Seriously, Can Someone Explain Obamacare?? | |
| Anonymous Coward User ID: 1865772 11/14/2012 04:10 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 9026665 11/14/2012 04:12 PM Report Abusive Post Report Copyright Violation | Obamacare is the government takeover of 1/7th of the US economy. They are coming for energy next. Quoting: RayGun USSA, the next COMMUNIST country. Never thought I would live to see this happen with my own eyes. It took 200+ Years to build this greatest nation we live in and about 4 years to tear it all down. Obama = Hitler |
| Super Bowl Dave User ID: 14634326 11/14/2012 04:12 PM ![]() Report Abusive Post Report Copyright Violation | That big list makes Obamacare sound pretty good and reasonable. I think if you're low income you'll never have to worry about a fine or being forced to pay it. |
| Anonymous Coward User ID: 9026665 11/14/2012 04:14 PM Report Abusive Post Report Copyright Violation | Buy insurance or pay a fine to the IRS Quoting: Anonymous Coward 8260452 Insure all your full-time employees or reduce their hours to less than 30, or else pay a huge fine to the IRS Medicare cuts. Doctor reimbursement rates significantly lowered. Taxes taxes taxes. Exemptions for companies Obama likes. That's really about all there is to it. OK, so if you lose your job, or your employer cuts your hours, how long does a private citizen have to get his own coverage? It seems it'll be a system wherein everyone has to get their own insurance, as companies will cut back. Or if you lose your job you'll still be insured. So basically, this will probably kill employee benefits that companies offer. But as I asked, if you have insurance, but then lose it, is their a grace period to find new coverage, or do you pay per day of being uninsured?? People under a certain income level are exempt Under 30K Exempt Muslims = Exempt Amish = Exempt Jewish = Exempt Many companies = Expempt What's the trend i see here? White, Christian, male --> Obamacare |
| Anonymous Coward (OP) User ID: 11330901 11/14/2012 04:22 PM Report Abusive Post Report Copyright Violation | 5 years after implementation of O-Care the taxes on business are going to rise so high ( by design ) Companies will no longer be able to afford it and therefore people will have to go on the "Exchange" or Govment plan. Quoting: Anonymous Coward 9026665 As of now, there doesn't appear to be any "Exchange," that is, if you don't have health care, you pay a penalty tax for being uninsured, you don't get any sort of Govt. Exchange in the process. You're still uninsured, just paying for being uninsured. |
| Super Bowl Dave User ID: 14634326 11/14/2012 04:25 PM ![]() Report Abusive Post Report Copyright Violation | 5 years after implementation of O-Care the taxes on business are going to rise so high ( by design ) Companies will no longer be able to afford it and therefore people will have to go on the "Exchange" or Govment plan. Quoting: Anonymous Coward 9026665 As of now, there doesn't appear to be any "Exchange," that is, if you don't have health care, you pay a penalty tax for being uninsured, you don't get any sort of Govt. Exchange in the process. You're still uninsured, just paying for being uninsured. It looks like the bill does a lot of good stuff and sticks it to the greedy insurance companies, but in the end, it looks like it will also be a huge burden on the economy and at the end of the day, insurance companies will make a killing in the long run since so many more people are going to end up buying insurance. My argument is that the American DIET is what is leading to a health crisis, and that our medical care system, aside from excellent surgical care, is poor at helping or improving your long-term conditions like diabetes. |
| Anonymous Coward (OP) User ID: 11330901 11/14/2012 04:28 PM Report Abusive Post Report Copyright Violation | It looks like the bill does a lot of good stuff and sticks it to the greedy insurance companies, but in the end, it looks like it will also be a huge burden on the economy and at the end of the day, insurance companies will make a killing in the long run since so many more people are going to end up buying insurance. Quoting: Super Bowl Dave My argument is that the American DIET is what is leading to a health crisis, and that our medical care system, aside from excellent surgical care, is poor at helping or improving your long-term conditions like diabetes. It looks as if people will have to buy private insurance, that way if they lose their job, or their employer drops their health care plan, the individual would still be insured regardless. One of the things that attract people to jobs are benefits. Under this system, everyone will have to get private insurance plans or pay for not having a private insurance plan. As for the American diet and what our health care system does/doesn't do, that's not really a question of insurance but rather medical practice. |
