made that dream come true with flying colors!
av
User ID: 24661499
United States
09/29/2012 11:11 PM
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Re: 70 % US colleges and univ going to close
you can go from k-college on line. you don't need brick and mortar.
zenobiaphobia
While the deaf man sings along with the dumb

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United States
09/29/2012 11:14 PM

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Re: 70 % US colleges and univ going to close
There's always law school!
 Quoting: Anonymous Coward 24661662


(now, that was funny :))

[link to www.collegiatetimes.com]

"Frustrated with their unemployment, law graduates are suing their alma maters, accusing their schools of false employment and salary data.

Earlier this month, eight law firms took to the allegations and banded together to sue 12 law schools. The main allegations revolve around the premise that these law schools lured in graduates with high percentages of employment post-graduation and inflated salary statistics.

These class action lawsuits join three others that were filed in 2011 against New York Law School and the Thomas M. Cooley Law School. In total, more than 70 graduate students and 15 law schools dispersed across the country are involved."


Last Edited by zenobiaphobia on 09/29/2012 11:15 PM
One way to time travel:
[link to www.gutenberg.org]
From a universe without The Walker Brothers Thread: What the Hell am I Talking About?
Anonymous Coward
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United States
09/29/2012 11:15 PM
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Re: 70 % US colleges and univ going to close
Most college grads can't even say "Do you want fries with that" without fucking it up.....Dumbasses
 Quoting: Anonymous Coward 24645852


That is not true.


 Quoting: Anonymous Coward 12432310


No, it is not true. A young man in my family went to college on the GI bill, took organic chemistry, and now has a Phd. in organic chemistry. He is now working for the government making big bucks with job security.

So for some college has been a dream, and some have made that dream come true with flying colors!
 Quoting: Krystal


Luckily, he didn't flunk out and decide to take a rifle to school and kill his professors.
Anonymous Coward
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United States
09/29/2012 11:18 PM
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Re: 70 % US colleges and univ going to close
There's always law school!
 Quoting: Anonymous Coward 24661662


(now, that was funny :))

[link to www.collegiatetimes.com]

"Frustrated with their unemployment, law graduates are suing their alma maters, accusing their schools of false employment and salary data.

Earlier this month, eight law firms took to the allegations and banded together to sue 12 law schools. The main allegations revolve around the premise that these law schools lured in graduates with high percentages of employment post-graduation and inflated salary statistics.

These class action lawsuits join three others that were filed in 2011 against New York Law School and the Thomas M. Cooley Law School. In total, more than 70 graduate students and 15 law schools dispersed across the country are involved."

 Quoting: zenobiaphobia


Yes...we need more lawyers!
Erectus

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09/29/2012 11:19 PM

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Re: 70 % US colleges and univ going to close
I went to school in my 30s after spending a decade as a small business owner. I'm now working on a Ph.D. Right off the bat I noticed that most of the young students didn't take college seriously at all. I often ended up being the go to guy for questions and notes because I took it seriously (treated it like a job).

When students found out that I was going to grad school they often asked me about it. Seniors would be like, "I want to go to grad school. Can I get in with a 3.0 GPA?" Well....Hell no!!! Not usually, and if a senior hasn't already done research and got the ball rolling at their prospective grad schools then that right there tells you that college hasn't taught them a darn thing about paying attention to your business.

College is great for the real go getters. They'll make something of it. Go getters make up about 20% of college students.
Erectus
Anonymous Coward
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09/29/2012 11:20 PM
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Re: 70 % US colleges and univ going to close
The Next Subprime Crisis Is Here: Over $120 Billion In Federal Student Loans In Default
Whereas earlier today we presented one of the most exhaustive presentations on the state of the student debt bubble, one question that has always evaded greater scrutiny has been the very critical default rate for student borrowers: a number which few if any lenders and colleges openly disclose for fears the general public would comprehend not only the true extent of the student loan bubble, but that it has now burst. This is a question that we specifically posed a month ago when we asked "As HELOC delinquency rates hit a record, are student loans next?" Ironically in that same earlier post we showed a chart of default rates for federal loan borrowers that while rising was still not too troubling: as it turns out the reason why its was low is it
[link to www.zerohedge.com]
 Quoting: Anonymous Coward 24612324


they charge way to much to go to college ,the professors ,and others get way way to much money ,time to take deep pay cuts
Anonymous Coward
User ID: 2274131
United States
09/29/2012 11:21 PM
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Re: 70 % US colleges and univ going to close
Once dork implements martial law, retail will come to a standstill and a lot of college grads will be unemployed and unable to pay those loans back. LOL.... it's about to really get out of control......
 Quoting: Anonymous Coward 23011194


Since the govt now owns the college loans and you cant file bankruptcy to discharge them the graduates will probably be forced into service for the govt or the military to pay back their debt.
 Quoting: Anonymous Coward 24625890


World War 3 will take good care of them.
Desert FoxModerator
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09/29/2012 11:25 PM

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Re: 70 % US colleges and univ going to close
I went to school in my 30s after spending a decade as a small business owner. I'm now working on a Ph.D. Right off the bat I noticed that most of the young students didn't take college seriously at all. I often ended up being the go to guy for questions and notes because I took it seriously (treated it like a job).

