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Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week

 
StormeyGoddess

User ID: 22004193
United States
11/28/2012 04:19 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


It is my understanding that most insurance companies DO NOT provide flood insurance...I have been known to be wrong before, of course, but...if the people in the area did not have flood insurance, their houses WILL NOT be repaired by the insurance company, no matter who their insurance carrier is.

It is in natural disasters that our government ought to step in, IMHO. No local government should have the ability to fine these people...Period.

If you have that much extra falling out of your pocket, BRIEF, maybe you oughtta pick a family affected by the devastation and give them a donation instead of being so cold hearted today?
 Quoting: StormeyGoddess


Flood insurance is optional, and not available in many areas, so you have to ask...I have it as well as EQ insurance, which is also an option and most don't have it...

As far as giving, I'm selective...they chose to live in an area where this was a possibility...just like with Katrina, um hello, the city is below sea level!
 Quoting: BRIEF


Yeah, flood insurance is optional, but the average joe or jane can't afford the extra premium. I know I can't. If my home ever floods, I am screwed. :-) Thank God, I'm in OHIO.

And yeah, they chose to live there, but really, who prepares for and expects disaster? We think about the possibilities, and most of us are naive enough to live our lives thinking, "it won't happen to me."

Have a heart, babe. Dig deep and find your compassion. I know it's there. :-)

Any one of us can be struck with any kind of disaster at anytime. We're not all pathetic dumb asses if one happens to us. Ya know? We gotta just live and hope for the best.
 Quoting: StormeyGoddess


A person/family should plan on having an emergency once every ten years that will cost them 10K or more, so if you aren't saving at least a thousand bucks a year you are putting yourself and your family at great risk...so yeah, plan now because shit will happen.
 Quoting: BRIEF


You're right. It's logical. We should put money aside, but sometimes...just sometimes shit happens. I'll be lucky to catch up at the moment...drowning in my own personal disaster, atm. Should have, would have, could have...

Not that I'm whining or complaining. :-) The only thing to do, is the best we can. :-)

You know I love ya, BRIEF. :-) Not everyone is as fortunate as you. These poor people lost it all. My heart goes out to them.

In my opinion, those people on the east coast have suffered enough. People don't DESERVE to be punished for wanting to live on the coast, for dreaming, for being naive, for hoping.

I'm a romantic, I know...so, call me some kind of tard and get it over with. :-)

Optimitard or Romantitard or lol, something. :-)
"Don't look back, you're not going that way."

"As for me and my family, we will serve the Lord.”
BRIEF
Rebel with morals

User ID: 381742
United States
11/28/2012 04:21 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
Anonymous Coward
User ID: 28071438
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11/28/2012 04:24 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Pics of some of those houses BEFORE the disaster showed the houses

practically out in the ocean then

What do they expect? building a house 2 feet away from the water??
BRIEF
Rebel with morals

User ID: 381742
United States
11/28/2012 04:26 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Pics of some of those houses BEFORE the disaster showed the houses

practically out in the ocean then

What do they expect? building a house 2 feet away from the water??
 Quoting: Anonymous Coward 28071438


That's the same thing I say when someone like Steve Irwin would play with things that could eat him...
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
StormeyGoddess

User ID: 22004193
United States
11/28/2012 04:29 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


I've had two conversations with you, both were like this one.
 Quoting: andawg221


Then you're doing it wrong...
 Quoting: BRIEF


Well, there you go. That was witty at least!

I'll make you a deal, if I win the lotto tonight I'll give you 1 million that way you learn to pay it forward.
 Quoting: andawg221


Don't need it, I know all about giving...if you win give it to a children's hospital or the big brother/sister program, make a wish, etc and save me the trouble, that's all I'd do with it anyway.
 Quoting: BRIEF


beared

Yep, see, I knew you would!
"Don't look back, you're not going that way."

"As for me and my family, we will serve the Lord.”
Anonymous Coward
User ID: 17560134
United States
11/28/2012 04:29 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
Burt Gummer

User ID: 7702124
United States
11/28/2012 04:30 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


From the highlighted part...

Then you were taking your chances weren't you?
Russian Roulette at it's best.

There is a a REASON they won't insure you....ever think of it that way?

No disrespect to anyone who lost everything there...but you should have GTFO if you really had a problem with not being insured.

Last Edited by Useless Cookie Eater on 11/28/2012 04:31 PM
StormeyGoddess

User ID: 22004193
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11/28/2012 04:30 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


Just wanna say, my heart goes out to everyone affected by the devastation!
"Don't look back, you're not going that way."

