But as the crisis mood congeals people will come to the jarring realization that they have grown helplessly dependent on a teetering edifice of anonymous transactions and paper garuntees. Many americans wont know where their savings are, who their employer is , what their pension is, or how their government works. The era will have left the financial world arbitraged and tentacled; Debtors wont know who owns their mortgages, and shareholders who runs their equities and vise versa. Strauss & Howe 1997