When students found out that I was going to grad school they often asked me about it. Seniors would be like, "I want to go to grad school. Can I get in with a 3.0 GPA?" Well....Hell no!!! Not usually, and if a senior hasn't already done research and got the ball rolling at their prospective grad schools then that right there tells you that college hasn't taught them a darn thing about paying attention to your business.

College is great for the real go getters. They'll make something of it. Go getters make up about 20% of college students.
 Quoting: Erectus


From a true witness. You are correct, maybe even less than 20%.
TOMABANEFOX
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United States
09/29/2012 11:28 PM
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Re: 70 % US colleges and univ going to close
OMG, to the person who said professors make too much money... Maybe SOME do (and usually they are bringing in grant money), and they are at big universities. Half of our nation's students are at community colleges, where some instructors make far, far less than you'd realize.

Some college administrators are paid a lot--but what an awful job with all the red tape and bureaucracy and politics. Usually, a handful at the top are paid well; the rest are "workers" like in any business.
Anonymous Coward
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United States
09/29/2012 11:34 PM
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Re: 70 % US colleges and univ going to close
The Next Subprime Crisis Is Here: Over $120 Billion In Federal Student Loans In Default
Whereas earlier today we presented one of the most exhaustive presentations on the state of the student debt bubble, one question that has always evaded greater scrutiny has been the very critical default rate for student borrowers: a number which few if any lenders and colleges openly disclose for fears the general public would comprehend not only the true extent of the student loan bubble, but that it has now burst. This is a question that we specifically posed a month ago when we asked "As HELOC delinquency rates hit a record, are student loans next?" Ironically in that same earlier post we showed a chart of default rates for federal loan borrowers that while rising was still not too troubling: as it turns out the reason why its was low is it
[link to www.zerohedge.com]
 Quoting: Anonymous Coward 24612324


they charge way to much to go to college ,the professors ,and others get way way to much money ,time to take deep pay cuts
 Quoting: Anonymous Coward 2696379


This is NOT true. Trust me (I've been dealing with this most of my adult life). At least not the professors & most of the teaching faculty. Even ones with their PHD only make something like $50K a year. Now ask all of them how much they all owe in student loans to get that PHD. But yet they wouldn't be able to get the job because universities will only hire those who have high end degrees, while paying them jack shit because they know people will take it because they're all desperate for work in their field.

Its a racket basically. One that the worker bees do not benefit from at all.
Anonymous Coward
User ID: 24636709
United States
09/29/2012 11:48 PM
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Re: 70 % US colleges and univ going to close
On the upside lots of radical lib professors will find out what it is like to look for a job. All those books they wrote about gender and race prejudice probably won't help them too much.
Anonymous Coward
User ID: 21693592
United States
09/30/2012 12:04 AM
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Re: 70 % US colleges and univ going to close
Quoting: Anonymous Coward 24612324

they charge way to much to go to college ,the professors ,and others get way way to much money ,time to take deep pay cuts
Quoting: Anonymous Coward 2696379

This is NOT true. Trust me (I've been dealing with this most of my adult life). At least not the professors & most of the teaching faculty. Even ones with their PHD only make something like $50K a year. Now ask all of them how much they all owe in student loans to get that PHD. But yet they wouldn't be able to get the job because universities will only hire those who have high end degrees, while paying them jack shit because they know people will take it because they're all desperate for work in their field.

Its a racket basically. One that the worker bees do not benefit from at all.

I am currently working on my PhD (only the dissertation left), and I work as an adjunct for a local technical college, a local community college, and a major online university. Most colleges and universities have moved to adjuncts to save money and increase profits (for-profit institutions). I can tell you, the pay is not that great, and there are no benefits. Full-time and tenured positions are few and far between. I work on average 60 hours a week including planning and grading. I am, however, thankful simply to have a job in this economy. What amazes me are the students coming out of public schools--as a previous poster said, many are simply idiots with no desire for education; they simply want the federal aid to avoid being one of the masses of unemployed.
Anonymous Coward
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United States
09/30/2012 12:18 AM
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Re: 70 % US colleges and univ going to close
Most college grads can't even say "Do you want fries with that" without fucking it up.....Dumbasses
 Quoting: Anonymous Coward 24645852


That is not true.
 Quoting: Anonymous Coward 12432310


Agreed, my immense education and exuberant debt far beyond the average of students has made me your family doctor. So enjoy the care on your insurance or government welfare medicare/medicaid which refuses to pay me at my expense. I am denied for the majority of services I render to patients on a daily basis and those they do cover are monthly being slashed. It has put not just my family collateral (to secure loans for a practice and equipment), but my employees lively hoods at risk. (TRUE STORY)

However when the tap does dry up, I will be able to be a service for trade and barter, which is more than most students can say with their degrees.
Anonymous Coward
User ID: 13385958
United States
09/30/2012 12:20 AM
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Re: 70 % US colleges and univ going to close
You people have hardened hearts. No one can please you.

You don't respect them if they work at MacDonalds, and, by the way, that is not that bad of a job.

You don't respect them if they go to college.

You don't respect them if they go on welfare.

There is no pleasing you people...very very sad.

I say more power to all the young people in our society. God bless them!

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