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Message Subject Anybody in real estate?
Poster Handle Anonymous Coward
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I officially now have $30,000 saved up to buy a new home howeber I have very little credit. I only have one Visa card that I've had about 2 years. I get many offers in the mail just havn't followed up on getting a second one yet.

But If I'm looking for homes priced around $60,000 to $80,000 and put up around $20 to $25,000 for a downpayment (including closing costs) does my credit score really matter? My goal would be to have my morgage around $350 a month or cheaper. I take home after taxes about $1,400 a month.

First time home buyer so any help GLP can offer I would greatly appreciate it.
 Quoting: Anonymous Coward 7736082



Just curious, but are you in an area where you can get a decent, clean, liveable house in a safe neighborhood for that price?
 Quoting: Anonymous Coward 28808096


Yes. I've already been searching in my area for almost a year just to get a genral idea of things. There are plenty of decnt 3 BR 2 BA homes with ok sized yards. The area I live in Delaware doesnt really have to many ghettos.
 
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