"As for me and my family, we will serve the Lord.”
andawg221

User ID: 28581989
United States
11/28/2012 04:31 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


Yeah, flood insurance is optional, but the average joe or jane can't afford the extra premium. I know I can't. If my home ever floods, I am screwed. :-) Thank God, I'm in OHIO.

And yeah, they chose to live there, but really, who prepares for and expects disaster? We think about the possibilities, and most of us are naive enough to live our lives thinking, "it won't happen to me."

Have a heart, babe. Dig deep and find your compassion. I know it's there. :-)

Any one of us can be struck with any kind of disaster at anytime. We're not all pathetic dumb asses if one happens to us. Ya know? We gotta just live and hope for the best.
 Quoting: StormeyGoddess


A person/family should plan on having an emergency once every ten years that will cost them 10K or more, so if you aren't saving at least a thousand bucks a year you are putting yourself and your family at great risk...so yeah, plan now because shit will happen.
 Quoting: BRIEF


Most folks either don't realize or can't afford to. But this is very true!

Lots of people think I'll put that on credit or a payment plan. But I still feel for them when big stuff like this happens.
 Quoting: andawg221


That's why I hate credit card and mortgage/loan officers...they push debt like it's a smart choice...

Debt works just like a smart investment, only in reverse...if a person stays debt free and invests and saves just the money they would have spent on interest, I can make them a millionaire in their lifetime...some are more ambitious than others, and I can help them do it without living in a box and eating rice and beans...
 Quoting: BRIEF


That is a great way to put it. It's almost worse, depending on the interest rate and other fees that make almost no since.

Me and my wife moved out at 17 so we've learned a lot the hard way. But this was one thing passed on from some elders. I use my credit card just to not carry cash. If I don't have the money I don't buy it.
BRIEF
Rebel with morals

User ID: 381742
United States
11/28/2012 04:32 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
StormeyGoddess

User ID: 22004193
United States
11/28/2012 04:37 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


Call me crazy, but even with this...one day, I'm going to retire to Myrtle Beach, damn it. Or maybe Myrtle Beach will retire to me. Either way. I understand wanting to live on the coast. The beauty, the seduction. :-)

I'm seeing the devastation that can occur, and yet...there is something very alluring about living next to that amazing expanse of water we call the ocean.
"Don't look back, you're not going that way."

"As for me and my family, we will serve the Lord.”
Anonymous Coward
User ID: 28654935
United States
11/28/2012 04:37 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
we no longer need the federal government....
 Quoting: Anonymous Coward 1531425


It is not our government. It is a private Contractor for the banks.
 Quoting: NightWisp


Good point.

And damn them to Hell, for good measure.

Yep.
Anonymous Coward
User ID: 17560134
United States
11/28/2012 04:38 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


From the highlighted part...

Then you were taking your chances weren't you?
Russian Roulette at it's best.

There is a a REASON they won't insure you....ever think of it that way?

No disrespect to anyone who lost everything there
...but you should have GTFO if you really had a problem with not being insured.
 Quoting: Burt Gummer


Hey asshole, I never said I wasn't insured, K?
As for the people who bought their homes years ago, who the hell are YOU to say they KNEW about asbestos, or that they would not be able to get flood insurance.

And your level of disrespect is despicable.
So quit trying to pretend your a nice dude, ass.
BRIEF
Rebel with morals

User ID: 381742
United States
11/28/2012 04:38 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


Call me crazy, but even with this...one day, I'm going to retire to Myrtle Beach, damn it. Or maybe Myrtle Beach will retire to me. Either way. I understand wanting to live on the coast. The beauty, the seduction. :-)

I'm seeing the devastation that can occur, and yet...there is something very alluring about living next to that amazing expanse of water we call the ocean.
 Quoting: StormeyGoddess



With freedom comes responsibility.

Heterosexual pride!

Briefcut4892
andawg221

User ID: 28581989
United States
11/28/2012 04:39 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


What's scary is cali is about to get messed up now too. That's gonna make the big insurance companies really stretched thin.

And I joke with my wife that has family in jersey, just think if they start moving our way.

Good thing its not the early 90s we would have a hip hop war in Ohio :)
Anonymous Coward
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11/28/2012 04:39 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
PEE OFF GOV'T ! WANNABEES !!!!
Anonymous Coward
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11/28/2012 04:40 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
My heart goes out to all of you. I used to think the governor was a pretty upright guy, but now?

