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Obamacare Will Become Reality: What Does it Mean for You? (Premiums Up and Up)

 
waht
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User ID: 24118278
United States
11/13/2012 08:21 PM
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Obamacare Will Become Reality: What Does it Mean for You? (Premiums Up and Up)
Despite uncertainty surrounding the fiscal cliff and whether or not President Obama can make "compromise" a theme of his second term, one thing is for certain: the Affordable Care Act, widely referred to as "Obamacare" is going to take effect. The lion's share of the law is to be implemented on January 1, 2014. The major tenets that will impact Americans include the individual mandate and the pre-existing conditions clause that will not allow insurers to refuse coverage to anyone, even if they are in poor health.

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And once the law actually goes into effect it's the pre-existing conditions provision that has the potential to do a lot of damage to the consumer, according to Funtleyder. He says it is "likely insurance companies will raise premiums on everybody, given the mandate, to deal with the number of pre-existing conditions that come into the fold." And that is one of the many key criticisms of the plan: little to no direct cost-control.

(Excerpt) Read more at [link to finance.yahoo.com]
PENG

User ID: 1159762
United States
11/13/2012 08:27 PM

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Re: Obamacare Will Become Reality: What Does it Mean for You? (Premiums Up and Up)
I lost 2 doctors last week to early "retirement" effective in January. Today I called my internist for an appointment, and she is leaving also in January. I was warned back in March,I just hoped the election would change things.
I have a headache now. This sucks. These were really good doctors too.
"May the road rise up to meet you.... May the wind be always at your back..."
Anonymous Coward
User ID: 1982291
United States
11/13/2012 09:06 PM
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Re: Obamacare Will Become Reality: What Does it Mean for You? (Premiums Up and Up)
Health Ins/Dental went to $23,000 per yr. Self-employed.
Had to cancel a decent plan for a $12,000 per yr plan that is mostly major medical which means $5000.00 out of pocket for each incident like surg, major illness, etc... This is for 5 people with no major illness, no smoking policy. All within ht/wt range. One pre-existing condition isn't covered from a car wreck. We just have to make payments to the med facilities when needed ($200 month to surg center presently). We run a business and a farm. No employees and rarely a day off. Just thankful to have work.
tiger1

User ID: 144256
United States
11/13/2012 09:17 PM

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Re: Obamacare Will Become Reality: What Does it Mean for You? (Premiums Up and Up)
My husband has no income or insurance, and he will have to pay a fine. He has applied for disability. When he is finally approved for disability, there is a 2 year wait to get on medicare. So he will pay the fine. Problem is, since he has no income, whatever is in the bank after my puny check is deposited, will be confiscated by the government to pay the fine.
My youngest daughter will be losing her insurance in 1 year, as she ages out of the policy. She is a full time college student. She gets to pay a fine too.
Anonymous Coward
User ID: 27690857
Australia
11/13/2012 09:19 PM
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Re: Obamacare Will Become Reality: What Does it Mean for You? (Premiums Up and Up)
premiums all went down here when medicare passed .

full top cover now $2,000 to $3,000 per annum.

difference between public cover is mainly dental .

no one got microchipped, the economy benefited, individuals are better off financially

and we live longer than americans by 3 yrs .
Anonymous Coward
User ID: 24693410
United States
11/13/2012 09:21 PM
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Re: Obamacare Will Become Reality: What Does it Mean for You? (Premiums Up and Up)
I'll let Gene Wilder say it for me...


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