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Macys Credit Card

 
Anonymous Coward
User ID: 24699840
United States
11/25/2012 11:28 PM
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Macys Credit Card
Question for you folks.

I just found out that I have a 60 day late on my credit report. I pay a bunch of money to monitor my credit real-time. Macys never reported a 30 day late or I have caught before it made it to 60 days late. I paid the card off and cancelled my account. Sticking to straight cash.

Any Advice?
FASNYC

User ID: 26885382
United States
11/25/2012 11:34 PM
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Re: Macys Credit Card
Question for you folks.

I just found out that I have a 60 day late on my credit report. I pay a bunch of money to monitor my credit real-time. Macys never reported a 30 day late or I have caught before it made it to 60 days late. I paid the card off and cancelled my account. Sticking to straight cash.

Any Advice?
 Quoting: Anonymous Coward 24699840


I do e credit repair for mortgage companies. Canceling it would hurt your score if it was opened for a decent amount of time (5 years).

They usually report a 30 day late after 60 days and a 60 @ 90 days.m
Times are changing!
Anonymous Coward (OP)
User ID: 24699840
United States
11/25/2012 11:38 PM
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Re: Macys Credit Card
Thanks for the advise. They totally bypassed 30 days and I was hit with a 60.

I paid the thing off in October and some how two bucks showed up causing the late. Pretty messed up.
Anonymous Coward (OP)
User ID: 24699840
United States
11/25/2012 11:38 PM
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Re: Macys Credit Card
Thanks for the advise. They totally bypassed 30 days and I was hit with a 60.

I paid the thing off in October and some how two bucks showed up causing the late. Pretty messed up.
FASNYC

User ID: 26885382
United States
11/25/2012 11:45 PM
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Re: Macys Credit Card
Thanks for the advise. They totally bypassed 30 days and I was hit with a 60.

I paid the thing off in October and some how two bucks showed up causing the late. Pretty messed up.
 Quoting: Anonymous Coward 24699840


If that is the case, google Dispute Letters to Credit Agency. Send them to equidaxm, experience..... Request docu e ration showing the 2 dollar debt , they have 30 days to answer, if they don't answer in th3 30 days WITH DOCUMENTATION on the 2 dollar charge (which they never have) it will take off the lates
Times are changing!

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