Well Amy, it sounds like you're not the only one having a bad day. It sounds like MO is too. That was really harsh but predictive of the state of mind people are in and how fed up they are. Sometimes people jump on others who don't deserve it. I have seen your posts and you're a good person. Keep your head up. Get the kids the few things you can get by with. It's times like this when less is more. The kids learn to appreciate things more but it's hard I know. I have two children also. I have btdt with relying on liability ins. when times were tough and using it a few months at a time. I remember how it felt to hope and pray a wreck didn't happen. You'll get through the fire. It makes you stronger and makes you humble. Do what you can to patch it up and keep fighting the good fight. It sounds like you and your husband are hard workers. This too shall pass.