I wonder if it would be to everyone's advantage to just pick up and go somewhere else. Now this might be a little off but if everyone left NJ, abandoned their properties, what will the govt do? They'd have to tear everything down themselves, utility companies can't bill you anymore. Govt has no one to collect property taxes from.....etc

Now that might sound cold but....I am a home owner and finding it harder and harder to maintain, taxes go up and services go down, so I just decided when the cost becomes unbearable, I will just abandon this house.
I told my mayor if my taxes go up just one more time I will leave it. At first he laughed (I guess he thought the city would end up with another free property for sheriff sale) until I told him before I go I will take out all the plumbing, heating, pull out all the wiring.. Burn all the doors and cabinets....then he said "oh you can't do that" I said I sure can. It's my property I can do whatever I want to it, and you will get no more tax money from me, no property to sell, and doesn't that tax money contribute to your pay?

Times are bad and getting worse. I am actually looking forward to just pick up and go somewhere new myself
Anonymous Coward
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11/28/2012 04:40 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


The only thing "brief" about you, is your intellect. c ya douche
StormeyGoddess

User ID: 22004193
United States
11/28/2012 04:41 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


What's scary is cali is about to get messed up now too. That's gonna make the big insurance companies really stretched thin.

And I joke with my wife that has family in jersey, just think if they start moving our way.

Good thing its not the early 90s we would have a hip hop war in Ohio :)
 Quoting: andawg221


I hear we all smell like cows in Ohio...They won't move here :-)
"Don't look back, you're not going that way."

"As for me and my family, we will serve the Lord.”
Anonymous Coward
User ID: 17560134
United States
11/28/2012 04:44 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
My heart goes out to all of you. I used to think the governor was a pretty upright guy, but now?

I wonder if it would be to everyone's advantage to just pick up and go somewhere else. Now this might be a little off but if everyone left NJ, abandoned their properties, what will the govt do? They'd have to tear everything down themselves, utility companies can't bill you anymore. Govt has no one to collect property taxes from.....etc

Now that might sound cold but....I am a home owner and finding it harder and harder to maintain, taxes go up and services go down, so I just decided when the cost becomes unbearable, I will just abandon this house.
I told my mayor if my taxes go up just one more time I will leave it. At first he laughed (I guess he thought the city would end up with another free property for sheriff sale) until I told him before I go I will take out all the plumbing, heating, pull out all the wiring.. Burn all the doors and cabinets....then he said "oh you can't do that" I said I sure can. It's my property I can do whatever I want to it, and you will get no more tax money from me, no property to sell, and doesn't that tax money contribute to your pay?

Times are bad and getting worse. I am actually looking forward to just pick up and go somewhere new myself
 Quoting: Anonymous Coward 25672410


God bless and keep you.

And, BRILLIANT!
Anonymous Coward
User ID: 1340824
Canada
11/28/2012 04:46 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
I have had a "total loss" event at one point in my life..
7 yrs ago my house burnt down. I didnt even know if I had ins, but it turned out I did. my ins was paid to an ins comp in another province (canada) and my house was not in that province, the only delay, red tape, I had was, it happened on a holiday weekend. come tues I got a call from the local ins office and they were at my place within 24 hrs with chek in hand. I was shocked. The ins guy stayed with me thru thick and thin with the contracters dragging their butt, verbal quotes that were waaay over inflated by the time they got on paper, and double talking etc... he used his clout (I wont sign your chek) and got the jobs done as fast as possible. my world was in chaos and he lead me thru the minefield..

there are some good ins cmps and there are horror stories. if anybody wants to know..it was ING insurance,, I,m sure they have USA affiliates. they were good to me and mine. the fire was a (nothing but the clothes on our backs) loss.
yrs later I still have nightmares about it. but the adjuster was above and beyond anything I would have had expected.
Burt Gummer

User ID: 7702124
United States
11/28/2012 04:48 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


From the highlighted part...

Then you were taking your chances weren't you?
Russian Roulette at it's best.

There is a a REASON they won't insure you....ever think of it that way?

No disrespect to anyone who lost everything there
...but you should have GTFO if you really had a problem with not being insured.
 Quoting: Burt Gummer


Hey asshole, I never said I wasn't insured, K?
As for the people who bought their homes years ago, who the hell are YOU to say they KNEW about asbestos, or that they would not be able to get flood insurance.

