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Message Subject Anybody in real estate?
Poster Handle Anonymous Coward
Post Content
Nobody has any good advice for a first time buyer that can't be found by googling? I want to hear some experiences.
 Quoting: Anonymous Coward 7736082

I'm a mortgage broker in the UK, credit score means everything when applying, especially at higher loan to values. Having a small amount of credit can actually work against you (known as a *thin* credit file) when there is not enough evidence to ascertain whether you're credit worthy or not.
 Quoting: Elemental

What would be the quickest way to build it up? I am going to apply for another credit card but would it be better to take out a small loan on an expensive appliance or something and pay it off monthly?
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