| Anonymous Coward User ID: 27755367 11/14/2012 04:28 PM Report Abusive Post Report Copyright Violation | 5 years after implementation of O-Care the taxes on business are going to rise so high ( by design ) Companies will no longer be able to afford it and therefore people will have to go on the "Exchange" or Govment plan. Quoting: Anonymous Coward 9026665 As of now, there doesn't appear to be any "Exchange," that is, if you don't have health care, you pay a penalty tax for being uninsured, you don't get any sort of Govt. Exchange in the process. You're still uninsured, just paying for being uninsured. The Exchanges and Mandate do not go into effect until 2014. Buy then we will hopefully have a better idea how this is going to work. |
| Anonymous Coward User ID: 27755367 11/14/2012 04:31 PM Report Abusive Post Report Copyright Violation | |
| Shamar User ID: 24946868 11/14/2012 04:31 PM ![]() Report Abusive Post Report Copyright Violation | From what I gather, you have a choice between getting insured by an insurance company, or pay a fee for being uninsured. Quoting: Anonymous Coward 11330901 A lot of people still seem to think that if you're uninsured and you pay the fee, then you get USA Government Healthcare. But from what I gather, no such thing exists. It's either pay to be insured, or pay to not be insured. What if you have insurance through an employer, but then you lose your job (fired/quit/lay off/company goes out of business, etc.)? Usually when that happens, benefits terminate immediately. Do you have X amount of days to get new coverage? How long can you be uninsured in a given year without having to pay the government for being uninsured come tax time? Like if you go without medical insurance for a few months, do you have to pay for those few months for not being insured? And how in the world was this ever passed and the reality we're facing? [link to www.youtube.com] Last Edited by Shamar on 11/14/2012 04:31 PM Azazel hunter ~ Ephesians 6:12For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places. 17Take also the helmet of deliverance, and the sword of the Spirit, which is the Word of Elohim. * Deut. 33:25 Iron and brass shall be thy bars; and as thy days, so shall thy strength be. * Nima Miriam Shamar ba't Asher |
| Anonymous Coward (OP) User ID: 11330901 11/14/2012 04:32 PM Report Abusive Post Report Copyright Violation | The Exchanges and Mandate do not go into effect until 2014. Buy then we will hopefully have a better idea how this is going to work. Quoting: Anonymous Coward 27755367 The exchanges are supposed to be offices to allow people to pick a plan if they're uninsured. But it's not actually a nation-wide health care plan. It's basically like going to an insurance salesmen to pick out the best insurance for your car. But this is mandatory and I can see pretty much everyone ultimately having to buy private insurance. Companies won't offer benefits, and there is no National Health Care Insurance like in other countries. This is fucked up. |
| Anonymous Coward (OP) User ID: 11330901 11/14/2012 04:36 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 27754750 11/14/2012 04:41 PM Report Abusive Post Report Copyright Violation | a long depression that is decade(s) long, will make this look like the most retarded concept since prohibition. many years of very high unemployment and most americans qualifying for free or cheap healthcare will be impossible. democrats are nothing but weirdos who try to compel their insanities on people that were minding their own business. |
| DT2 User ID: 10406153 11/14/2012 04:42 PM Report Abusive Post Report Copyright Violation | C'mon man you have to pass the legislation to find out what's in it. LOL. I still can't get over Pelosi saying that. “A free people ought not only to be armed and disciplined, but they should have sufficient arms and ammunition to maintain a status of independence from any who might attempt to abuse them, which would include their own government.” --President George Washington |
| Anonymous Coward (OP) User ID: 11330901 11/14/2012 04:45 PM Report Abusive Post Report Copyright Violation | a long depression that is decade(s) long, will make this Quoting: Anonymous Coward 27754750 look like the most retarded concept since prohibition. That's a good point. We may have to suffer under this system before its failure become apparent. Of course, will it ever be repealed or is this just a continuing downward spiral of ruining this country? |