And your level of disrespect is despicable. So quit trying to pretend your a nice dude, ass.
 Quoting: Anonymous Coward 17560134


Asbestos is not the issue you mental midget.....unobtainable FLOOD INSURANCE IS.....asshole.

clues

Last Edited by Useless Cookie Eater on 11/28/2012 04:52 PM
StormeyGoddess

User ID: 22004193
United States
11/28/2012 04:50 PM

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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
I have had a "total loss" event at one point in my life..
7 yrs ago my house burnt down. I didnt even know if I had ins, but it turned out I did. my ins was paid to an ins comp in another province (canada) and my house was not in that province, the only delay, red tape, I had was, it happened on a holiday weekend. come tues I got a call from the local ins office and they were at my place within 24 hrs with chek in hand. I was shocked. The ins guy stayed with me thru thick and thin with the contracters dragging their butt, verbal quotes that were waaay over inflated by the time they got on paper, and double talking etc... he used his clout (I wont sign your chek) and got the jobs done as fast as possible. my world was in chaos and he lead me thru the minefield..

there are some good ins cmps and there are horror stories. if anybody wants to know..it was ING insurance,, I,m sure they have USA affiliates. they were good to me and mine. the fire was a (nothing but the clothes on our backs) loss.
yrs later I still have nightmares about it. but the adjuster was above and beyond anything I would have had expected.
 Quoting: Anonymous Coward 1340824


Glad you had such a good experience with your insurance company. Fire is covered and they should have paid immediately and gotten everything fixed immediately. The trouble in this situation is that the majority of the people on the east coast do not have flood insurance and the insurance companies will not provide it, even at an inflated cost....

Which means, they have LOST EVERYTHING and cannot rebuild or replace what's been lost. Ever. It's awful!

It's a very sad, devastating situation for our FELLOW HUMAN BEINGS to be in. :-(
"Don't look back, you're not going that way."

"As for me and my family, we will serve the Lord.”
andawg221

User ID: 28581989
United States
11/28/2012 04:54 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


What's scary is cali is about to get messed up now too. That's gonna make the big insurance companies really stretched thin.

And I joke with my wife that has family in jersey, just think if they start moving our way.

Good thing its not the early 90s we would have a hip hop war in Ohio :)
 Quoting: andawg221


I hear we all smell like cows in Ohio...They won't move here :-)
 Quoting: StormeyGoddess


I've had friends move out to cali, and they all say these people think we are are rednecks! LOL
Anonymous Coward
User ID: 26844291
United States
11/28/2012 04:58 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
This must be one of those methods they are going to use to force people to move into relocation zones. Remember the map that has laid out where they want the population centers? If memory serves me right, none of the population centers were on the coasts. Zone corridor map or something like that, it might be called. Help me on the name people.
Anonymous Coward
User ID: 21237155
United States
11/28/2012 05:12 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


What's scary is cali is about to get messed up now too. That's gonna make the big insurance companies really stretched thin.

And I joke with my wife that has family in jersey, just think if they start moving our way.

Good thing its not the early 90s we would have a hip hop war in Ohio :)
 Quoting: andawg221



Flood Insurance is mandated by FEMA, and underwritten by various insurance companies on behalf of FEMA. Insurance companies do not & cannot write Flood Insurance in and of themselves, it is controlled by FEMA. If a flood is the source of damage, a flood policy covers it, not the home insurance. Resorting to coverage within the context of "wind" doesn't hold water. No Flood Policy, no coverage. Banks as mortgagees require it within flood zones, depending on the area designation determined by FEMA. FEMA is broke, as is the rest of the Federal Government, expect Uncle Sam to pick up the slack in 6 months to a year.
Anonymous Coward
User ID: 28008747
United States
11/28/2012 05:47 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
...


Yeah, flood insurance is optional, but the average joe or jane can't afford the extra premium. I know I can't. If my home ever floods, I am screwed. :-) Thank God, I'm in OHIO.

And yeah, they chose to live there, but really, who prepares for and expects disaster? We think about the possibilities, and most of us are naive enough to live our lives thinking, "it won't happen to me."

Have a heart, babe. Dig deep and find your compassion. I know it's there. :-)

Any one of us can be struck with any kind of disaster at anytime. We're not all pathetic dumb asses if one happens to us. Ya know? We gotta just live and hope for the best.
 Quoting: StormeyGoddess


A person/family should plan on having an emergency once every ten years that will cost them 10K or more, so if you aren't saving at least a thousand bucks a year you are putting yourself and your family at great risk...so yeah, plan now because shit will happen.
 Quoting: BRIEF


Most folks either don't realize or can't afford to. But this is very true!