| Anonymous Coward User ID: 26102818 11/14/2012 04:50 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1643846 11/14/2012 05:05 PM Report Abusive Post Report Copyright Violation | 5 years after implementation of O-Care the taxes on business are going to rise so high ( by design ) Companies will no longer be able to afford it and therefore people will have to go on the "Exchange" or Govment plan. Quoting: Anonymous Coward 9026665 As of now, there doesn't appear to be any "Exchange," that is, if you don't have health care, you pay a penalty tax for being uninsured, you don't get any sort of Govt. Exchange in the process. You're still uninsured, just paying for being uninsured. It looks like the bill does a lot of good stuff and sticks it to the greedy insurance companies, but in the end, it looks like it will also be a huge burden on the economy and at the end of the day, insurance companies will make a killing in the long run since so many more people are going to end up buying insurance. My argument is that the American DIET is what is leading to a health crisis, and that our medical care system, aside from excellent surgical care, is poor at helping or improving your long-term conditions like diabetes. Oh Obamacare is great unless you are a doctor or hospital or need care from one. Reimbursements will be cut by 5-10% for Medicare after years of being cut to below cost of seeing a patient already. A Medicare doctor gets paid less than a good plumber or electrician. I guess a plumber can get that clog out in your arteries. This is why doctors limit the number of Medicare patients they treat. Note from Forbes ... Steve Daniels, a reporter with WTVD, led an investigation into problems with Medicare access in North Carolina. A team of volunteers used the “mystery shopper” method, posing as Medicare beneficiaries looking for a new doctor. Of the 200 family physicians they called, nearly half said that they were no longer accepting new Medicare patients. Because they lose money from Medicare, doctors are forced to make money from private insurance patients. Yet, these insurance companies are starting to move their rates to be closer to Medicare because government will provide two plans on the state exchanges. So like Engand, you will have two level of care. One of everyone. One for the elite who can pay extra for insurance to gain access to doctors who charge more than a plumber rate. Don't believe me on pay, see Times article ..... He notes that some master plumbers (about five to seven years experience) at the Cincinnati-based company make in excess of $100,000 a year. "A good plumber can pretty much write his ticket and make a good living with a good amount of experience," Abrams says. Now a pediatrician, family practice doc, .... makes only $150,000 in a hospital setting. They have been forced to move to hospitals because of these low reimbursements and due to needing to computerize medical records and submit quality metrics to Medicare, not an easy tak even with computers. If the pay goes lower, why not become a plumber? Hospitals want these docs though because they make money on surgeries and procedures. This is the reason why costs have spiraled out of control - those with deep pockets pay for others who dont. Thus, the hospitals need to pair a family doc with a surgeon to break even. Yet, the last straw is Medicare will give a fixed $ amount per illness instead of pay for each procedure and test. Sounds great because doctors order so many tests to milk the system. Right? Yet, if they don't do everything to save a patient life and they miss something, what happens? So are the tests due to make money or CYA. Now, they can make money from this new reimbursement system if they select the healthiest and simplistic patients to treat. They lose money on sicker patients who have more comic actions not covered by fixed fees. Guess how this will go. I laughed when Dems complain of Medicare Advantage marketing and profiting fom the healthiest seniors, as they just set up the exact same system. Good luck if you are chronically ill or morbitally obese as the removal of lifetime max will not benefit you because hospitals will be reluctant to treat you if they will not even 1/10 of the cost to treat you. Again, most hospitals will treat you. But, good docs will set up specialty centers to earn a living, letting the doctor who is all thumbs to the public hospitals. |
| Anonymous Coward User ID: 17493812 11/14/2012 05:12 PM Report Abusive Post Report Copyright Violation | |