Lots of people think I'll put that on credit or a payment plan. But I still feel for them when big stuff like this happens.
 Quoting: andawg221


That's why I hate credit card and mortgage/loan officers...they push debt like it's a smart choice...

Debt works just like a smart investment, only in reverse...if a person stays debt free and invests and saves just the money they would have spent on interest, I can make them a millionaire in their lifetime...some are more ambitious than others, and I can help them do it without living in a box and eating rice and beans...
 Quoting: BRIEF


If these homeowners were already "underwater" in the sense of owing a big mortgage, and then the collateral (the house) got destroyed, then it's more like the lender's problem.

They can "just walk away".

But I don't think the Jersey shore was that kind of community, many of these were long-time residents who owned free and clear. Otherwise Obama wouldn't have sent the storm their way.
Anonymous Coward
User ID: 3579236
United States
11/28/2012 05:51 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
Some of you have no idea what you are saying!

Two generations of my family have had a house down there for 38 years. We have seen every snow storm, ice storm, rain storm, hurricane, and every likely scenario happen over that time. This was so devastating and destructive that my own eyes can not believe it. House after house, many primary homes, absolutely destroyed and collapsed. Almost every house on the block is condemned. Someone's deck was in our yard, and someone's boat was there too. It is like a bomb went off. The 70 year old guy 2 houses down from ours has been there all his life. A law abiding, tax paying citizen who kept meticulous care of his little piece of property and was enjoying his retirement. He watched every type of storm come and go over many years. When the water started rushing into his home in a split second, he ended up climbing up on his dining room table and had a heart attack.

Many of the people who live down there full time do not have a lot of money. And insurance companies will NOT offer flood insurance, because the houses are older and have "asbestos", which is absolutely bull crap. So in some cases, NO amount of money will get you flood insurance, so you don't know what you're talking about.

I could go on about the devastation, but only seeing is believing. It is heartwrenching, so try and have a heart. Many people's lives are completely destroyed.

And this, with a manufactured and steered storm MEANT to destroy, at that.
 Quoting: Anonymous Coward 17560134


It's still the equivalent of living on a volcano and then being surprised when it erupts and wipes out the whole village...living next to the ocean is a risk that I'm not willing to take...
 Quoting: BRIEF


It is NOTHING of the sort! There is NO comparison whatsoever to "living on a volcano", K?

Our house was over a mile from the ocean, so shut uppp!
 Quoting: Anonymous Coward 17560134


I've often thought how awesome it would be for the kids and I to ride bikes down to the volcano, um, I mean ocean and jump in a boat we have docked there and go fishing, but then reality sets in and says no, that's too risky...
 Quoting: BRIEF


are you fucking stupid briefman. this whole rock is a cataclysmic structure that can be extremely unpredictable anywhere you live.
Anonymous Coward
User ID: 218496
Puerto Rico
11/28/2012 05:59 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
There case of looting & gang arson become usefull ...

let insurers take care of it ...
Anonymous Coward
User ID: 1550123
United States
11/28/2012 06:03 PM
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Re: Government Tells NJ Hurricane Victims to Demolish Their Homes Immediately or pay $2,000 Per Week
I have had a "total loss" event at one point in my life..
7 yrs ago my house burnt down. I didnt even know if I had ins, but it turned out I did. my ins was paid to an ins comp in another province (canada) and my house was not in that province, the only delay, red tape, I had was, it happened on a holiday weekend. come tues I got a call from the local ins office and they were at my place within 24 hrs with chek in hand. I was shocked. The ins guy stayed with me thru thick and thin with the contracters dragging their butt, verbal quotes that were waaay over inflated by the time they got on paper, and double talking etc... he used his clout (I wont sign your chek) and got the jobs done as fast as possible. my world was in chaos and he lead me thru the minefield..

there are some good ins cmps and there are horror stories. if anybody wants to know..it was ING insurance,, I,m sure they have USA affiliates. they were good to me and mine. the fire was a (nothing but the clothes on our backs) loss.
yrs later I still have nightmares about it. but the adjuster was above and beyond anything I would have had expected.
 Quoting: Anonymous Coward 1340824


It is nice to hear good things about insurance companies. So many times all we hear is bad. And so sorry about your loss. That is so devastating.

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