| Ted Nougat User ID: 1339238 11/14/2012 05:30 PM Report Abusive Post Report Copyright Violation | It's not meant to be understood, it's meant to be such a massive piece of legislation that it can truly be whatever they want it to be. The intrusion has already been made with its passing. From here on out, it will only be expanded and ammended and added to. Those who voted for this "gift" bestowed upon us need to ask: 45 million or so people were "uninsured" - presumably because they couldn't afford it - and this served as the impetus for such a massive bill. With the passage of this bill, how will said people suddenly now be able to afford health insurance or the fine levied against them when they do not purchase what they can't afford in the first place? 16 thousand new IRS agents will apparently be needed to enforce compliance of Obamacare. Businesses will have to hire additional personnel to oversee and administer compliance with the new Law, requiring additional salaries and benefits for these new positions, which will require the costs of goods and services to go up, which will be paid by you and me, the consumers. Of course, they can always just keep costs down or at about the same by slashing jobs and hours of employees elsewhere. Oh ya. That's precisely what's happening. |
| Triskele User ID: 4093730 11/14/2012 05:58 PM Report Abusive Post Report Copyright Violation | What I don't understand is if you work for an employer and they provide health insurance to employees under obamacare...the employee still has to pay for the health benefits right?? I keep hearing about all the Papa Johns employees who are pissed about losing hours and are telling the CEO to raise prices on the pizzas to cover the health insurance but I don't think that means Papa Johns actually has to pay 100% for the employee's health insurance right? Quoting: Triskele Or am I wrong? You pay into health care from your paycheck, but the company also pays into it per employee, but that's usually for full-time employees (40 hours a week or more) only. If you work less than 40 hours, depending on the insurance policy, the company you work for doesn't have to pay anything toward your coverage. Meaning that if you work less than 40 hrs, you're still eligible for your company's insurance plan, but YOU pay for everything. And now you really can't chose to go without it, because then you'd have to pay the government for being uninsured. Amen! You're absolutely correct. People think it's going to be like Canada or the UK where they have ONE insurance company run by the govt. that everyone belongs to....but it's not going to be that way. Thanks for clarifying that for me. My husband covers our family through his company and so far they kicked us out of an 80% plan into a 70% plan in order to not have to lay off or cut hours for 2013. We have to pay more for the 70% plan than the one we had. I am sitting back curious to see what will happen with all these employees when they find out they have to pay for it anyway. |
| Anonymous Coward User ID: 1610534 11/14/2012 06:08 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 22441207 11/14/2012 06:09 PM Report Abusive Post Report Copyright Violation | Buy insurance or pay a fine to the IRS Quoting: Anonymous Coward 8260452 Insure all your full-time employees or reduce their hours to less than 30, or else pay a huge fine to the IRS Medicare cuts. Doctor reimbursement rates significantly lowered. Taxes taxes taxes. Exemptions for companies Obama likes. That's really about all there is to it. THIS lol Couldn't say it any better |
| Anonymous Coward User ID: 14349741 11/14/2012 06:11 PM Report Abusive Post Report Copyright Violation | C'mon man you have to pass the legislation to find out what's in it. LOL. I still can't get over Pelosi saying that. [link to www.youtube.com] |
| Anonymous Coward User ID: 22441207 11/14/2012 06:14 PM Report Abusive Post Report Copyright Violation | [link to www.youtube.com] This is Satan speaking through this idiot woman. Most evil thing to ever said. |
| Anonymous Coward User ID: 25166254 11/14/2012 06:16 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward (OP) User ID: 11330901 11/14/2012 06:30 PM Report Abusive Post Report Copyright Violation | It's not meant to be understood, it's meant to be such a massive piece of legislation that it can truly be whatever they want it to be. The intrusion has already been made with its passing. From here on out, it will only be expanded and ammended and added to. Quoting: Ted Nougat 1339238 Those who voted for this "gift" bestowed upon us need to ask: 45 million or so people were "uninsured" - presumably because they couldn't afford it - and this served as the impetus for such a massive bill. With the passage of this bill, how will said people suddenly now be able to afford health insurance or the fine levied against them when they do not purchase what they can't afford in the first place? 16 thousand new IRS agents will apparently be needed to enforce compliance of Obamacare. Businesses will have to hire additional personnel to oversee and administer compliance with the new Law, requiring additional salaries and benefits for these new positions, which will require the costs of goods and services to go up, which will be paid by you and me, the consumers. Of course, they can always just keep costs down or at about the same by slashing jobs and hours of employees elsewhere. Oh ya. That's precisely what's happening. Well said. |